Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Colony BankcorpCBAN -0.28%58 PS Ratio is 2.77 as of Aug. 20, 2026, which is 23% above its 10-year median of 2.25. GuruFocus rates CBAN with a GF Score™ of 58/100 and a GF Value™ of $18.44 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,514 Banks companies, Colony Bankcorp ranks better than 56.47% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Colony Bankcorp's share price is $21.38.
Colony Bankcorp's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was $7.71. Hence, Colony Bankcorp's PS Ratio for today is 2.77.
Warning Sign:
Colony Bankcorp Inc stock PS Ratio (=2.78) is close to 5-year high of 2.89.
The historical rank and industry rank for Colony Bankcorp's PS Ratio or its related term are showing as below:
CBAN'
s PS Ratio Range Over the Past 10 Years
Min: 1.33 Med: 2.25 Max: 3.21
Current: 2.76
During the past 13 years, Colony Bankcorp's highest PS Ratio was 3.21. The lowest was 1.33. And the median was 2.25.
CBAN's PS Ratio is ranked better than 56.47% of 1514
companies
in the Banks industry
Industry Median: 3.08
vs CBAN: 2.76
Colony Bankcorp Inc revenue per share has been in decline for the last 5 years.
During the past 12 months, the average Revenue per Share Growth Rate of Colony Bankcorp was 10.90% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 3.40% per year.
During the past 5 years, the average Revenue per Share Growth Rate was -4.50% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 2.90% per year.
During the past 13 years, Colony Bankcorp's highest 3-Year average Revenue per Share Growth Rate was 77.60% per year. The lowest was -10.30% per year. And the median was 2.80% per year.
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Colony Bankcorp PS Ratio Related Terms
Colony Bankcorp PS Ratio Historical Data
* Premium members only.
The historical data trend for Colony Bankcorp's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Colony Bankcorp's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Colony Bankcorp PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Colony Bankcorp's PS Ratio distribution charts can be found below:
* The bar in red indicates where Colony Bankcorp's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Colony Bankcorp's Share Price of today is $21.38. Colony Bankcorp's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.71.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Colony Bankcorp (CBAN) has a PS Ratio of 2.77 as of Aug. 20, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Colony Bankcorp and its competitors. This is 23% above median its historical median of 2.25. Over the past decade, Colony Bankcorp's PS Ratio has ranged from 1.33 to 3.21. According to the industry distribution chart, Colony Bankcorp ranks #659 out of 1514 companies in the Banks industry, placing it in the top 43.5%.
Is Colony Bankcorp's PS Ratio too high?
Colony Bankcorp's current PS Ratio of 2.77 is 23% above median its 10-year median of 2.25. Over the past 10 years, this metric has ranged from a low of 1.33 to a high of 3.21. The Banks industry median PS Ratio is 3.08. Colony Bankcorp's value of 2.77 is 10.1% below this industry median. Based on the distribution chart, Colony Bankcorp ranks #659 out of 1514 companies in the Banks industry, which is above the industry midpoint. Overall, Colony Bankcorp has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Colony Bankcorp's PS Ratio compare to PBAM and WTBA?
According to the Banks industry distribution chart, Colony Bankcorp ranks #659 out of 1514 companies for PS Ratio. This puts Colony Bankcorp in the upper half of its industry. The industry median PS Ratio is 3.08. Colony Bankcorp's value of 2.77 is 10.1% below this benchmark. Historically, Colony Bankcorp's own PS Ratio has ranged from 1.33 to 3.21 over the past decade. While the company's 10-year median is 2.25 vs. the industry median of 3.08, Colony Bankcorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.08, based on 1,514 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Colony Bankcorp's current PS Ratio of 2.77 is 10.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Colony Bankcorp and its competitors. For the Banks industry, the median PS Ratio is 3.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Colony Bankcorp's current PS Ratio is 2.77, which is 23% above median its own 10-year median of 2.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Colony Bankcorp stock overvalued right now?
Based on GuruFocus' analysis, Colony Bankcorp (CBAN) is currently considered Modestly Overvalued. The stock's GF Value™ is $18.44, compared to a current price of $21.38 — trading 15.9% above its estimated fair value. The current PS Ratio is 2.77, which is 23% above median its 10-year median of 2.25 and 10.1% below the Banks industry median of 3.08. Colony Bankcorp's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Colony Bankcorp (CBAN), the current PS Ratio is 2.77 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Colony Bankcorp (CBAN) Overvalued in 2026?
Based on GuruFocus' analysis, Colony Bankcorp stock appears to be overvalued.
The current stock price of $21.38 is trading 15.9% above its estimated GF Value™ of $18.44.
GuruFocus considers Colony Bankcorp to be Modestly Overvalued.
Key valuation signals for CBAN:
PS Ratio: 2.77 (23% above median its 10-year median of 2.25)
GF Value™: $18.44 vs. price of $21.38 (15.9% above fair value)
Industry Position: 10.1% below the Banks median (#659 of 1514)
No single metric tells the full story. See the CBAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Colony Bankcorp Inc is a bank holding company. The bank provides a broad range of banking services to its retail and commercial customers. Its product line includes loans to small and medium-sized businesses, residential and commercial construction and land development loans, commercial real estate loans, agri-business and production loans, residential mortgage loans, consumer loans, and a variety of demand, savings, and time deposit products. The company's segments include the Banking Division, Retail Mortgage Division and small business specialty lending divisions. It generates maximum revenue from the Banking Division.
58GF Score
Get the complete analysis for CBAN
PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CBAN has been successfully added to your 
