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The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, NCL Research & Financial Services's share price is ₹0.77.
NCL Research & Financial Services's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was ₹0.05. Hence, NCL Research & Financial Services's PS Ratio for today is 14.26.
Warning Sign:
NCL Research & Financial Services Ltd stock PS Ratio (=16.6) is close to 2-year high of 16.6.
During the past 13 years, NCL Research & Financial Services's highest 3-Year average Revenue per Share Growth Rate was 84.70% per year. The lowest was -39.30% per year. And the median was -1.35% per year.
NCL Research & Financial Services (BOM:530557) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
NCL Research & Financial Services PS Ratio Related Terms
NCL Research & Financial Services PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, NCL Research & Financial Services's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NCL Research & Financial Services PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, NCL Research & Financial Services's PS Ratio distribution charts can be found below:
* The bar in red indicates where NCL Research & Financial Services's PS Ratio falls into.
NCL Research & Financial Services PS Ratio Calculation
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
NCL Research & Financial Services's Share Price of today is ₹0.77. NCL Research & Financial Services's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0.05.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
NCL Research & Financial Services (BOM:530557) has a PS Ratio of 14.26 as of Aug. 21, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on NCL Research & Financial Services and its competitors. This is 88% above median its historical median of 7.59. Over the past decade, NCL Research & Financial Services' PS Ratio has ranged from 0.84 to 101.15. According to the industry distribution chart, NCL Research & Financial Services ranks #438 out of 525 companies in the Credit Services industry, placing it in the top 83.4%.
Is NCL Research & Financial Services' PS Ratio too high?
NCL Research & Financial Services' current PS Ratio of 14.26 is 88% above median its 10-year median of 7.59. Over the past 10 years, this metric has ranged from a low of 0.84 to a high of 101.15. The Credit Services industry median PS Ratio is 2.95. NCL Research & Financial Services' value of 14.26 is 383.4% above this industry median. Based on the distribution chart, NCL Research & Financial Services ranks #438 out of 525 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, NCL Research & Financial Services has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NCL Research & Financial Services' PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, NCL Research & Financial Services ranks #438 out of 525 companies for PS Ratio. This places NCL Research & Financial Services in the lower half of its industry. The industry median PS Ratio is 2.95. NCL Research & Financial Services' value of 14.26 is 383.4% above this benchmark. Historically, NCL Research & Financial Services' own PS Ratio has ranged from 0.84 to 101.15 over the past decade. While the company's 10-year median is 7.59 vs. the industry median of 2.95, NCL Research & Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.95, based on 525 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NCL Research & Financial Services's current PS Ratio of 14.26 is 383.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on NCL Research & Financial Services and its competitors. For the Credit Services industry, the median PS Ratio is 2.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NCL Research & Financial Services's current PS Ratio is 14.26, which is 88% above median its own 10-year median of 7.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NCL Research & Financial Services stock overvalued right now?
Based on GuruFocus' analysis, NCL Research & Financial Services (BOM:530557) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹0.44, compared to a current price of ₹0.77 — trading 75% above its estimated fair value. The current PS Ratio is 14.26, which is 88% above median its 10-year median of 7.59 and 383.4% above the Credit Services industry median of 2.95. NCL Research & Financial Services' overall GF Score™ is 41/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For NCL Research & Financial Services (BOM:530557), the current PS Ratio is 14.26 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NCL Research & Financial Services (BOM:530557) Overvalued in 2026?
Based on GuruFocus' analysis, NCL Research & Financial Services stock appears to be overvalued.
The current stock price of ₹0.77 is trading 75% above its estimated GF Value™ of ₹0.44.
GuruFocus considers NCL Research & Financial Services to be Significantly Overvalued.
Key valuation signals for BOM:530557:
PS Ratio: 14.26 (88% above median its 10-year median of 7.59)
GF Value™: ₹0.44 vs. price of ₹0.77 (75% above fair value)
Industry Position: 383.4% above the Credit Services median (#438 of 525)
No single metric tells the full story. See the BOM:530557 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NCL Research & Financial Services Ltd is a Non-Banking financing company engaged in the business of finance and investments. It trades in both the Equity and FNO segments and also in the Commodities market, along with its financing activities. The company generates the majority of its revenue from Interest Income.
41GF Score
Get the complete analysis for BOM:530557
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