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BOM:530557'
s Quick Ratio Range Over the Past 10 Years
Min: 121.42 Med: 620.33 Max: 11222.91
Current: 1271.96
During the past 13 years, NCL Research & Financial Services's highest Quick Ratio was 11222.91. The lowest was 121.42. And the median was 620.33.
BOM:530557's Quick Ratio is ranked better than 95.47% of 397
companies
in the Credit Services industry
Industry Median: 4
vs BOM:530557: 1271.96
NCL Research & Financial Services (BOM:530557) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
NCL Research & Financial Services Quick Ratio Related Terms
NCL Research & Financial Services Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NCL Research & Financial Services Quick Ratio Chart
For the Credit Services subindustry, NCL Research & Financial Services's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NCL Research & Financial Services Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, NCL Research & Financial Services's Quick Ratio distribution charts can be found below:
* The bar in red indicates where NCL Research & Financial Services's Quick Ratio falls into.
NCL Research & Financial Services Quick Ratio Calculation
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NCL Research & Financial Services (BOM:530557) has a Quick Ratio of 1,271.96 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on NCL Research & Financial Services and its competitors. This is 105% above median its historical median of 620.33. Over the past decade, NCL Research & Financial Services' Quick Ratio has ranged from 121.42 to 11,222.91. According to the industry distribution chart, NCL Research & Financial Services ranks #18 out of 397 companies in the Credit Services industry, placing it in the top 4.5%.
Is NCL Research & Financial Services' Quick Ratio too high?
NCL Research & Financial Services' current Quick Ratio of 1,271.96 is 105% above median its 10-year median of 620.33. Over the past 10 years, this metric has ranged from a low of 121.42 to a high of 11,222.91. The Credit Services industry median Quick Ratio is 4.00. NCL Research & Financial Services' value of 1,271.96 is 31699% above this industry median. Based on the distribution chart, NCL Research & Financial Services ranks #18 out of 397 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, NCL Research & Financial Services has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NCL Research & Financial Services' Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, NCL Research & Financial Services ranks #18 out of 397 companies for Quick Ratio. This places NCL Research & Financial Services in the top 5% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 4.00. NCL Research & Financial Services' value of 1,271.96 is 31699% above this benchmark. Historically, NCL Research & Financial Services' own Quick Ratio has ranged from 121.42 to 11,222.91 over the past decade. While the company's 10-year median is 620.33 vs. the industry median of 4.00, NCL Research & Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.00, based on 397 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NCL Research & Financial Services's current Quick Ratio of 1,271.96 is 31699% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on NCL Research & Financial Services and its competitors. For the Credit Services industry, the median Quick Ratio is 4.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NCL Research & Financial Services's current Quick Ratio is 1,271.96, which is 105% above median its own 10-year median of 620.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NCL Research & Financial Services stock overvalued right now?
Based on GuruFocus' analysis, NCL Research & Financial Services (BOM:530557) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹0.44, compared to a current price of ₹0.64 — trading 45.5% above its estimated fair value. The current Quick Ratio is 1,271.96, which is 105% above median its 10-year median of 620.33 and 31699% above the Credit Services industry median of 4.00. NCL Research & Financial Services' overall GF Score™ is 41/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For NCL Research & Financial Services (BOM:530557), the current Quick Ratio is 1,271.96 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NCL Research & Financial Services (BOM:530557) Overvalued in 2026?
Based on GuruFocus' analysis, NCL Research & Financial Services stock appears to be overvalued.
The current stock price of ₹0.64 is trading 45.5% above its estimated GF Value™ of ₹0.44.
GuruFocus considers NCL Research & Financial Services to be Significantly Overvalued.
Key valuation signals for BOM:530557:
Quick Ratio: 1,271.96 (105% above median its 10-year median of 620.33)
GF Value™: ₹0.44 vs. price of ₹0.64 (45.5% above fair value)
Industry Position: 31699% above the Credit Services median (#18 of 397)
No single metric tells the full story. See the BOM:530557 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NCL Research & Financial Services Business Description
NCL Research & Financial Services Ltd is a Non-Banking financing company engaged in the business of finance and investments. It trades in both the Equity and FNO segments and also in the Commodities market, along with its financing activities. The company generates the majority of its revenue from Interest Income.
41GF Score
Get the complete analysis for BOM:530557
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