SWRD (Stewards) Net Charge Offs to Average Loans %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SWRD Stewards Inc SWRD
23 GF Score
Price $1.99
GF Value $0.35
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Stewards Net Charge Offs to Average Loans %?

Net Charge Offs to Average Loans % only apply to companies which has operating data in Banks industry.

SWRD
23GF Score
Stewards Inc SWRD
Net Charge Offs to Average Loans % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Stewards (SWRD) Overvalued in 2026?

Based on GuruFocus' analysis, Stewards stock appears to be overvalued. The current stock price of $1.99 is trading 468.6% above its estimated GF Value™ of $0.35. GuruFocus considers Stewards to be Significantly Overvalued.

Key valuation signals for SWRD:

  • Net Charge Offs to Average Loans %:
  • GF Value™: $0.35 vs. price of $1.99 (468.6% above fair value)
  • GF Score™: 23/100 with 2 warning signs

No single metric tells the full story. See the SWRD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Stewards Business Description

Address 4300 N. University Drive, Suite D-105, Lauderhill, FL, USA, 33351
Stewards Inc is a diversified financial services company with two complementary business platforms: Private Credit and Real Estate. It provides alternative financing solutions to small and medium-sized businesses (SMBs) underserved by traditional lenders, while also building a portfolio of income-producing and value enhancing real estate assets. The Private Credit Division provides revenue-based funding and related financing products to SMBs nationwide. The Real Estate Division targets strategic investments in residential, mixed-use, and commercial properties designed to generate stable rental income and have the potential for long-term value appreciation. It operates in two segments Financing Solutions, and Real Estate Operations.
23GF Score

Get the complete analysis for SWRD

Net Charge Offs to Average Loans % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.99
Price
$0.35
GF Value