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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. The Commercial Bank (Q.S.C.)'s retained earnings for the quarter that ended in Mar. 2026 was $1,348 Mil.
The Commercial Bank (Q.S.C.)'s quarterly retained earnings
declined
from Sep. 2025 ($1,643 Mil) to Dec. 2025 ($1,642 Mil) and
declined
from Dec. 2025 ($1,642 Mil) to Mar. 2026 ($1,348 Mil).
The Commercial Bank (Q.S.C.)'s annual retained earnings
increased
from Dec. 2023 ($1,193 Mil) to Dec. 2024 ($1,533 Mil) and
increased
from Dec. 2024 ($1,533 Mil) to Dec. 2025 ($1,642 Mil).
The Commercial Bank (Q.S.C.) (LSE:55BC) Retained Earnings Explanation
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
The Commercial Bank (Q.S.C.) Retained Earnings Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Commercial Bank (Q.S.C.) Retained Earnings Chart
The Commercial Bank (Q.S.C.) Retained Earnings Calculation
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
The Commercial Bank (Q.S.C.) (LSE:55BC) has a Retained Earnings of $1,348 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on The Commercial Bank (Q.S.C.) and its competitors.
Is The Commercial Bank (Q.S.C.)'s Retained Earnings too high?
The Commercial Bank (Q.S.C.)'s current Retained Earnings is $1,348 Mil. Overall, The Commercial Bank (Q.S.C.) has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does The Commercial Bank (Q.S.C.)'s Retained Earnings compare to PNC and USB?
The Commercial Bank (Q.S.C.)'s Retained Earnings of $1,348 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on The Commercial Bank (Q.S.C.) and its competitors. The Commercial Bank (Q.S.C.)'s current Retained Earnings is $1,348 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Commercial Bank (Q.S.C.) stock overvalued right now?
The Commercial Bank (Q.S.C.) (LSE:55BC) has a current Retained Earnings of $1,348 Mil. The stock's GF Value™ is $0.24, compared to a current price of $0.21 — trading 14.3% below its estimated fair value. The current Retained Earnings is $1,348 Mil. The Commercial Bank (Q.S.C.)'s overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For The Commercial Bank (Q.S.C.) (LSE:55BC), the current Retained Earnings is $1,348 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Commercial Bank (Q.S.C.) (LSE:55BC) Overvalued in 2026?
Based on GuruFocus' analysis, The Commercial Bank (Q.S.C.) stock appears to be undervalued.
The current stock price of $0.21 is trading 14.3% below its estimated GF Value™ of $0.24.
Key valuation signals for LSE:55BC:
Retained Earnings: $1,348 Mil
GF Value™: $0.24 vs. price of $0.21 (14.3% below fair value)
No single metric tells the full story. See the LSE:55BC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Commercial Bank (Q.S.C.) is engaged in conventional banking, brokerage services and the credit card business and operates through its head office, branches and subsidiaries. It provides wholesale and retail banking services across the Middle East. The company operates across four main business segments: 1. Wholesale Banking, 2. Retail Banking, 3. International, 4. Unallocated, Intra - group transactions and others. The company derives the majority of its revenue from the Wholesale Banking, which provides funded and non-funded credit facilities, deposit services, currency exchange, derivative trading, loan syndication, and structured financing to corporate and multinational clients. It also manages money market funds and a proprietary investment portfolio.
61GF Score
Get the complete analysis for LSE:55BC
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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