CBAN (Colony Bankcorp) ROE % Adjusted to Book Value: 10.34% (As of Jun. 2026)

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CBAN Colony Bankcorp Inc CBAN
58 GF Score
Price $21.41
GF Value $18.44
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Colony Bankcorp ROE % Adjusted to Book Value?

Colony Bankcorp CBAN -0.14% 58 ROE % Adjusted to Book Value is 10.34% as of Jun. 2026. GuruFocus rates CBAN with a GF Score™ of 58/100 and a GF Value™ of $18.44 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Colony Bankcorp's ROE % for the quarter that ended in Jun. 2026 was 11.27%. Colony Bankcorp's PB Ratio for the quarter that ended in Jun. 2026 was 1.09. Colony Bankcorp's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2026 was 10.34%.


Colony Bankcorp ROE % Adjusted to Book Value Related Terms


Colony Bankcorp ROE % Adjusted to Book Value Historical Data

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The historical data trend for Colony Bankcorp's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Colony Bankcorp ROE % Adjusted to Book Value Chart

Colony Bankcorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.63 8.99 9.74 8.86 8.54

Colony Bankcorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.21 7.97 9.16 7.82 10.34

CBAN vs PBAM, WTBA, BMRC: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Colony Bankcorp's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Colony Bankcorp ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Colony Bankcorp's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Colony Bankcorp's ROE % Adjusted to Book Value falls into.


CBAN
58GF Score
Colony Bankcorp Inc CBAN
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Colony Bankcorp ROE % Adjusted to Book Value Calculation

Colony Bankcorp's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=8.63% / 1.01
=8.54%

Colony Bankcorp's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.27% / 1.09
=10.34%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 10.34% mean?
Colony Bankcorp (CBAN) has a ROE % Adjusted to Book Value of 10.34% as of Jun. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Colony Bankcorp and its competitors.
Is Colony Bankcorp's ROE % Adjusted to Book Value too high?
Colony Bankcorp's current ROE % Adjusted to Book Value is 10.34%. Overall, Colony Bankcorp has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Colony Bankcorp's ROE % Adjusted to Book Value compare to PBAM and WTBA?
Colony Bankcorp's ROE % Adjusted to Book Value of 10.34% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Colony Bankcorp and its competitors. Colony Bankcorp's current ROE % Adjusted to Book Value is 10.34%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Colony Bankcorp stock overvalued right now?
Based on GuruFocus' analysis, Colony Bankcorp (CBAN) is currently considered Modestly Overvalued. The stock's GF Value™ is $18.44, compared to a current price of $21.41 — trading 16.1% above its estimated fair value. The current ROE % Adjusted to Book Value is 10.34%. Colony Bankcorp's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Colony Bankcorp (CBAN), the current ROE % Adjusted to Book Value is 10.34% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Colony Bankcorp (CBAN) Overvalued in 2026?

Based on GuruFocus' analysis, Colony Bankcorp stock appears to be overvalued. The current stock price of $21.41 is trading 16.1% above its estimated GF Value™ of $18.44. GuruFocus considers Colony Bankcorp to be Modestly Overvalued.

Key valuation signals for CBAN:

  • ROE % Adjusted to Book Value: 10.34%
  • GF Value™: $18.44 vs. price of $21.41 (16.1% above fair value)
  • GF Score™: 58/100 with 7 warning signs

No single metric tells the full story. See the CBAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Colony Bankcorp Business Description

Address 115 South Grant Street, Fitzgerald, GA, USA, 31750
Colony Bankcorp Inc is a bank holding company. The bank provides a broad range of banking services to its retail and commercial customers. Its product line includes loans to small and medium-sized businesses, residential and commercial construction and land development loans, commercial real estate loans, agri-business and production loans, residential mortgage loans, consumer loans, and a variety of demand, savings, and time deposit products. The company's segments include the Banking Division, Retail Mortgage Division and small business specialty lending divisions. It generates maximum revenue from the Banking Division.
58GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.41
Price
$18.44
GF Value