Bank CenterCredit JSC (XKAZ:CCBN) Margin of Safety % (DCF Dividends Based): N/A (As of Jul. 24, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKAZ:CCBN Bank CenterCredit JSC XKAZ:CCBN
55 GF Score
Price ₸4,485.02
GF Value ₸3,350.78
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Bank CenterCredit JSC Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-07-24), Bank CenterCredit JSC's Predictability Rank is 2.5-Stars. Bank CenterCredit JSC's intrinsic value calculated from the Discounted Dividend model is ₸44499.11 and current share price is ₸4485.02. Consequently,

Bank CenterCredit JSC's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is N/A.

XKAZ:CCBN vs PNC, USB: Margin of Safety % (DCF Dividends Based) Comparison

For the Banks - Regional subindustry, Bank CenterCredit JSC's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank CenterCredit JSC Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, Bank CenterCredit JSC's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Bank CenterCredit JSC's Margin of Safety % (DCF Dividends Based) falls into.


XKAZ:CCBN
55GF Score
Bank CenterCredit JSC XKAZ:CCBN
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank CenterCredit JSC Margin of Safety % (DCF Dividends Based) Calculation

Bank CenterCredit JSC's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(0.00-4485.02)/0.00
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

Is Bank CenterCredit JSC (XKAZ:CCBN) Overvalued in 2026?

Based on GuruFocus' analysis, Bank CenterCredit JSC stock appears to be overvalued. The current stock price of ₸4,485.02 is trading 33.9% above its estimated GF Value™ of ₸3,350.78. GuruFocus considers Bank CenterCredit JSC to be Significantly Overvalued.

Key valuation signals for XKAZ:CCBN:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: ₸3,350.78 vs. price of ₸4,485.02 (33.9% above fair value)
  • GF Score™: 55/100 with 2 warning signs

No single metric tells the full story. See the XKAZ:CCBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank CenterCredit JSC Business Description

Other Exchanges CCBNP.PFD:Kazakhstan
Address 38, Al-Farabi Avenue, Almaty, KAZ, 050059
Bank CenterCredit JSC is a Kazakhstan-based commercial bank. The bank offers direct debit facilities, current accounts, deposits, overdrafts, loans and other credit facilities, private customer current accounts, saving deposits, investment saving products, custody, credit and debit cards, structured financing, money market operations, foreign currency and derivative products, brokerage and asset management services, merger and acquisitions advice, and provision of funding through the issue of debt securities and attracting loans.
55GF Score

Get the complete analysis for XKAZ:CCBN

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₸4,485.02
Price
₸3,350.78
GF Value