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This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Guheshwori Merchant Bank & Finance's Median PS Value or its related term are showing as below:
XNEP:GMFIL'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 1.33 Med: 1.65 Max: 2.1
Current: 1.35
During the past 9 years, the highest Price to Median PS Value of Guheshwori Merchant Bank & Finance was 2.10. The lowest was 1.33. And the median was 1.65.
XNEP:GMFIL's Price-to-Median-PS-Value is ranked worse than 73.65% of 296
companies
in the Credit Services industry
Industry Median: 0.95
vs XNEP:GMFIL: 1.35
Guheshwori Merchant Bank & Finance (XNEP:GMFIL) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Guheshwori Merchant Bank & Finance's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
421.00
/
311.35
=
1.35
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Guheshwori Merchant Bank & Finance Median PS Value Related Terms
Guheshwori Merchant Bank & Finance Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Guheshwori Merchant Bank & Finance Median PS Value Chart
XNEP:GMFIL vs V, MA, AXP: Median PS Value Comparison
For the Credit Services subindustry, Guheshwori Merchant Bank & Finance's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Guheshwori Merchant Bank & Finance Price-to-Median-PS-Value vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Guheshwori Merchant Bank & Finance's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Guheshwori Merchant Bank & Finance's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 11.1356.
Guheshwori Merchant Bank & Finance's Revenue per Share for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR27.96.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Guheshwori Merchant Bank & Finance (XNEP:GMFIL) has a Median PS Value of NPR311.35 as of Sep. 15, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Guheshwori Merchant Bank & Finance and its competitors. According to the industry distribution chart, Guheshwori Merchant Bank & Finance ranks #218 out of 296 companies in the Credit Services industry, placing it in the top 73.6%.
Is Guheshwori Merchant Bank & Finance's Median PS Value too high?
Guheshwori Merchant Bank & Finance's current Median PS Value is NPR311.35. Based on the distribution chart, Guheshwori Merchant Bank & Finance ranks #218 out of 296 companies in the Credit Services industry, which is below the industry midpoint. Overall, Guheshwori Merchant Bank & Finance has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Guheshwori Merchant Bank & Finance's Median PS Value compare to V and MA?
According to the Credit Services industry distribution chart, Guheshwori Merchant Bank & Finance ranks #218 out of 296 companies for Median PS Value. This places Guheshwori Merchant Bank & Finance in the lower half of its industry. The industry median Median PS Value is 0.95. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Credit Services company?
The median Median PS Value among Credit Services companies is 0.95, based on 296 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Guheshwori Merchant Bank & Finance and its competitors. For the Credit Services industry, the median Median PS Value is 0.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guheshwori Merchant Bank & Finance's current Median PS Value is NPR311.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guheshwori Merchant Bank & Finance stock overvalued right now?
Based on GuruFocus' analysis, Guheshwori Merchant Bank & Finance (XNEP:GMFIL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR498.04, compared to a current price of NPR421.00 — trading 15.5% below its estimated fair value. The current Median PS Value is NPR311.35. Guheshwori Merchant Bank & Finance's overall GF Score™ is 68/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Guheshwori Merchant Bank & Finance (XNEP:GMFIL), the current Median PS Value is NPR311.35 as of Sep. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Guheshwori Merchant Bank & Finance (XNEP:GMFIL) Overvalued in 2026?
Based on GuruFocus' analysis, Guheshwori Merchant Bank & Finance stock appears to be undervalued.
The current stock price of NPR421.00 is trading 15.5% below its estimated GF Value™ of NPR498.04.
GuruFocus considers Guheshwori Merchant Bank & Finance to be Modestly Undervalued.
Key valuation signals for XNEP:GMFIL:
Median PS Value: NPR311.35
GF Value™: NPR498.04 vs. price of NPR421.00 (15.5% below fair value)
No single metric tells the full story. See the XNEP:GMFIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Guheshwori Merchant Bank & Finance Ltd is engaged in mortgage financing, corporate financing, merchant banking, e-banking, and other financial services. Its products and services include Loans & Advances; Guarantee; Remittance; Card Service; Locker Service; and other ancillary services.
68GF Score
Get the complete analysis for XNEP:GMFIL
Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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