Dutch-Bangla Bank (DHA:DUTCHBANGL) Retained Earnings: BDT39,142 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:DUTCHBANGL Dutch-Bangla Bank PLC DHA:DUTCHBANGL
80 GF Score
Price BDT44.80
GF Value BDT53.05
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Dutch-Bangla Bank Retained Earnings?

Dutch-Bangla Bank DHA:DUTCHBANGL 80 Retained Earnings is BDT39,142 Mil as of Jun. 2026. GuruFocus rates DHA:DUTCHBANGL with a GF Score™ of 80/100 and a GF Value™ of BDT53.05 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Dutch-Bangla Bank's retained earnings for the quarter that ended in Jun. 2026 was BDT39,142 Mil.

Dutch-Bangla Bank's quarterly retained earnings increased from Dec. 2025 (BDT38,106 Mil) to Mar. 2026 (BDT40,714 Mil) but then declined from Mar. 2026 (BDT40,714 Mil) to Jun. 2026 (BDT39,142 Mil).

Dutch-Bangla Bank's annual retained earnings increased from Dec. 2023 (BDT28,717 Mil) to Dec. 2024 (BDT30,787 Mil) and increased from Dec. 2024 (BDT30,787 Mil) to Dec. 2025 (BDT38,106 Mil).


Dutch-Bangla Bank  (DHA:DUTCHBANGL) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Dutch-Bangla Bank Retained Earnings Historical Data

* Premium members only.

The historical data trend for Dutch-Bangla Bank's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dutch-Bangla Bank Retained Earnings Chart

Dutch-Bangla Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18,638.87 22,504.57 28,717.08 30,786.72 38,106.32

Dutch-Bangla Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 29,608.82 31,112.12 38,106.32 40,714.20 39,142.49
DHA:DUTCHBANGL
80GF Score
Dutch-Bangla Bank PLC DHA:DUTCHBANGL
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dutch-Bangla Bank Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of BDT39,142 Mil mean?
Dutch-Bangla Bank (DHA:DUTCHBANGL) has a Retained Earnings of BDT39,142 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Dutch-Bangla Bank and its competitors.
Is Dutch-Bangla Bank's Retained Earnings too high?
Dutch-Bangla Bank's current Retained Earnings is BDT39,142 Mil. Overall, Dutch-Bangla Bank has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Dutch-Bangla Bank's Retained Earnings compare to competitors?
Dutch-Bangla Bank's Retained Earnings of BDT39,142 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Dutch-Bangla Bank and its competitors. Dutch-Bangla Bank's current Retained Earnings is BDT39,142 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dutch-Bangla Bank stock overvalued right now?
Based on GuruFocus' analysis, Dutch-Bangla Bank (DHA:DUTCHBANGL) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT53.05, compared to a current price of BDT44.80 — trading 15.6% below its estimated fair value. The current Retained Earnings is BDT39,142 Mil. Dutch-Bangla Bank's overall GF Score™ is 80/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Dutch-Bangla Bank (DHA:DUTCHBANGL), the current Retained Earnings is BDT39,142 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dutch-Bangla Bank (DHA:DUTCHBANGL) Overvalued in 2026?

Based on GuruFocus' analysis, Dutch-Bangla Bank stock appears to be undervalued. The current stock price of BDT44.80 is trading 15.6% below its estimated GF Value™ of BDT53.05. GuruFocus considers Dutch-Bangla Bank to be Modestly Undervalued.

Key valuation signals for DHA:DUTCHBANGL:

  • Retained Earnings: BDT39,142 Mil
  • GF Value™: BDT53.05 vs. price of BDT44.80 (15.6% below fair value)
  • GF Score™: 80/100 with 2 warning signs

No single metric tells the full story. See the DHA:DUTCHBANGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dutch-Bangla Bank Business Description

Address 47 Motijheel Commercial Area, Dhaka, BGD, 1000
Dutch-Bangla Bank PLC offers a range of banking and investment services for personal and corporate customers. The principal activity of the Bank is to carry on all kinds of commercial banking business in Bangladesh. It provides a full range of real-time online banking services such as retail loan products, business loans, LC trade, and deposits, through all Branches, Internet Payment Gateway, ATMs, ADMs, and Internet Banking Channels. The company's business segments are; Corporate Banking which generates maximum revenue, Retail Banking, SME Banking, Financial Inclusion, Treasury, and Off-shore Banking Unit.
80GF Score

Get the complete analysis for DHA:DUTCHBANGL

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT44.80
Price
BDT53.05
GF Value