Guheshwori Merchant Bank & Finance (XNEP:GMFIL) OCF Yield %: -3.50 (As of Sep. 14, 2026)

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XNEP:GMFIL Guheshwori Merchant Bank & Finance Ltd XNEP:GMFIL
67 GF Score
Price NPR421.00
GF Value NPR498.15
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Guheshwori Merchant Bank & Finance OCF Yield %?

Guheshwori Merchant Bank & Finance XNEP:GMFIL +1.74% 67 OCF Yield % is -3.50 as of Sep. 14, 2026. GuruFocus rates XNEP:GMFIL with a GF Score™ of 67/100 and a GF Value™ of NPR498.15 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 548 Credit Services companies, Guheshwori Merchant Bank & Finance ranks worse than 60.4% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Guheshwori Merchant Bank & Finance's Trailing 12-Month Cash Flow from Operations is NPR0.0 Mil, and Market Cap is NPR4,261.3 Mil. Therefore, Guheshwori Merchant Bank & Finance's OCF Yield % for today is -3.50%.

The historical rank and industry rank for Guheshwori Merchant Bank & Finance's OCF Yield % or its related term are showing as below:

XNEP:GMFIL' s OCF Yield % Range Over the Past 10 Years
Min: -3.5   Med: 0   Max: -3.5
Current: -3.5


During the past 9 years, the highest OCF Yield % of Guheshwori Merchant Bank & Finance was -3.50%. The lowest was -3.50%. And the median was %.

XNEP:GMFIL's OCF Yield % is ranked worse than
60.4% of 548 companies
in the Credit Services industry
Industry Median: 0.005 vs XNEP:GMFIL: -3.50

Guheshwori Merchant Bank & Finance's OCF Margin % for the quarter that ended in Apr. 2026 was %.


Guheshwori Merchant Bank & Finance OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Guheshwori Merchant Bank & Finance OCF Yield % Related Terms


Guheshwori Merchant Bank & Finance OCF Yield % Historical Data

* Premium members only.

The historical data trend for Guheshwori Merchant Bank & Finance's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guheshwori Merchant Bank & Finance OCF Yield % Chart

Guheshwori Merchant Bank & Finance Annual Data
Trend Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only 17.12 -14.71 0.77 8.46 -2.77

Guheshwori Merchant Bank & Finance Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

XNEP:GMFIL vs V, MA, AXP: OCF Yield % Comparison

For the Credit Services subindustry, Guheshwori Merchant Bank & Finance's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Guheshwori Merchant Bank & Finance OCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Guheshwori Merchant Bank & Finance's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Guheshwori Merchant Bank & Finance's OCF Yield % falls into.


XNEP:GMFIL
67GF Score
Guheshwori Merchant Bank & Finance Ltd XNEP:GMFIL
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Guheshwori Merchant Bank & Finance OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Guheshwori Merchant Bank & Finance's OCF Yield % for the fiscal year that ended in Jul. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-146.797 / 5296.94382
=-2.77%

Guheshwori Merchant Bank & Finance's annualized OCF Yield % for the quarter that ended in Apr. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=0 * 4 / 4700.6568
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -3.50 mean?
Guheshwori Merchant Bank & Finance (XNEP:GMFIL) has a OCF Yield % of -3.50 as of Sep. 14, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Guheshwori Merchant Bank & Finance and its competitors. According to the industry distribution chart, Guheshwori Merchant Bank & Finance ranks #331 out of 548 companies in the Credit Services industry, placing it in the top 60.4%.
Is Guheshwori Merchant Bank & Finance's OCF Yield % too high?
Guheshwori Merchant Bank & Finance's current OCF Yield % is -3.50. Based on the distribution chart, Guheshwori Merchant Bank & Finance ranks #331 out of 548 companies in the Credit Services industry, which is below the industry midpoint. Overall, Guheshwori Merchant Bank & Finance has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Guheshwori Merchant Bank & Finance's OCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Guheshwori Merchant Bank & Finance ranks #331 out of 548 companies for OCF Yield %. This places Guheshwori Merchant Bank & Finance in the lower half of its industry. The industry median OCF Yield % is 0.01. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Credit Services company?
The median OCF Yield % among Credit Services companies is 0.01, based on 548 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Guheshwori Merchant Bank & Finance and its competitors. For the Credit Services industry, the median OCF Yield % is 0.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guheshwori Merchant Bank & Finance's current OCF Yield % is -3.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guheshwori Merchant Bank & Finance stock overvalued right now?
Based on GuruFocus' analysis, Guheshwori Merchant Bank & Finance (XNEP:GMFIL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR498.15, compared to a current price of NPR421.00 — trading 15.5% below its estimated fair value. The current OCF Yield % is -3.50. Guheshwori Merchant Bank & Finance's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Guheshwori Merchant Bank & Finance (XNEP:GMFIL), the current OCF Yield % is -3.50 as of Sep. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Guheshwori Merchant Bank & Finance (XNEP:GMFIL) Overvalued in 2026?

Based on GuruFocus' analysis, Guheshwori Merchant Bank & Finance stock appears to be undervalued. The current stock price of NPR421.00 is trading 15.5% below its estimated GF Value™ of NPR498.15. GuruFocus considers Guheshwori Merchant Bank & Finance to be Modestly Undervalued.

Key valuation signals for XNEP:GMFIL:

  • OCF Yield %: -3.50
  • GF Value™: NPR498.15 vs. price of NPR421.00 (15.5% below fair value)
  • GF Score™: 67/100 with 1 warning sign

No single metric tells the full story. See the XNEP:GMFIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Guheshwori Merchant Bank & Finance Business Description

Address Pulchowk. Guheswori Bhawan, Harihar Bhawan, Lalitpur, NPL
Guheshwori Merchant Bank & Finance Ltd is engaged in mortgage financing, corporate financing, merchant banking, e-banking, and other financial services. Its products and services include Loans & Advances; Guarantee; Remittance; Card Service; Locker Service; and other ancillary services.
67GF Score

Get the complete analysis for XNEP:GMFIL

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR421.00
Price
NPR498.15
GF Value