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Cornerstone Bancorp's yield on cost for the quarter that ended in Dec. 2025 was 0.00.
The historical rank and industry rank for Cornerstone Bancorp's 5-Year Yield-on-Cost % or its related term are showing as below:
CNBP's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.825 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Cornerstone Bancorp 5-Year Yield-on-Cost % Related Terms
CNBP vs KTHN, BSBK, UNB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Cornerstone Bancorp's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cornerstone Bancorp 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Cornerstone Bancorp's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Cornerstone Bancorp's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Cornerstone Bancorp (CNBP) has a 5-Year Yield-on-Cost % of 0.00 as of Sep. 03, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Cornerstone Bancorp and its competitors. According to the industry distribution chart, Cornerstone Bancorp ranks #999999 out of 1244 companies in the Banks industry.
Is Cornerstone Bancorp's 5-Year Yield-on-Cost % too high?
Cornerstone Bancorp's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, Cornerstone Bancorp ranks #999999 out of 1244 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Cornerstone Bancorp has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cornerstone Bancorp's 5-Year Yield-on-Cost % compare to KTHN and BSBK?
According to the Banks industry distribution chart, Cornerstone Bancorp ranks #999999 out of 1244 companies for 5-Year Yield-on-Cost %. This places Cornerstone Bancorp in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.83. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.83, based on 1,244 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Cornerstone Bancorp and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cornerstone Bancorp's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cornerstone Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Cornerstone Bancorp (CNBP) is currently considered Significantly Overvalued. The stock's GF Value™ is $82.95, compared to a current price of $125.51 — trading 51.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Cornerstone Bancorp's overall GF Score™ is 64/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Cornerstone Bancorp (CNBP), the current 5-Year Yield-on-Cost % is 0.00 as of Sep. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cornerstone Bancorp (CNBP) Overvalued in 2026?
Based on GuruFocus' analysis, Cornerstone Bancorp stock appears to be overvalued.
The current stock price of $125.51 is trading 51.3% above its estimated GF Value™ of $82.95.
GuruFocus considers Cornerstone Bancorp to be Significantly Overvalued.
Key valuation signals for CNBP:
5-Year Yield-on-Cost %: 0.00
GF Value™: $82.95 vs. price of $125.51 (51.3% above fair value)
No single metric tells the full story. See the CNBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cornerstone Bancorp Inc provides financial services to individuals and businesses. The company's primary deposit products are demand deposits, savings, money market, and term certificate accounts, and its primary lending products are commercial and commercial mortgage loans. The company has a mortgage banking operation in which residential mortgage loans are originated and sold to the secondary market. The Corporation has one operating segment: community banking.
64GF Score
Get the complete analysis for CNBP
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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