Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Colony BankcorpCBAN -0.42%58 Median PS Value is $17.61 as of Aug. 20, 2026, which is 1380% above its 10-year median of 1.19. GuruFocus rates CBAN with a GF Score™ of 58/100 and a GF Value™ of $18.44 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,056 Banks companies, Colony Bankcorp ranks worse than 61.55% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
As of today (2026-08-20), Colony Bankcorp's share price is $21.35. Colony Bankcorp's Median PS Value is $17.61. Therefore, Colony Bankcorp's Price to Median PS Value for today is 1.21.
The historical rank and industry rank for Colony Bankcorp's Median PS Value or its related term are showing as below:
CBAN'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.8 Med: 1.19 Max: 2.61
Current: 1.21
During the past 13 years, the highest Price to Median PS Value of Colony Bankcorp was 2.61. The lowest was 0.80. And the median was 1.19.
CBAN's Price-to-Median-PS-Value is ranked worse than 61.55% of 1056
companies
in the Banks industry
Industry Median: 1.11
vs CBAN: 1.21
Colony Bankcorp (NYSE:CBAN) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Colony Bankcorp's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
21.35
/
17.61
=
1.21
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Colony Bankcorp Median PS Value Related Terms
Colony Bankcorp Median PS Value Historical Data
* Premium members only.
The historical data trend for Colony Bankcorp's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CBAN vs PBAM, WTBA, BMRC: Median PS Value Comparison
For the Banks - Regional subindustry, Colony Bankcorp's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Colony Bankcorp Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Colony Bankcorp's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Colony Bankcorp's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 2.2829.
Colony Bankcorp's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.714.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Colony Bankcorp (CBAN) has a Median PS Value of $17.61 as of Aug. 20, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Colony Bankcorp and its competitors. This is 1380% above median its historical median of 1.19. Over the past decade, Colony Bankcorp's Median PS Value has ranged from 0.80 to 2.61. According to the industry distribution chart, Colony Bankcorp ranks #650 out of 1056 companies in the Banks industry, placing it in the top 61.6%.
Is Colony Bankcorp's Median PS Value too high?
Colony Bankcorp's current Median PS Value of $17.61 is 1380% above median its 10-year median of 1.19. Over the past 10 years, this metric has ranged from a low of 0.80 to a high of 2.61. The Banks industry median Median PS Value is 1.11. Colony Bankcorp's value of $17.61 is 1486.5% above this industry median. Based on the distribution chart, Colony Bankcorp ranks #650 out of 1056 companies in the Banks industry, which is below the industry midpoint. Overall, Colony Bankcorp has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Colony Bankcorp's Median PS Value compare to PBAM and WTBA?
According to the Banks industry distribution chart, Colony Bankcorp ranks #650 out of 1056 companies for Median PS Value. This places Colony Bankcorp in the lower half of its industry. The industry median Median PS Value is 1.11. Colony Bankcorp's value of $17.61 is 1486.5% above this benchmark. Historically, Colony Bankcorp's own Median PS Value has ranged from 0.80 to 2.61 over the past decade. While the company's 10-year median is 1.19 vs. the industry median of 1.11, Colony Bankcorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,056 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Colony Bankcorp's current Median PS Value of $17.61 is 1486.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Colony Bankcorp and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Colony Bankcorp's current Median PS Value is $17.61, which is 1380% above median its own 10-year median of 1.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Colony Bankcorp stock overvalued right now?
Based on GuruFocus' analysis, Colony Bankcorp (CBAN) is currently considered Modestly Overvalued. The stock's GF Value™ is $18.44, compared to a current price of $21.35 — trading 15.8% above its estimated fair value. The current Median PS Value is $17.61, which is 1380% above median its 10-year median of 1.19 and 1486.5% above the Banks industry median of 1.11. Colony Bankcorp's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Colony Bankcorp (CBAN), the current Median PS Value is $17.61 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Colony Bankcorp (CBAN) Overvalued in 2026?
Based on GuruFocus' analysis, Colony Bankcorp stock appears to be overvalued.
The current stock price of $21.35 is trading 15.8% above its estimated GF Value™ of $18.44.
GuruFocus considers Colony Bankcorp to be Modestly Overvalued.
Key valuation signals for CBAN:
Median PS Value: $17.61 (1380% above median its 10-year median of 1.19)
GF Value™: $18.44 vs. price of $21.35 (15.8% above fair value)
Industry Position: 1486.5% above the Banks median (#650 of 1056)
No single metric tells the full story. See the CBAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Colony Bankcorp Inc is a bank holding company. The bank provides a broad range of banking services to its retail and commercial customers. Its product line includes loans to small and medium-sized businesses, residential and commercial construction and land development loans, commercial real estate loans, agri-business and production loans, residential mortgage loans, consumer loans, and a variety of demand, savings, and time deposit products. The company's segments include the Banking Division, Retail Mortgage Division and small business specialty lending divisions. It generates maximum revenue from the Banking Division.
58GF Score
Get the complete analysis for CBAN
Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CBAN has been successfully added to your 
