Bank of India (BOM:532149) ROE % Adjusted to Book Value: 20.30% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:532149 Bank of India BOM:532149
65 GF Score
Price ₹143.35
GF Value ₹120.84
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Bank of India ROE % Adjusted to Book Value?

Bank of India BOM:532149 -1.24% 65 ROE % Adjusted to Book Value is 20.30% as of Mar. 2026. GuruFocus rates BOM:532149 with a GF Score™ of 65/100 and a GF Value™ of ₹120.84 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Bank of India's ROE % for the quarter that ended in Mar. 2026 was 14.01%. Bank of India's PB Ratio for the quarter that ended in Mar. 2026 was 0.69. Bank of India's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 20.30%.


Bank of India ROE % Adjusted to Book Value Related Terms


Bank of India ROE % Adjusted to Book Value Historical Data

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The historical data trend for Bank of India's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of India ROE % Adjusted to Book Value Chart

Bank of India Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.56 13.02 11.39 21.03 17.51

Bank of India Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.10 13.51 18.70 17.42 20.30

Bank of India ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Bank of India's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of India ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Bank of India's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Bank of India's ROE % Adjusted to Book Value falls into.


BOM:532149
65GF Score
Bank of India BOM:532149
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of India ROE % Adjusted to Book Value Calculation

Bank of India's ROE % Adjusted to Book Value for the fiscal year that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.08% / 0.69
=17.51%

Bank of India's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=14.01% / 0.69
=20.30%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 20.30% mean?
Bank of India (BOM:532149) has a ROE % Adjusted to Book Value of 20.30% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Bank of India and its competitors.
Is Bank of India's ROE % Adjusted to Book Value too high?
Bank of India's current ROE % Adjusted to Book Value is 20.30%. Overall, Bank of India has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of India's ROE % Adjusted to Book Value compare to competitors?
Bank of India's ROE % Adjusted to Book Value of 20.30% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Bank of India and its competitors. Bank of India's current ROE % Adjusted to Book Value is 20.30%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of India stock overvalued right now?
Based on GuruFocus' analysis, Bank of India (BOM:532149) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹120.84, compared to a current price of ₹143.35 — trading 18.6% above its estimated fair value. The current ROE % Adjusted to Book Value is 20.30%. Bank of India's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Bank of India (BOM:532149), the current ROE % Adjusted to Book Value is 20.30% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of India (BOM:532149) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of India stock appears to be overvalued. The current stock price of ₹143.35 is trading 18.6% above its estimated GF Value™ of ₹120.84. GuruFocus considers Bank of India to be Modestly Overvalued.

Key valuation signals for BOM:532149:

  • ROE % Adjusted to Book Value: 20.30%
  • GF Value™: ₹120.84 vs. price of ₹143.35 (18.6% above fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the BOM:532149 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of India Business Description

Other Exchanges BANKINDIA:India
Address Bandra Kurla Complex, Star House-I, G Block, C-5, 8th floor, Bandra (East), Mumbai, MH, IND, 400051
Bank of India Limited is a provider of banking products and services headquartered in Mumbai, India. The bank provides services within India and internationally and generates the majority of its revenue domestically. Structurally, the bank is organized into the following segments; Treasury operations deals in government securities, money market, and foreign exchange transactions. Wholesale banking operations offers loans, trade finance, project finance, syndication, mutual funds, and portfolio management. Retail banking operations include home, education, and personal loans, savings and current accounts, overdrafts, and deposits; and other banking operations.
65GF Score

Get the complete analysis for BOM:532149

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹143.35
Price
₹120.84
GF Value