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NCL Research & Financial ServicesBOM:530557 +18.52%41 Median PS Value is ₹0.53 as of Jul. 18, 2026, which is 100% below its 10-year median of 0.93. GuruFocus rates BOM:530557 with a GF Score™ of 41/100 and a GF Value™ of ₹0.44 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 286 Credit Services companies, NCL Research & Financial Services ranks worse than 57.34% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for NCL Research & Financial Services's Median PS Value or its related term are showing as below:
BOM:530557'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.51 Med: 0.93 Max: 3.34
Current: 1.21
During the past 13 years, the highest Price to Median PS Value of NCL Research & Financial Services was 3.34. The lowest was 0.51. And the median was 0.93.
BOM:530557's Price-to-Median-PS-Value is ranked worse than 57.34% of 286
companies
in the Credit Services industry
Industry Median: 0.94
vs BOM:530557: 1.21
NCL Research & Financial Services (BOM:530557) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
NCL Research & Financial Services's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
0.64
/
0.53
=
1.21
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NCL Research & Financial Services Median PS Value Related Terms
NCL Research & Financial Services Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NCL Research & Financial Services Median PS Value Chart
BOM:530557 vs V, MA, AXP: Median PS Value Comparison
For the Credit Services subindustry, NCL Research & Financial Services's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NCL Research & Financial Services Price-to-Median-PS-Value vs Credit Services Industry
For the Credit Services industry and Financial Services sector, NCL Research & Financial Services's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where NCL Research & Financial Services's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 8.0303.
NCL Research & Financial Services's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0.066.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NCL Research & Financial Services (BOM:530557) has a Median PS Value of ₹0.53 as of Jul. 18, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on NCL Research & Financial Services and its competitors. This is 43% below median its historical median of 0.93. Over the past decade, NCL Research & Financial Services' Median PS Value has ranged from 0.51 to 3.34. According to the industry distribution chart, NCL Research & Financial Services ranks #164 out of 286 companies in the Credit Services industry, placing it in the top 57.3%.
Is NCL Research & Financial Services' Median PS Value too high?
NCL Research & Financial Services' current Median PS Value of ₹0.53 is 43% below median its 10-year median of 0.93. Over the past 10 years, this metric has ranged from a low of 0.51 to a high of 3.34. Based on the distribution chart, NCL Research & Financial Services ranks #164 out of 286 companies in the Credit Services industry, which is below the industry midpoint. Overall, NCL Research & Financial Services has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NCL Research & Financial Services' Median PS Value compare to V and MA?
According to the Credit Services industry distribution chart, NCL Research & Financial Services ranks #164 out of 286 companies for Median PS Value. This places NCL Research & Financial Services in the lower half of its industry. The industry median Median PS Value is 0.94. Historically, NCL Research & Financial Services' own Median PS Value has ranged from 0.51 to 3.34 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Credit Services company?
The median Median PS Value among Credit Services companies is 0.94, based on 286 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on NCL Research & Financial Services and its competitors. For the Credit Services industry, the median Median PS Value is 0.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NCL Research & Financial Services's current Median PS Value is ₹0.53, which is 43% below median its own 10-year median of 0.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NCL Research & Financial Services stock overvalued right now?
Based on GuruFocus' analysis, NCL Research & Financial Services (BOM:530557) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹0.44, compared to a current price of ₹0.64 — trading 45.5% above its estimated fair value. The current Median PS Value is ₹0.53, which is 43% below median its 10-year median of 0.93. NCL Research & Financial Services' overall GF Score™ is 41/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For NCL Research & Financial Services (BOM:530557), the current Median PS Value is ₹0.53 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NCL Research & Financial Services (BOM:530557) Overvalued in 2026?
Based on GuruFocus' analysis, NCL Research & Financial Services stock appears to be overvalued.
The current stock price of ₹0.64 is trading 45.5% above its estimated GF Value™ of ₹0.44.
GuruFocus considers NCL Research & Financial Services to be Significantly Overvalued.
Key valuation signals for BOM:530557:
Median PS Value: ₹0.53 (43% below median its 10-year median of 0.93)
GF Value™: ₹0.44 vs. price of ₹0.64 (45.5% above fair value)
No single metric tells the full story. See the BOM:530557 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NCL Research & Financial Services Business Description
NCL Research & Financial Services Ltd is a Non-Banking financing company engaged in the business of finance and investments. It trades in both the Equity and FNO segments and also in the Commodities market, along with its financing activities. The company generates the majority of its revenue from Interest Income.
41GF Score
Get the complete analysis for BOM:530557
Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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