Liva Insurance Co (SAU:8280) Net Debt Paydown Yield % : 0% (As of Jul. 31, 2026)

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SAU:8280 Liva Insurance Co SAU:8280
81 GF Score
Price ﷼14.00
GF Value ﷼24.56
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Liva Insurance Co Net Debt Paydown Yield %?

Liva Insurance Co SAU:8280 -3.78% 81 Net Debt Paydown Yield % is 0% as of Jul. 31, 2026. GuruFocus rates SAU:8280 with a GF Score™ of 81/100 and a GF Value™ of ﷼24.56 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 423 Insurance companies, Liva Insurance Co ranks worse than 236406.38% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Liva Insurance Co's Net Debt Paydown Yield % was 0%.


Liva Insurance Co  (SAU:8280) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Liva Insurance Co Net Debt Paydown Yield % Related Terms


Liva Insurance Co Net Debt Paydown Yield % Historical Data

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The historical data trend for Liva Insurance Co's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Liva Insurance Co Net Debt Paydown Yield % Chart

Liva Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Liva Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

SAU:8280 vs BRK.A, AIG, HIG: Net Debt Paydown Yield % Comparison

For the Insurance - Diversified subindustry, Liva Insurance Co's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Liva Insurance Co Net Debt Paydown Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Liva Insurance Co's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Liva Insurance Co's Net Debt Paydown Yield % falls into.


SAU:8280
81GF Score
Liva Insurance Co SAU:8280
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Liva Insurance Co Net Debt Paydown Yield % Calculation

Liva Insurance Co's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( - )/404
=0 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 0% mean?
Liva Insurance Co (SAU:8280) has a Net Debt Paydown Yield % of 0% as of Jul. 31, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Liva Insurance Co and its competitors. According to the industry distribution chart, Liva Insurance Co ranks #999999 out of 423 companies in the Insurance industry.
Is Liva Insurance Co's Net Debt Paydown Yield % too high?
Liva Insurance Co's current Net Debt Paydown Yield % is 0%. Based on the distribution chart, Liva Insurance Co ranks #999999 out of 423 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Liva Insurance Co has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Liva Insurance Co's Net Debt Paydown Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Liva Insurance Co ranks #999999 out of 423 companies for Net Debt Paydown Yield %. This places Liva Insurance Co in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for an Insurance company?
A good Net Debt Paydown Yield % depends on the Insurance industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Liva Insurance Co and its competitors. Liva Insurance Co's current Net Debt Paydown Yield % is 0%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liva Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Liva Insurance Co (SAU:8280) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼24.56, compared to a current price of ﷼14.00 — trading 43% below its estimated fair value. The current Net Debt Paydown Yield % is 0%. Liva Insurance Co's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Liva Insurance Co (SAU:8280), the current Net Debt Paydown Yield % is 0% as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Liva Insurance Co (SAU:8280) Overvalued in 2026?

Based on GuruFocus' analysis, Liva Insurance Co stock appears to be undervalued. The current stock price of ﷼14.00 is trading 43% below its estimated GF Value™ of ﷼24.56. GuruFocus considers Liva Insurance Co to be Significantly Undervalued.

Key valuation signals for SAU:8280:

  • Net Debt Paydown Yield %: 0%
  • GF Value™: ﷼24.56 vs. price of ﷼14.00 (43% below fair value)
  • GF Score™: 81/100 with 3 warning signs

No single metric tells the full story. See the SAU:8280 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Liva Insurance Co Business Description

Address 8428 King Fahad Road, P.O. Box 6393, Grand Tower, Floor 20, Al Muhammadiyah District, Riyadh, SAU, 11442
Liva Insurance Co operates in the insurance industry. The activities of the company are to transact cooperative insurance and reinsurance operations. The company offers products in the segments of Property insurance; Motor insurance; Engineering; Marine insurance; Group life insurance and others, of which key revenue is derived from the Motor insurance segment which provides coverage against losses and liability related to motor vehicles, excluding transport insurance. The company's objectives are also focused on practicing cooperative insurance business and all related businesses such as reinsurance, agencies, representation and correspondence.
81GF Score

Get the complete analysis for SAU:8280

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼14.00
Price
﷼24.56
GF Value