CNBP (Cornerstone Bancorp) Margin of Safety % (DCF Dividends Based): N/A (As of Aug. 03, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CNBP Cornerstone Bancorp Inc CNBP
61 GF Score
Price $120.10
GF Value $82.67
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Cornerstone Bancorp Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-08-03), Cornerstone Bancorp's Predictability Rank is 2-Stars. Cornerstone Bancorp's intrinsic value calculated from the Discounted Dividend model is $126.95 and current share price is $120.10. Consequently,

Cornerstone Bancorp's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is N/A.

CNBP vs JDVB, MGYR, CZBS: Margin of Safety % (DCF Dividends Based) Comparison

For the Banks - Regional subindustry, Cornerstone Bancorp's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Cornerstone Bancorp Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, Cornerstone Bancorp's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Cornerstone Bancorp's Margin of Safety % (DCF Dividends Based) falls into.


CNBP
61GF Score
Cornerstone Bancorp Inc CNBP
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Cornerstone Bancorp Margin of Safety % (DCF Dividends Based) Calculation

Cornerstone Bancorp's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(0.00-120.10)/0.00
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

Is Cornerstone Bancorp (CNBP) Overvalued in 2026?

Based on GuruFocus' analysis, Cornerstone Bancorp stock appears to be overvalued. The current stock price of $120.10 is trading 45.3% above its estimated GF Value™ of $82.67. GuruFocus considers Cornerstone Bancorp to be Significantly Overvalued.

Key valuation signals for CNBP:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: $82.67 vs. price of $120.10 (45.3% above fair value)
  • GF Score™: 61/100 with 1 warning sign

No single metric tells the full story. See the CNBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cornerstone Bancorp Business Description

Address One West Northwest Highway, Palatine, IL, USA, 60067
Cornerstone Bancorp Inc provides financial services to individuals and businesses. The company's primary deposit products are demand deposits, savings, money market, and term certificate accounts, and its primary lending products are commercial and commercial mortgage loans. The company has a mortgage banking operation in which residential mortgage loans are originated and sold to the secondary market. The Corporation has one operating segment: community banking.
61GF Score

Get the complete analysis for CNBP

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$120.10
Price
$82.67
GF Value