Dutch-Bangla Bank (DHA:DUTCHBANGL) Return-on-Tangible-Asset: 1.24% (As of Mar. 2026) — Near Median

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DHA:DUTCHBANGL Dutch-Bangla Bank PLC DHA:DUTCHBANGL
73 GF Score
Price BDT45.60
GF Value BDT59.20
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Dutch-Bangla Bank Return-on-Tangible-Asset?

Dutch-Bangla Bank DHA:DUTCHBANGL 73 Return-on-Tangible-Asset is 1.24% as of Mar. 2026, which is 7% above its 10-year median of 1.16. GuruFocus rates DHA:DUTCHBANGL with a GF Score™ of 73/100 and a GF Value™ of BDT59.20 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,523 Banks companies, Dutch-Bangla Bank ranks better than 73.41% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Dutch-Bangla Bank's annualized Net Income for the quarter that ended in Mar. 2026 was BDT10,431 Mil. Dutch-Bangla Bank's average total tangible assets for the quarter that ended in Mar. 2026 was BDT838,258 Mil. Therefore, Dutch-Bangla Bank's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 1.24%.

The historical rank and industry rank for Dutch-Bangla Bank's Return-on-Tangible-Asset or its related term are showing as below:

DHA:DUTCHBANGL' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.7   Med: 1.16   Max: 1.44
Current: 1.44

During the past 13 years, Dutch-Bangla Bank's highest Return-on-Tangible-Asset was 1.44%. The lowest was 0.70%. And the median was 1.16%.

DHA:DUTCHBANGL's Return-on-Tangible-Asset is ranked better than
73.41% of 1523 companies
in the Banks industry
Industry Median: 1.03 vs DHA:DUTCHBANGL: 1.44

Dutch-Bangla Bank  (DHA:DUTCHBANGL) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Dutch-Bangla Bank Return-on-Tangible-Asset Related Terms


Dutch-Bangla Bank Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Dutch-Bangla Bank's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dutch-Bangla Bank Return-on-Tangible-Asset Chart

Dutch-Bangla Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.13 1.06 1.40 0.74 1.29

Dutch-Bangla Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.50 0.09 0.79 3.53 1.24

Dutch-Bangla Bank Return-on-Tangible-Asset Competitor Comparison

For the Banks - Regional subindustry, Dutch-Bangla Bank's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dutch-Bangla Bank Return-on-Tangible-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Dutch-Bangla Bank's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Dutch-Bangla Bank's Return-on-Tangible-Asset falls into.


DHA:DUTCHBANGL
73GF Score
Dutch-Bangla Bank PLC DHA:DUTCHBANGL
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dutch-Bangla Bank Return-on-Tangible-Asset Calculation

Dutch-Bangla Bank's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=9647.677/( (679875.504+817797.569)/ 2 )
=9647.677/748836.5365
=1.29 %

Dutch-Bangla Bank's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=10431.492/( (817797.569+858718.365)/ 2 )
=10431.492/838257.967
=1.24 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data.

What does a Return-on-Tangible-Asset of 1.24% mean?
Dutch-Bangla Bank (DHA:DUTCHBANGL) has a Return-on-Tangible-Asset of 1.24% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Dutch-Bangla Bank and its competitors. This is near median its historical median of 1.16. Over the past decade, Dutch-Bangla Bank's Return-on-Tangible-Asset has ranged from 0.70 to 1.44. According to the industry distribution chart, Dutch-Bangla Bank ranks #405 out of 1523 companies in the Banks industry, placing it in the top 26.6%.
Is Dutch-Bangla Bank's Return-on-Tangible-Asset too high?
Dutch-Bangla Bank's current Return-on-Tangible-Asset of 1.24% is near median its 10-year median of 1.16. Over the past 10 years, this metric has ranged from a low of 0.70 to a high of 1.44. The Banks industry median Return-on-Tangible-Asset is 1.03. Dutch-Bangla Bank's value of 1.24% is 20.4% above this industry median. Based on the distribution chart, Dutch-Bangla Bank ranks #405 out of 1523 companies in the Banks industry, which is above the industry midpoint. Overall, Dutch-Bangla Bank has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Dutch-Bangla Bank's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, Dutch-Bangla Bank ranks #405 out of 1523 companies for Return-on-Tangible-Asset. This puts Dutch-Bangla Bank in the upper half of its industry. The industry median Return-on-Tangible-Asset is 1.03. Dutch-Bangla Bank's value of 1.24% is 20.4% above this benchmark. Historically, Dutch-Bangla Bank's own Return-on-Tangible-Asset has ranged from 0.70 to 1.44 over the past decade. While the company's 10-year median is 1.16 vs. the industry median of 1.03, Dutch-Bangla Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.03, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dutch-Bangla Bank's current Return-on-Tangible-Asset of 1.24% is 20.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Dutch-Bangla Bank and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dutch-Bangla Bank's current Return-on-Tangible-Asset is 1.24%, which is near median its own 10-year median of 1.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dutch-Bangla Bank stock overvalued right now?
Based on GuruFocus' analysis, Dutch-Bangla Bank (DHA:DUTCHBANGL) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT59.20, compared to a current price of BDT45.60 — trading 23% below its estimated fair value. The current Return-on-Tangible-Asset is 1.24%, which is near median its 10-year median of 1.16 and 20.4% above the Banks industry median of 1.03. Dutch-Bangla Bank's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Dutch-Bangla Bank (DHA:DUTCHBANGL), the current Return-on-Tangible-Asset is 1.24% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dutch-Bangla Bank (DHA:DUTCHBANGL) Overvalued in 2026?

Based on GuruFocus' analysis, Dutch-Bangla Bank stock appears to be undervalued. The current stock price of BDT45.60 is trading 23% below its estimated GF Value™ of BDT59.20. GuruFocus considers Dutch-Bangla Bank to be Modestly Undervalued.

Key valuation signals for DHA:DUTCHBANGL:

  • Return-on-Tangible-Asset: 1.24% (near median its 10-year median of 1.16)
  • GF Value™: BDT59.20 vs. price of BDT45.60 (23% below fair value)
  • GF Score™: 73/100 with 4 warning signs
  • Industry Position: 20.4% above the Banks median (#405 of 1523)

No single metric tells the full story. See the DHA:DUTCHBANGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dutch-Bangla Bank Business Description

Address 47 Motijheel Commercial Area, Dhaka, BGD, 1000
Dutch-Bangla Bank PLC offers a range of banking and investment services for personal and corporate customers. The principal activity of the Bank is to carry on all kinds of commercial banking business in Bangladesh. It provides a full range of real-time online banking services such as retail loan products, business loans, LC trade, and deposits, through all Branches, Internet Payment Gateway, ATMs, ADMs, and Internet Banking Channels. The company's business segments are; Corporate Banking which generates maximum revenue, Retail Banking, SME Banking, Financial Inclusion, Treasury, and Off-shore Banking Unit.
73GF Score

Get the complete analysis for DHA:DUTCHBANGL

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT45.60
Price
BDT59.20
GF Value