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Bank CenterCredit JSC (XKAZ:CCBN) E10 : ₸293.56 (As of Sep. 2024)


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What is Bank CenterCredit JSC E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Bank CenterCredit JSC's adjusted earnings per share data for the three months ended in Sep. 2024 was ₸312.100. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₸293.56 for the trailing ten years ended in Sep. 2024.

During the past 12 months, Bank CenterCredit JSC's average E10 Growth Rate was 50.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2025-03-30), Bank CenterCredit JSC's current stock price is ₸2707.00. Bank CenterCredit JSC's E10 for the quarter that ended in Sep. 2024 was ₸293.56. Bank CenterCredit JSC's Shiller PE Ratio of today is 9.22.

During the past 13 years, the highest Shiller PE Ratio of Bank CenterCredit JSC was 13.24. The lowest was 3.73. And the median was 6.61.


Bank CenterCredit JSC E10 Historical Data

The historical data trend for Bank CenterCredit JSC's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Bank CenterCredit JSC E10 Chart

Bank CenterCredit JSC Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - 30.75 133.34 211.14

Bank CenterCredit JSC Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 194.53 211.14 238.72 261.77 293.56

Competitive Comparison of Bank CenterCredit JSC's E10

For the Banks - Regional subindustry, Bank CenterCredit JSC's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank CenterCredit JSC's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Bank CenterCredit JSC's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Bank CenterCredit JSC's Shiller PE Ratio falls into.


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Bank CenterCredit JSC E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bank CenterCredit JSC's adjusted earnings per share data for the three months ended in Sep. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Sep. 2024 (Change)*Current CPI (Sep. 2024)
=312.1/133.0289*133.0289
=312.100

Current CPI (Sep. 2024) = 133.0289.

Bank CenterCredit JSC Quarterly Data

per share eps CPI Adj_EPS
201412 4.176 99.070 5.607
201503 1.760 99.621 2.350
201506 0.700 100.684 0.925
201509 3.965 100.392 5.254
201512 22.833 99.792 30.438
201603 2.340 100.470 3.098
201606 -7.040 101.688 -9.210
201609 20.556 101.861 26.846
201612 1.660 101.863 2.168
201703 6.370 102.862 8.238
201706 6.830 103.349 8.791
201709 31.420 104.136 40.138
201712 101.480 104.011 129.792
201803 13.280 105.290 16.779
201806 18.220 106.317 22.798
201809 15.179 106.507 18.959
201812 7.391 105.998 9.276
201903 21.370 107.251 26.506
201906 22.180 108.070 27.303
201909 12.940 108.329 15.890
201912 -44.230 108.420 -54.269
202003 6.810 108.902 8.319
202006 52.010 108.767 63.611
202009 20.550 109.815 24.894
202012 -4.990 109.897 -6.040
202103 15.120 111.754 17.998
202106 25.080 114.631 29.105
202109 31.300 115.734 35.977
202112 43.360 117.630 49.036
202203 114.860 121.301 125.965
202206 447.580 125.017 476.265
202209 108.750 125.227 115.526
202212 119.720 125.222 127.184
202303 135.510 127.348 141.555
202306 203.530 128.729 210.329
202309 220.720 129.860 226.107
202312 170.690 129.419 175.451
202403 241.520 131.776 243.816
202406 219.890 132.554 220.678
202409 312.100 133.029 312.100

Add all the adjusted EPS together and divide 10 will get our e10.


Bank CenterCredit JSC  (XKAZ:CCBN) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Bank CenterCredit JSC's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=2707.00/293.56
=9.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Bank CenterCredit JSC was 13.24. The lowest was 3.73. And the median was 6.61.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Bank CenterCredit JSC E10 Related Terms

Thank you for viewing the detailed overview of Bank CenterCredit JSC's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Bank CenterCredit JSC Business Description

Traded in Other Exchanges
Address
38, Al-Farabi Avenue, Almaty, KAZ, 050059
Bank CenterCredit JSC is a Kazakhstan based commercial bank. Its business is divided into three segments including corporate banking, retail banking, and investment banking. Corporate banking offers direct debit facilities, current accounts, deposits, overdrafts, loans and other credit facilities. Retail banking provides private banking services, private customer current accounts, saving deposits, investment saving products, custody, credit and debit cards, consumer loans and mortgages. Investment banking offers financial instrument trading, structured financing, money market operations, foreign currency and derivative products, brokerage and asset management services, merger and acquisitions advice, and provision of funding through the issue of debt securities and attracting loans.

Bank CenterCredit JSC Headlines

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