NCL Research & Financial Services (BOM:530557) Gross Margin %: 487.46% (As of Mar. 2026) — 1308% Above Median

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BOM:530557 NCL Research & Financial Services Ltd BOM:530557
41 GF Score
Price ₹0.64
GF Value ₹0.44
Valuation Significantly Overvalued
! 3 Warning Signs
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What is NCL Research & Financial Services Gross Margin %?

NCL Research & Financial Services BOM:530557 +18.52% 41 Gross Margin % is 487.46% as of Mar. 2026, which is 1308% above its 10-year median of 34.62. GuruFocus rates BOM:530557 with a GF Score™ of 41/100 and a GF Value™ of ₹0.44 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 387 Credit Services companies, NCL Research & Financial Services ranks better than 76.23% on this metric.

Gross Margin % is calculated as gross profit divided by its revenue. NCL Research & Financial Services's Gross Profit for the three months ended in Mar. 2026 was ₹-12.79 Mil. NCL Research & Financial Services's Revenue for the three months ended in Mar. 2026 was ₹-2.62 Mil. Therefore, NCL Research & Financial Services's Gross Margin % for the quarter that ended in Mar. 2026 was 487.46%.

Warning Sign:

NCL Research & Financial Services Ltd gross margin has been in long-term decline. The average rate of decline per year is -5.3%.


The historical rank and industry rank for NCL Research & Financial Services's Gross Margin % or its related term are showing as below:

BOM:530557' s Gross Margin % Range Over the Past 10 Years
Min: 4.59   Med: 34.62   Max: 132.06
Current: 74.95


During the past 13 years, the highest Gross Margin % of NCL Research & Financial Services was 132.06%. The lowest was 4.59%. And the median was 34.62%.

BOM:530557's Gross Margin % is ranked better than
76.23% of 387 companies
in the Credit Services industry
Industry Median: 51.81 vs BOM:530557: 74.95

NCL Research & Financial Services had a gross margin of 487.46% for the quarter that ended in Mar. 2026 => Durable competitive advantage

The 5-Year average Growth Rate of Gross Margin for NCL Research & Financial Services was -5.30% per year.


NCL Research & Financial Services  (BOM:530557) Gross Margin % Explanation

Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.

Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %

1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key

NCL Research & Financial Services had a gross margin of 487.46% for the quarter that ended in Mar. 2026 => Durable competitive advantage


Be Aware

If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.


NCL Research & Financial Services Gross Margin % Related Terms


NCL Research & Financial Services Gross Margin % Historical Data

* Premium members only.

The historical data trend for NCL Research & Financial Services's Gross Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NCL Research & Financial Services Gross Margin % Chart

NCL Research & Financial Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Gross Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 132.06 55.23 36.93 20.44 73.54

NCL Research & Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Gross Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 40.16 94.48 89.80 90.20 487.46

BOM:530557 vs V, MA, AXP: Gross Margin % Comparison

For the Credit Services subindustry, NCL Research & Financial Services's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NCL Research & Financial Services Gross Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, NCL Research & Financial Services's Gross Margin % distribution charts can be found below:

* The bar in red indicates where NCL Research & Financial Services's Gross Margin % falls into.


BOM:530557
41GF Score
NCL Research & Financial Services Ltd BOM:530557
Gross Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

NCL Research & Financial Services Gross Margin % Calculation

Gross Margin is the percentage of Gross Profit out of sales or Revenue.

NCL Research & Financial Services's Gross Margin for the fiscal year that ended in Mar. 2026 is calculated as

Gross Margin % (A: Mar. 2026 )=Gross Profit (A: Mar. 2026 ) / Revenue (A: Mar. 2026 )
=45.2 / 61.456
=(Revenue - Cost of Goods Sold) / Revenue
=(61.456 - 16.26) / 61.456
=73.54 %

NCL Research & Financial Services's Gross Margin for the quarter that ended in Mar. 2026 is calculated as


Gross Margin % (Q: Mar. 2026 )=Gross Profit (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=-12.8 / -2.623
=(Revenue - Cost of Goods Sold) / Revenue
=(-2.623 - 10.163) / -2.623
=487.46 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.

Frequently Asked Questions Learn more about Gross Margin % →
What does a Gross Margin % of 487.46% mean?
NCL Research & Financial Services (BOM:530557) has a Gross Margin % of 487.46% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on NCL Research & Financial Services and its competitors. This is 1308% above median its historical median of 34.62. Over the past decade, NCL Research & Financial Services' Gross Margin % has ranged from 4.59 to 132.06. According to the industry distribution chart, NCL Research & Financial Services ranks #92 out of 387 companies in the Credit Services industry, placing it in the top 23.8%.
Is NCL Research & Financial Services' Gross Margin % too high?
NCL Research & Financial Services' current Gross Margin % of 487.46% is 1308% above median its 10-year median of 34.62. Over the past 10 years, this metric has ranged from a low of 4.59 to a high of 132.06. The Credit Services industry median Gross Margin % is 51.81. NCL Research & Financial Services' value of 487.46% is 840.9% above this industry median. Based on the distribution chart, NCL Research & Financial Services ranks #92 out of 387 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, NCL Research & Financial Services has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NCL Research & Financial Services' Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, NCL Research & Financial Services ranks #92 out of 387 companies for Gross Margin %. This places NCL Research & Financial Services in the top 24% of its industry — outperforming the majority of peers. The industry median Gross Margin % is 51.81. NCL Research & Financial Services' value of 487.46% is 840.9% above this benchmark. Historically, NCL Research & Financial Services' own Gross Margin % has ranged from 4.59 to 132.06 over the past decade. While the company's 10-year median is 34.62 vs. the industry median of 51.81, NCL Research & Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.81, based on 387 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NCL Research & Financial Services's current Gross Margin % of 487.46% is 840.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on NCL Research & Financial Services and its competitors. For the Credit Services industry, the median Gross Margin % is 51.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NCL Research & Financial Services's current Gross Margin % is 487.46%, which is 1308% above median its own 10-year median of 34.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NCL Research & Financial Services stock overvalued right now?
Based on GuruFocus' analysis, NCL Research & Financial Services (BOM:530557) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹0.44, compared to a current price of ₹0.64 — trading 45.5% above its estimated fair value. The current Gross Margin % is 487.46%, which is 1308% above median its 10-year median of 34.62 and 840.9% above the Credit Services industry median of 51.81. NCL Research & Financial Services' overall GF Score™ is 41/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For NCL Research & Financial Services (BOM:530557), the current Gross Margin % is 487.46% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NCL Research & Financial Services (BOM:530557) Overvalued in 2026?

Based on GuruFocus' analysis, NCL Research & Financial Services stock appears to be overvalued. The current stock price of ₹0.64 is trading 45.5% above its estimated GF Value™ of ₹0.44. GuruFocus considers NCL Research & Financial Services to be Significantly Overvalued.

Key valuation signals for BOM:530557:

  • Gross Margin %: 487.46% (1308% above median its 10-year median of 34.62)
  • GF Value™: ₹0.44 vs. price of ₹0.64 (45.5% above fair value)
  • GF Score™: 41/100 with 3 warning signs
  • Industry Position: 840.9% above the Credit Services median (#92 of 387)

No single metric tells the full story. See the BOM:530557 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NCL Research & Financial Services Business Description

Address 79, Nagindas Master Road, 3rd Floor, Bhagyodaya Building, Fort, Mumbai, MH, IND, 400 023
NCL Research & Financial Services Ltd is a Non-Banking financing company engaged in the business of finance and investments. It trades in both the Equity and FNO segments and also in the Commodities market, along with its financing activities. The company generates the majority of its revenue from Interest Income.
41GF Score

Get the complete analysis for BOM:530557

Gross Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹0.64
Price
₹0.44
GF Value