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CBAN (Colony Bankcorp) PE Ratio : 13.99 (As of Dec. 11, 2024)


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What is Colony Bankcorp PE Ratio?

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2024-12-11), Colony Bankcorp's share price is $17.49. Colony Bankcorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Sep. 2024 was $1.25. Therefore, Colony Bankcorp's PE Ratio for today is 13.99.

During the past 13 years, Colony Bankcorp's highest PE Ratio was 19.54. The lowest was 7.80. And the median was 12.34.

Colony Bankcorp's EPS (Diluted) for the three months ended in Sep. 2024 was $0.32. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Sep. 2024 was $1.25.

As of today (2024-12-11), Colony Bankcorp's share price is $17.49. Colony Bankcorp's EPS without NRI for the trailing twelve months (TTM) ended in Sep. 2024 was $1.64. Therefore, Colony Bankcorp's PE Ratio without NRI ratio for today is 10.66.

During the past 13 years, Colony Bankcorp's highest PE Ratio without NRI was 19.54. The lowest was 6.52. And the median was 11.25.

Colony Bankcorp's EPS without NRI for the three months ended in Sep. 2024 was $0.35. Its EPS without NRI for the trailing twelve months (TTM) ended in Sep. 2024 was $1.64.

During the past 12 months, Colony Bankcorp's average EPS without NRI Growth Rate was 29.10% per year. During the past 3 years, the average EPS without NRI Growth Rate was 0.30% per year. During the past 5 years, the average EPS without NRI Growth Rate was -0.80% per year. During the past 10 years, the average EPS without NRI Growth Rate was 13.30% per year.

During the past 13 years, Colony Bankcorp's highest 3-Year average EPS without NRI Growth Rate was 71.80% per year. The lowest was -39.30% per year. And the median was 12.70% per year.

Colony Bankcorp's EPS (Basic) for the three months ended in Sep. 2024 was $0.32. Its EPS (Basic) for the trailing twelve months (TTM) ended in Sep. 2024 was $1.25.

Back to Basics: PE Ratio


Colony Bankcorp PE Ratio Historical Data

The historical data trend for Colony Bankcorp's PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Colony Bankcorp PE Ratio Chart

Colony Bankcorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.73 11.81 10.28 11.13 10.73

Colony Bankcorp Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.13 10.73 9.20 9.72 12.42

Competitive Comparison of Colony Bankcorp's PE Ratio

For the Banks - Regional subindustry, Colony Bankcorp's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Colony Bankcorp's PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Colony Bankcorp's PE Ratio distribution charts can be found below:

* The bar in red indicates where Colony Bankcorp's PE Ratio falls into.



Colony Bankcorp PE Ratio Calculation

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

Colony Bankcorp's PE Ratio for today is calculated as

PE Ratio=Share Price/Earnings per Share (Diluted) (TTM)
=17.49/1.250
=13.99

Colony Bankcorp's Share Price of today is $17.49.
Colony Bankcorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.25.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:


There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio, the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.


Colony Bankcorp  (NYSE:CBAN) PE Ratio Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratios are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.

PE Ratio can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio.


Colony Bankcorp PE Ratio Related Terms

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Colony Bankcorp Business Description

Traded in Other Exchanges
N/A
Address
115 South Grant Street, Fitzgerald, GA, USA, 31750
Colony Bankcorp Inc is a bank holding company. The bank provides a broad range of banking services to its retail and commercial customers. Its product line includes loans to small and medium-sized businesses, residential and commercial construction and land development loans, commercial real estate loans, agri-business and production loans, residential mortgage loans, consumer loans, and a variety of demand, savings, and time deposit products. The company's segments include the Banking Division, Retail Mortgage Division, and small business specialty lending divisions. It generates maximum revenue from the Banking Division.
Executives
Bateman Leonard H Jr officer: EVP & Chief Credit Officer 101 CALUMET CENTER ROAD, LAGRANGE GA 30241
T Heath Fountain director, officer: President and CEO C/O COLONY BANKCORP, INC., 115 S. GRANT ST. P.O. BOX 989, FITZGERALD GA 31750
Harold Wyatt director 115 S GRANT STREET, P. O. BOX 989, FITZGERALD GA 31750
Lee Bagwell officer: Executive VP 1000 LEE AVENUE, DOUGLAS GA 31533
Matthew D. Reed director 115 S. GRANT ST., P.O. BOX 989, FITZGERALD GA 31750
Audrey Hollingsworth director 115 S GRANT STREET, P O BOX 989, FITZGERALD GA 31750
Scott Lowell Downing director 238 NEWCOMER TRAIL, FITZGERALD GA 31750
Kimberly C. Dockery officer: Exec. Chief Admin Officer P.O. BOX 920, LEESBURG GA 31763
Copeland R Dallis Jr officer: President 115 S GRANT STREET, P O BOX 989, FITZGERALD GA 31750
Hoyle M. Edward Jr. officer: Chief Banking Officer, EVP 115 SOUTH GRANT STREET, FITZGERALD GA 31750
David Andrew Borrmann officer: EVP P.O. BOX 17465, GREENVILLE SC 29606
Meagan M. Mowry director 115 S GRANT ST., P.O. BOX 989, FITZGERALD GA 31750
Brian D Schmitt director, other: Executive Vice Chairman 115 S GRANT STREET, FITZGERALD GA 31750
Loomis Edward Percy Jr director 115 S GRANT STREET, FITZGERALD GA 31750
M Frederick Dwozan director 718 MEDICAL CENTER DRIVE, EASTMAN GA 31023-6736