The Commercial Bank (Q.S.C.) (LSE:55BC) Scaled Net Operating Assets: 0.19 (As of Mar. 2026)


LSE:55BC The Commercial Bank (Q.S.C.) LSE:55BC
61 GF Score
Price $0.21
GF Value $0.23
! 5 Warning Signs
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What is The Commercial Bank (Q.S.C.) Scaled Net Operating Assets?

The Commercial Bank (Q.S.C.) LSE:55BC 61 Scaled Net Operating Assets is 0.19 as of Mar. 2026. GuruFocus rates LSE:55BC with a GF Score™ of 61/100 and a GF Value™ of $0.23. The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

The Commercial Bank (Q.S.C.)'s operating assets for the quarter that ended in Mar. 2026 was $43,948 Mil. The Commercial Bank (Q.S.C.)'s operating liabilities for the quarter that ended in Mar. 2026 was $33,737 Mil. The Commercial Bank (Q.S.C.)'s Total Assets for the quarter that ended in Dec. 2025 was $53,049 Mil. Therefore, The Commercial Bank (Q.S.C.)'s scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.19.

LSE:55BC
61GF Score
The Commercial Bank (Q.S.C.) LSE:55BC
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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The Commercial Bank (Q.S.C.) Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

The Commercial Bank (Q.S.C.)'s Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(45395.933-34288.208)/45559.799
=0.24

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=53049.125 - 7653.192
=45395.933

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=45620.677 - 11332.469 - 0
=34288.208

The Commercial Bank (Q.S.C.)'s Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(43948.087-33737.33)/53049.125
=0.19

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=52411.605 - 8463.518
=43948.087

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=45246.732 - 11509.402 - 0
=33737.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.19 mean?
The Commercial Bank (Q.S.C.) (LSE:55BC) has a Scaled Net Operating Assets of 0.19 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on The Commercial Bank (Q.S.C.) and its competitors.
Is The Commercial Bank (Q.S.C.)'s Scaled Net Operating Assets too high?
The Commercial Bank (Q.S.C.)'s current Scaled Net Operating Assets is 0.19. Overall, The Commercial Bank (Q.S.C.) has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does The Commercial Bank (Q.S.C.)'s Scaled Net Operating Assets compare to PNC and USB?
The Commercial Bank (Q.S.C.)'s Scaled Net Operating Assets of 0.19 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on The Commercial Bank (Q.S.C.) and its competitors. The Commercial Bank (Q.S.C.)'s current Scaled Net Operating Assets is 0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Commercial Bank (Q.S.C.) stock overvalued right now?
The Commercial Bank (Q.S.C.) (LSE:55BC) has a current Scaled Net Operating Assets of 0.19. The stock's GF Value™ is $0.23, compared to a current price of $0.21 — trading 10.5% below its estimated fair value. The current Scaled Net Operating Assets is 0.19. The Commercial Bank (Q.S.C.)'s overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For The Commercial Bank (Q.S.C.) (LSE:55BC), the current Scaled Net Operating Assets is 0.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Commercial Bank (Q.S.C.) (LSE:55BC) Overvalued in 2026?

Based on GuruFocus' analysis, The Commercial Bank (Q.S.C.) stock appears to be undervalued. The current stock price of $0.21 is trading 10.5% below its estimated GF Value™ of $0.23.

Key valuation signals for LSE:55BC:

  • Scaled Net Operating Assets: 0.19
  • GF Value™: $0.23 vs. price of $0.21 (10.5% below fair value)
  • GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the LSE:55BC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The Commercial Bank (Q.S.C.) Business Description

Other Exchanges CBQK:Qatar
Address East Industrial Street, P.O. Box 3232, Doha, QAT
The Commercial Bank (Q.S.C.) is engaged in conventional banking, brokerage services and the credit card business and operates through its head office, branches and subsidiaries. It provides wholesale and retail banking services across the Middle East. The company operates across four main business segments: 1. Wholesale Banking, 2. Retail Banking, 3. International, 4. Unallocated, Intra - group transactions and others. The company derives the majority of its revenue from the Wholesale Banking, which provides funded and non-funded credit facilities, deposit services, currency exchange, derivative trading, loan syndication, and structured financing to corporate and multinational clients. It also manages money market funds and a proprietary investment portfolio.
61GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.21
Price
$0.23
GF Value