Dutch-Bangla Bank (DHA:DUTCHBANGL) ROE %: 17.00% (As of Mar. 2026) — Near Median

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DHA:DUTCHBANGL Dutch-Bangla Bank PLC DHA:DUTCHBANGL
73 GF Score
Price BDT47.40
GF Value BDT58.42
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Dutch-Bangla Bank ROE %?

Dutch-Bangla Bank DHA:DUTCHBANGL -1.86% 73 ROE % is 17.00% as of Mar. 2026, which is 2% above its 10-year median of 16.63. GuruFocus rates DHA:DUTCHBANGL with a GF Score™ of 73/100 and a GF Value™ of BDT58.42 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,525 Banks companies, Dutch-Bangla Bank ranks better than 92.13% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Dutch-Bangla Bank's annualized net income for the quarter that ended in Mar. 2026 was BDT10,431 Mil. Dutch-Bangla Bank's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was BDT61,374 Mil. Therefore, Dutch-Bangla Bank's annualized ROE % for the quarter that ended in Mar. 2026 was 17.00%.

The historical rank and industry rank for Dutch-Bangla Bank's ROE % or its related term are showing as below:

DHA:DUTCHBANGL' s ROE % Range Over the Past 10 Years
Min: 9.49   Med: 16.63   Max: 20.31
Current: 20.31

During the past 13 years, Dutch-Bangla Bank's highest ROE % was 20.31%. The lowest was 9.49%. And the median was 16.63%.

DHA:DUTCHBANGL's ROE % is ranked better than
92.13% of 1525 companies
in the Banks industry
Industry Median: 10.31 vs DHA:DUTCHBANGL: 20.31

Dutch-Bangla Bank  (DHA:DUTCHBANGL) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=10431.492/61374.4245
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(10431.492 / 51021.464)*(51021.464 / 838257.967)*(838257.967 / 61374.4245)
=Net Margin %*Asset Turnover*Equity Multiplier
=20.45 %*0.0609*13.6581
=ROA %*Equity Multiplier
=1.25 %*13.6581
=17.00 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=10431.492/61374.4245
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (10431.492 / 18450.628) * (18450.628 / 51021.464) * (51021.464 / 838257.967) * (838257.967 / 61374.4245)
= Tax Burden * Pretax Margin % * Asset Turnover * Equity Multiplier
= 0.5654 * 36.16 % * 0.0609 * 13.6581
=17.00 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Dutch-Bangla Bank ROE % Related Terms


Dutch-Bangla Bank ROE % Historical Data

* Premium members only.

The historical data trend for Dutch-Bangla Bank's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dutch-Bangla Bank ROE % Chart

Dutch-Bangla Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.07 14.41 17.85 9.49 17.28

Dutch-Bangla Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.81 1.30 11.47 50.09 17.00

Dutch-Bangla Bank ROE % Competitor Comparison

For the Banks - Regional subindustry, Dutch-Bangla Bank's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dutch-Bangla Bank ROE % vs Banks Industry

For the Banks industry and Financial Services sector, Dutch-Bangla Bank's ROE % distribution charts can be found below:

* The bar in red indicates where Dutch-Bangla Bank's ROE % falls into.


DHA:DUTCHBANGL
73GF Score
Dutch-Bangla Bank PLC DHA:DUTCHBANGL
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Dutch-Bangla Bank ROE % Calculation

Dutch-Bangla Bank's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=9647.677/( (51608.17+60070.488)/ 2 )
=9647.677/55839.329
=17.28 %

Dutch-Bangla Bank's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=10431.492/( (60070.488+62678.361)/ 2 )
=10431.492/61374.4245
=17.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 17.00% mean?
Dutch-Bangla Bank (DHA:DUTCHBANGL) has a ROE % of 17.00% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Dutch-Bangla Bank and its competitors. This is near median its historical median of 16.63. Over the past decade, Dutch-Bangla Bank's ROE % has ranged from 9.49 to 20.31. According to the industry distribution chart, Dutch-Bangla Bank ranks #120 out of 1525 companies in the Banks industry, placing it in the top 7.9%.
Is Dutch-Bangla Bank's ROE % too high?
Dutch-Bangla Bank's current ROE % of 17.00% is near median its 10-year median of 16.63. Over the past 10 years, this metric has ranged from a low of 9.49 to a high of 20.31. The Banks industry median ROE % is 10.31. Dutch-Bangla Bank's value of 17.00% is 64.9% above this industry median. Based on the distribution chart, Dutch-Bangla Bank ranks #120 out of 1525 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Dutch-Bangla Bank has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Dutch-Bangla Bank's ROE % compare to competitors?
According to the Banks industry distribution chart, Dutch-Bangla Bank ranks #120 out of 1525 companies for ROE %. This places Dutch-Bangla Bank in the top 8% of its industry — outperforming the majority of peers. The industry median ROE % is 10.31. Dutch-Bangla Bank's value of 17.00% is 64.9% above this benchmark. Historically, Dutch-Bangla Bank's own ROE % has ranged from 9.49 to 20.31 over the past decade. While the company's 10-year median is 16.63 vs. the industry median of 10.31, Dutch-Bangla Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.31, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dutch-Bangla Bank's current ROE % of 17.00% is 64.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Dutch-Bangla Bank and its competitors. For the Banks industry, the median ROE % is 10.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dutch-Bangla Bank's current ROE % is 17.00%, which is near median its own 10-year median of 16.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dutch-Bangla Bank stock overvalued right now?
Based on GuruFocus' analysis, Dutch-Bangla Bank (DHA:DUTCHBANGL) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT58.42, compared to a current price of BDT47.40 — trading 18.9% below its estimated fair value. The current ROE % is 17.00%, which is near median its 10-year median of 16.63 and 64.9% above the Banks industry median of 10.31. Dutch-Bangla Bank's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Dutch-Bangla Bank (DHA:DUTCHBANGL), the current ROE % is 17.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dutch-Bangla Bank (DHA:DUTCHBANGL) Overvalued in 2026?

Based on GuruFocus' analysis, Dutch-Bangla Bank stock appears to be undervalued. The current stock price of BDT47.40 is trading 18.9% below its estimated GF Value™ of BDT58.42. GuruFocus considers Dutch-Bangla Bank to be Modestly Undervalued.

Key valuation signals for DHA:DUTCHBANGL:

  • ROE %: 17.00% (near median its 10-year median of 16.63)
  • GF Value™: BDT58.42 vs. price of BDT47.40 (18.9% below fair value)
  • GF Score™: 73/100 with 4 warning signs
  • Industry Position: 64.9% above the Banks median (#120 of 1525)

No single metric tells the full story. See the DHA:DUTCHBANGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dutch-Bangla Bank Business Description

Address 47 Motijheel Commercial Area, Dhaka, BGD, 1000
Dutch-Bangla Bank PLC offers a range of banking and investment services for personal and corporate customers. The principal activity of the Bank is to carry on all kinds of commercial banking business in Bangladesh. It provides a full range of real-time online banking services such as retail loan products, business loans, LC trade, and deposits, through all Branches, Internet Payment Gateway, ATMs, ADMs, and Internet Banking Channels. The company's business segments are; Corporate Banking which generates maximum revenue, Retail Banking, SME Banking, Financial Inclusion, Treasury, and Off-shore Banking Unit.
73GF Score

Get the complete analysis for DHA:DUTCHBANGL

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT47.40
Price
BDT58.42
GF Value