Bank of India (BOM:532149) E10: ₹4.63 (As of Mar. 2026)


BOM:532149 Bank of India BOM:532149
70 GF Score
Price ₹139.80
GF Value ₹120.57
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Bank of India E10?

Bank of India BOM:532149 -2.98% 70 E10 is ₹4.63 as of Mar. 2026. GuruFocus rates BOM:532149 with a GF Score™ of 70/100 and a GF Value™ of ₹120.57 (Modestly Overvalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Bank of India's adjusted earnings per share data for the three months ended in Mar. 2026 was ₹6.780. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹4.63 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Bank of India's average E10 Growth Rate was 137.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-07), Bank of India's current stock price is ₹139.80. Bank of India's E10 for the quarter that ended in Mar. 2026 was ₹4.63. Bank of India's Shiller PE Ratio of today is 30.19.

During the past 13 years, the highest Shiller PE Ratio of Bank of India was 356.97. The lowest was 30.08. And the median was 46.39.


Bank of India  (BOM:532149) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Bank of India's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=139.80/4.63
=30.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Bank of India was 356.97. The lowest was 30.08. And the median was 46.39.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Bank of India E10 Related Terms


Bank of India E10 Historical Data

* Premium members only.

The historical data trend for Bank of India's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of India E10 Chart

Bank of India Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 1.95 4.63

Bank of India Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.95 2.46 3.17 3.88 4.63

Bank of India E10 Competitor Comparison

For the Banks - Regional subindustry, Bank of India's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of India Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank of India's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Bank of India's Shiller PE Ratio falls into.


BOM:532149
70GF Score
Bank of India BOM:532149
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of India E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bank of India's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=6.78/164.2724*164.2724
=6.780

Current CPI (Mar. 2026) = 164.2724.

Bank of India Quarterly Data

per share eps CPI Adj_EPS
201103 0.000 70.768 0.000
201203 0.000 76.889 0.000
201303 0.000 85.687 0.000
201403 0.000 91.425 0.000
201503 0.000 97.163 0.000
201603 0.000 102.518 0.000
201703 0.000 105.196 0.000
201803 0.000 109.786 0.000
201806 0.890 111.317 1.313
201809 -6.600 115.142 -9.416
201812 -26.670 115.142 -38.050
201903 3.240 118.202 4.503
201906 0.490 120.880 0.666
201909 0.790 123.175 1.054
201912 0.420 126.235 0.547
202003 -11.090 124.705 -14.609
202006 2.580 127.000 3.337
202009 1.660 130.118 2.096
202012 1.860 130.889 2.334
202103 0.250 131.771 0.312
202106 2.180 134.084 2.671
202109 2.800 135.847 3.386
202112 2.430 138.161 2.889
202203 1.680 138.822 1.988
202206 1.600 142.347 1.846
202209 2.080 144.661 2.362
202212 2.230 145.763 2.513
202303 3.440 146.865 3.848
202306 3.810 150.280 4.165
202309 3.650 151.492 3.958
202312 4.590 152.924 4.931
202403 3.420 153.035 3.671
202406 4.150 155.789 4.376
202409 5.320 157.882 5.535
202412 5.790 158.323 6.008
202503 5.720 157.552 5.964
202506 4.020 159.755 4.134
202509 5.660 162.289 5.729
202512 6.180 163.281 6.218
202603 6.780 164.272 6.780

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₹4.63 mean?
Bank of India (BOM:532149) has a E10 of ₹4.63 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Bank of India and its competitors.
Is Bank of India's E10 too high?
Bank of India's current E10 is ₹4.63. Overall, Bank of India has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of India's E10 compare to competitors?
Bank of India's E10 of ₹4.63 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Bank of India and its competitors. Bank of India's current E10 is ₹4.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of India stock overvalued right now?
Based on GuruFocus' analysis, Bank of India (BOM:532149) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹120.57, compared to a current price of ₹139.80 — trading 15.9% above its estimated fair value. The current E10 is ₹4.63. Bank of India's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Bank of India (BOM:532149), the current E10 is ₹4.63 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of India (BOM:532149) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of India stock appears to be overvalued. The current stock price of ₹139.80 is trading 15.9% above its estimated GF Value™ of ₹120.57. GuruFocus considers Bank of India to be Modestly Overvalued.

Key valuation signals for BOM:532149:

  • E10: ₹4.63
  • GF Value™: ₹120.57 vs. price of ₹139.80 (15.9% above fair value)
  • GF Score™: 70/100 with 2 warning signs

No single metric tells the full story. See the BOM:532149 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of India Business Description

Other Exchanges BANKINDIA:India
Address Bandra Kurla Complex, Star House-I, G Block, C-5, 8th floor, Bandra (East), Mumbai, MH, IND, 400051
Bank of India Limited is a provider of banking products and services headquartered in Mumbai, India. The bank provides services within India and internationally and generates the majority of its revenue domestically. Structurally, the bank is organized into the following segments; Treasury operations deals in government securities, money market, and foreign exchange transactions. Wholesale banking operations offers loans, trade finance, project finance, syndication, mutual funds, and portfolio management. Retail banking operations include home, education, and personal loans, savings and current accounts, overdrafts, and deposits; and other banking operations.
70GF Score

Get the complete analysis for BOM:532149

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹139.80
Price
₹120.57
GF Value