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In calculating the Net Current Asset Value (NCAV), Benjamin Graham means a company's current assets (such as cash, marketable securities, and inventories) minus its total liabilities (including preferred stock, minority interest, and long-term debt).
The Commercial Bank (Q.S.C.)'s net current asset value per share for the quarter that ended in Mar. 2026 was $0.00.
The historical rank and industry rank for The Commercial Bank (Q.S.C.)'s Net Current Asset Value or its related term are showing as below:
LSE:55BC's Price-to-Net-Current-Asset-Value is not ranked *
in the Banks industry.
Industry Median: 1.17 * Ranked among companies with meaningful Price-to-Net-Current-Asset-Value only.
The Commercial Bank (Q.S.C.) (LSE:55BC) Net Current Asset Value Explanation
Benjamin Graham first discussed net current asset value (NCAV) in the 1934 edition of "Security Analysis", which he coauthored with David Dodd. In the book, (net) current asset value is defined as:" current assets alone, minus all liabilities and claims ahead of the issue."
The common definition of NCAV is: NCAV = current assets – [total liabilities + minority interest + preferred stock]
Net current assets exclude not only the intangible assets but also the fixed and miscellaneous assets. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Grahams strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their Net-Net Working Capital. They are collected under our Net-Net screener.
The Commercial Bank (Q.S.C.) Net Current Asset Value Related Terms
The Commercial Bank (Q.S.C.) Net Current Asset Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Commercial Bank (Q.S.C.) Net Current Asset Value Chart
LSE:55BC vs PNC, USB: Net Current Asset Value Comparison
For the Banks - Regional subindustry, The Commercial Bank (Q.S.C.)'s Price-to-Net-Current-Asset-Value, along with its competitors' market caps and Price-to-Net-Current-Asset-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Commercial Bank (Q.S.C.) Price-to-Net-Current-Asset-Value vs Banks Industry
For the Banks industry and Financial Services sector, The Commercial Bank (Q.S.C.)'s Price-to-Net-Current-Asset-Value distribution charts can be found below:
* The bar in red indicates where The Commercial Bank (Q.S.C.)'s Price-to-Net-Current-Asset-Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Net Current Asset Value of $0.00 mean?
The Commercial Bank (Q.S.C.) (LSE:55BC) has a Net Current Asset Value of $0.00 as of Mar. 2026. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on The Commercial Bank (Q.S.C.) and its competitors. According to the industry distribution chart, The Commercial Bank (Q.S.C.) ranks #999999 out of 21 companies in the Banks industry.
Is The Commercial Bank (Q.S.C.)'s Net Current Asset Value too high?
The Commercial Bank (Q.S.C.)'s current Net Current Asset Value is $0.00. Based on the distribution chart, The Commercial Bank (Q.S.C.) ranks #999999 out of 21 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, The Commercial Bank (Q.S.C.) has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does The Commercial Bank (Q.S.C.)'s Net Current Asset Value compare to PNC and USB?
According to the Banks industry distribution chart, The Commercial Bank (Q.S.C.) ranks #999999 out of 21 companies for Net Current Asset Value. This places The Commercial Bank (Q.S.C.) in the lower half of its industry. The industry median Net Current Asset Value is 1.17. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Current Asset Value for a Banks company?
The median Net Current Asset Value among Banks companies is 1.17, based on 21 companies in the industry. Companies in the top quartile (top 25%) have a Net Current Asset Value significantly above this median, while those in the bottom quartile fall well below. However, Net Current Asset Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Current Asset Value mean?
A high Net Current Asset Value can signal that a stock is expensive relative to its fundamentals. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on The Commercial Bank (Q.S.C.) and its competitors. For the Banks industry, the median Net Current Asset Value is 1.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Commercial Bank (Q.S.C.)'s current Net Current Asset Value is $0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Commercial Bank (Q.S.C.) stock overvalued right now?
The Commercial Bank (Q.S.C.) (LSE:55BC) has a current Net Current Asset Value of $0.00. The stock's GF Value™ is $0.24, compared to a current price of $0.21 — trading 14.3% below its estimated fair value. The current Net Current Asset Value is $0.00. The Commercial Bank (Q.S.C.)'s overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Current Asset Value calculated?
Net Current Asset Value is calculated from a company's financial statements. For The Commercial Bank (Q.S.C.) (LSE:55BC), the current Net Current Asset Value is $0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Commercial Bank (Q.S.C.) (LSE:55BC) Overvalued in 2026?
Based on GuruFocus' analysis, The Commercial Bank (Q.S.C.) stock appears to be undervalued.
The current stock price of $0.21 is trading 14.3% below its estimated GF Value™ of $0.24.
Key valuation signals for LSE:55BC:
Net Current Asset Value: $0.00
GF Value™: $0.24 vs. price of $0.21 (14.3% below fair value)
No single metric tells the full story. See the LSE:55BC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Commercial Bank (Q.S.C.) is engaged in conventional banking, brokerage services and the credit card business and operates through its head office, branches and subsidiaries. It provides wholesale and retail banking services across the Middle East. The company operates across four main business segments: 1. Wholesale Banking, 2. Retail Banking, 3. International, 4. Unallocated, Intra - group transactions and others. The company derives the majority of its revenue from the Wholesale Banking, which provides funded and non-funded credit facilities, deposit services, currency exchange, derivative trading, loan syndication, and structured financing to corporate and multinational clients. It also manages money market funds and a proprietary investment portfolio.
61GF Score
Get the complete analysis for LSE:55BC
Net Current Asset Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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