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* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Guheshwori Merchant Bank & Finance (XNEP:GMFIL) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Guheshwori Merchant Bank & Finance PEG Ratio Related Terms
Guheshwori Merchant Bank & Finance PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Guheshwori Merchant Bank & Finance PEG Ratio Chart
For the Credit Services subindustry, Guheshwori Merchant Bank & Finance's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Guheshwori Merchant Bank & Finance PEG Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Guheshwori Merchant Bank & Finance's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Guheshwori Merchant Bank & Finance's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Guheshwori Merchant Bank & Finance (XNEP:GMFIL) has a PEG Ratio of 13.49 as of Sep. 15, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Guheshwori Merchant Bank & Finance and its competitors. This is 52% above median its historical median of 8.90. Over the past decade, Guheshwori Merchant Bank & Finance's PEG Ratio has ranged from 1.93 to 531.79. According to the industry distribution chart, Guheshwori Merchant Bank & Finance ranks #223 out of 235 companies in the Credit Services industry, placing it in the top 94.9%.
Is Guheshwori Merchant Bank & Finance's PEG Ratio too high?
Guheshwori Merchant Bank & Finance's current PEG Ratio of 13.49 is 52% above median its 10-year median of 8.90. Over the past 10 years, this metric has ranged from a low of 1.93 to a high of 531.79. The Credit Services industry median PEG Ratio is 0.78. Guheshwori Merchant Bank & Finance's value of 13.49 is 1629.5% above this industry median. Based on the distribution chart, Guheshwori Merchant Bank & Finance ranks #223 out of 235 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Guheshwori Merchant Bank & Finance has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Guheshwori Merchant Bank & Finance's PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Guheshwori Merchant Bank & Finance ranks #223 out of 235 companies for PEG Ratio. This places Guheshwori Merchant Bank & Finance in the lower half of its industry. The industry median PEG Ratio is 0.78. Guheshwori Merchant Bank & Finance's value of 13.49 is 1629.5% above this benchmark. Historically, Guheshwori Merchant Bank & Finance's own PEG Ratio has ranged from 1.93 to 531.79 over the past decade. While the company's 10-year median is 8.90 vs. the industry median of 0.78, Guheshwori Merchant Bank & Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.78, based on 235 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Guheshwori Merchant Bank & Finance's current PEG Ratio of 13.49 is 1629.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Guheshwori Merchant Bank & Finance and its competitors. For the Credit Services industry, the median PEG Ratio is 0.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guheshwori Merchant Bank & Finance's current PEG Ratio is 13.49, which is 52% above median its own 10-year median of 8.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guheshwori Merchant Bank & Finance stock overvalued right now?
Based on GuruFocus' analysis, Guheshwori Merchant Bank & Finance (XNEP:GMFIL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR498.15, compared to a current price of NPR421.00 — trading 15.5% below its estimated fair value. The current PEG Ratio is 13.49, which is 52% above median its 10-year median of 8.90 and 1629.5% above the Credit Services industry median of 0.78. Guheshwori Merchant Bank & Finance's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Guheshwori Merchant Bank & Finance (XNEP:GMFIL), the current PEG Ratio is 13.49 as of Sep. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Guheshwori Merchant Bank & Finance (XNEP:GMFIL) Overvalued in 2026?
Based on GuruFocus' analysis, Guheshwori Merchant Bank & Finance stock appears to be undervalued.
The current stock price of NPR421.00 is trading 15.5% below its estimated GF Value™ of NPR498.15.
GuruFocus considers Guheshwori Merchant Bank & Finance to be Modestly Undervalued.
Key valuation signals for XNEP:GMFIL:
PEG Ratio: 13.49 (52% above median its 10-year median of 8.90)
GF Value™: NPR498.15 vs. price of NPR421.00 (15.5% below fair value)
Industry Position: 1629.5% above the Credit Services median (#223 of 235)
No single metric tells the full story. See the XNEP:GMFIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Guheshwori Merchant Bank & Finance Ltd is engaged in mortgage financing, corporate financing, merchant banking, e-banking, and other financial services. Its products and services include Loans & Advances; Guarantee; Remittance; Card Service; Locker Service; and other ancillary services.
67GF Score
Get the complete analysis for XNEP:GMFIL
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