Bank of India (BOM:532149) Moat Score: 0/10 (As of Jul. 24, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:532149 Bank of India BOM:532149
65 GF Score
Price ₹142.20
GF Value ₹121.04
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Bank of India Moat Score?

Bank of India has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Bank of India has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Bank of India might have No Moat - No discernible moat.

Bank of India  (BOM:532149) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Bank of India Moat Score Related Terms

BOM:532149
65GF Score
Bank of India BOM:532149
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Bank of India (BOM:532149) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of India stock appears to be overvalued. The current stock price of ₹142.20 is trading 17.5% above its estimated GF Value™ of ₹121.04. GuruFocus considers Bank of India to be Modestly Overvalued.

Key valuation signals for BOM:532149:

  • Moat Score: 0
  • GF Value™: ₹121.04 vs. price of ₹142.20 (17.5% above fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the BOM:532149 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of India Business Description

Other Exchanges BANKINDIA:India
Address Bandra Kurla Complex, Star House-I, G Block, C-5, 8th floor, Bandra (East), Mumbai, MH, IND, 400051
Bank of India Limited is a provider of banking products and services headquartered in Mumbai, India. The bank provides services within India and internationally and generates the majority of its revenue domestically. Structurally, the bank is organized into the following segments; Treasury operations deals in government securities, money market, and foreign exchange transactions. Wholesale banking operations offers loans, trade finance, project finance, syndication, mutual funds, and portfolio management. Retail banking operations include home, education, and personal loans, savings and current accounts, overdrafts, and deposits; and other banking operations.
65GF Score

Get the complete analysis for BOM:532149

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹142.20
Price
₹121.04
GF Value