Bank of India (BOM:532149) Retained Earnings: ₹0 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:532149 Bank of India BOM:532149
67 GF Score
Price ₹140.70
GF Value ₹137.44
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Bank of India Retained Earnings?

Bank of India BOM:532149 67 Retained Earnings is ₹0 Mil as of Jun. 2026. GuruFocus rates BOM:532149 with a GF Score™ of 67/100 and a GF Value™ of ₹137.44 (Fairly Valued). The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Bank of India's retained earnings for the quarter that ended in Jun. 2026 was ₹0 Mil.

Bank of India's quarterly retained earnings increased from Dec. 2025 (₹0 Mil) to Mar. 2026 (₹183,952 Mil) but then declined from Mar. 2026 (₹183,952 Mil) to Jun. 2026 (₹0 Mil).

Bank of India's annual retained earnings increased from Mar. 2024 (₹73,388 Mil) to Mar. 2025 (₹130,943 Mil) and increased from Mar. 2025 (₹130,943 Mil) to Mar. 2026 (₹183,952 Mil).


Bank of India  (BOM:532149) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Bank of India Retained Earnings Historical Data

* Premium members only.

The historical data trend for Bank of India's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of India Retained Earnings Chart

Bank of India Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19,986.50 34,767.77 73,388.00 130,943.13 183,951.61

Bank of India Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 183,951.61 0.00
BOM:532149
67GF Score
Bank of India BOM:532149
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of India Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ₹0 Mil mean?
Bank of India (BOM:532149) has a Retained Earnings of ₹0 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Bank of India and its competitors.
Is Bank of India's Retained Earnings too high?
Bank of India's current Retained Earnings is ₹0 Mil. Overall, Bank of India has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of India's Retained Earnings compare to competitors?
Bank of India's Retained Earnings of ₹0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Bank of India and its competitors. Bank of India's current Retained Earnings is ₹0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of India stock overvalued right now?
Based on GuruFocus' analysis, Bank of India (BOM:532149) is currently considered Fairly Valued. The stock's GF Value™ is ₹137.44, compared to a current price of ₹140.70 — trading 2.4% above its estimated fair value. The current Retained Earnings is ₹0 Mil. Bank of India's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Bank of India (BOM:532149), the current Retained Earnings is ₹0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of India (BOM:532149) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of India stock appears to be overvalued. The current stock price of ₹140.70 is trading 2.4% above its estimated GF Value™ of ₹137.44. GuruFocus considers Bank of India to be Fairly Valued.

Key valuation signals for BOM:532149:

  • Retained Earnings: ₹0 Mil
  • GF Value™: ₹137.44 vs. price of ₹140.70 (2.4% above fair value)
  • GF Score™: 67/100 with 3 warning signs

No single metric tells the full story. See the BOM:532149 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of India Business Description

Other Exchanges BANKINDIA:India
Address Bandra Kurla Complex, Star House-I, G Block, C-5, 8th floor, Bandra (East), Mumbai, MH, IND, 400051
Bank of India Limited is a provider of banking products and services headquartered in Mumbai, India. The bank provides services within India and internationally and generates the majority of its revenue domestically. Structurally, the bank is organized into the following segments; Treasury operations deals in government securities, money market, and foreign exchange transactions. Wholesale banking operations offers loans, trade finance, project finance, syndication, mutual funds, and portfolio management. Retail banking operations include home, education, and personal loans, savings and current accounts, overdrafts, and deposits; and other banking operations.
67GF Score

Get the complete analysis for BOM:532149

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹140.70
Price
₹137.44
GF Value