Dutch-Bangla Bank (DHA:DUTCHBANGL) Margin of Safety % (DCF Dividends Based): 70.39% (As of Jul. 27, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:DUTCHBANGL Dutch-Bangla Bank PLC DHA:DUTCHBANGL
73 GF Score
Price BDT47.40
GF Value BDT58.42
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Dutch-Bangla Bank Margin of Safety % (DCF Dividends Based)?

Dutch-Bangla Bank DHA:DUTCHBANGL -1.86% 73 Margin of Safety % (DCF Dividends Based) is 70.39% as of Jul. 27, 2026. GuruFocus rates DHA:DUTCHBANGL with a GF Score™ of 73/100 and a GF Value™ of BDT58.42 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-07-27), Dutch-Bangla Bank's Predictability Rank is 5-Stars. Dutch-Bangla Bank's intrinsic value calculated from the Discounted Dividend model is BDT226.02 and current share price is BDT47.40. Consequently,

Dutch-Bangla Bank's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is 70.39%.


Dutch-Bangla Bank Margin of Safety % (DCF Dividends Based) Competitor Comparison

For the Banks - Regional subindustry, Dutch-Bangla Bank's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dutch-Bangla Bank Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, Dutch-Bangla Bank's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Dutch-Bangla Bank's Margin of Safety % (DCF Dividends Based) falls into.


DHA:DUTCHBANGL
73GF Score
Dutch-Bangla Bank PLC DHA:DUTCHBANGL
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Dutch-Bangla Bank Margin of Safety % (DCF Dividends Based) Calculation

Dutch-Bangla Bank's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(160.10-47.40)/160.10
=70.39 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

What does a Margin of Safety % (DCF Dividends Based) of 70.39% mean?
Dutch-Bangla Bank (DHA:DUTCHBANGL) has a Margin of Safety % (DCF Dividends Based) of 70.39% as of Jul. 27, 2026. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Dutch-Bangla Bank.
Is Dutch-Bangla Bank's Margin of Safety % (DCF Dividends Based) too high?
Dutch-Bangla Bank's current Margin of Safety % (DCF Dividends Based) is 70.39%. Overall, Dutch-Bangla Bank has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Dutch-Bangla Bank's Margin of Safety % (DCF Dividends Based) compare to competitors?
Dutch-Bangla Bank's Margin of Safety % (DCF Dividends Based) of 70.39% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Dividends Based) for a Banks company?
A good Margin of Safety % (DCF Dividends Based) depends on the Banks industry context. However, Margin of Safety % (DCF Dividends Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Dividends Based) mean?
A high Margin of Safety % (DCF Dividends Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Dutch-Bangla Bank. Dutch-Bangla Bank's current Margin of Safety % (DCF Dividends Based) is 70.39%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dutch-Bangla Bank stock overvalued right now?
Based on GuruFocus' analysis, Dutch-Bangla Bank (DHA:DUTCHBANGL) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT58.42, compared to a current price of BDT47.40 — trading 18.9% below its estimated fair value. The current Margin of Safety % (DCF Dividends Based) is 70.39%. Dutch-Bangla Bank's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Dividends Based) calculated?
Margin of Safety % (DCF Dividends Based) is calculated from a company's financial statements. For Dutch-Bangla Bank (DHA:DUTCHBANGL), the current Margin of Safety % (DCF Dividends Based) is 70.39% as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dutch-Bangla Bank (DHA:DUTCHBANGL) Overvalued in 2026?

Based on GuruFocus' analysis, Dutch-Bangla Bank stock appears to be undervalued. The current stock price of BDT47.40 is trading 18.9% below its estimated GF Value™ of BDT58.42. GuruFocus considers Dutch-Bangla Bank to be Modestly Undervalued.

Key valuation signals for DHA:DUTCHBANGL:

  • Margin of Safety % (DCF Dividends Based): 70.39%
  • GF Value™: BDT58.42 vs. price of BDT47.40 (18.9% below fair value)
  • GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the DHA:DUTCHBANGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dutch-Bangla Bank Business Description

Address 47 Motijheel Commercial Area, Dhaka, BGD, 1000
Dutch-Bangla Bank PLC offers a range of banking and investment services for personal and corporate customers. The principal activity of the Bank is to carry on all kinds of commercial banking business in Bangladesh. It provides a full range of real-time online banking services such as retail loan products, business loans, LC trade, and deposits, through all Branches, Internet Payment Gateway, ATMs, ADMs, and Internet Banking Channels. The company's business segments are; Corporate Banking which generates maximum revenue, Retail Banking, SME Banking, Financial Inclusion, Treasury, and Off-shore Banking Unit.
73GF Score

Get the complete analysis for DHA:DUTCHBANGL

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT47.40
Price
BDT58.42
GF Value