Liva Insurance Co (SAU:8280) ROE % Adjusted to Book Value: 7.23% (As of Mar. 2026)

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SAU:8280 Liva Insurance Co SAU:8280
81 GF Score
Price ﷼14.88
GF Value ﷼24.39
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Liva Insurance Co ROE % Adjusted to Book Value?

Liva Insurance Co SAU:8280 -3.63% 81 ROE % Adjusted to Book Value is 7.23% as of Mar. 2026. GuruFocus rates SAU:8280 with a GF Score™ of 81/100 and a GF Value™ of ﷼24.39 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Liva Insurance Co's ROE % for the quarter that ended in Mar. 2026 was 6.00%. Liva Insurance Co's PB Ratio for the quarter that ended in Mar. 2026 was 0.83. Liva Insurance Co's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 7.23%.


Liva Insurance Co ROE % Adjusted to Book Value Related Terms


Liva Insurance Co ROE % Adjusted to Book Value Historical Data

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The historical data trend for Liva Insurance Co's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Liva Insurance Co ROE % Adjusted to Book Value Chart

Liva Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only -3.76 -8.78 1.72 5.09 6.37

Liva Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.17 2.55 8.53 9.42 7.23

SAU:8280 vs BRK.A, AIG, HIG: ROE % Adjusted to Book Value Comparison

For the Insurance - Diversified subindustry, Liva Insurance Co's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Liva Insurance Co ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Liva Insurance Co's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Liva Insurance Co's ROE % Adjusted to Book Value falls into.


SAU:8280
81GF Score
Liva Insurance Co SAU:8280
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Liva Insurance Co ROE % Adjusted to Book Value Calculation

Liva Insurance Co's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=5.80% / 0.91
=6.37%

Liva Insurance Co's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=6.00% / 0.83
=7.23%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 7.23% mean?
Liva Insurance Co (SAU:8280) has a ROE % Adjusted to Book Value of 7.23% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Liva Insurance Co and its competitors.
Is Liva Insurance Co's ROE % Adjusted to Book Value too high?
Liva Insurance Co's current ROE % Adjusted to Book Value is 7.23%. Overall, Liva Insurance Co has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Liva Insurance Co's ROE % Adjusted to Book Value compare to BRK.A and AIG?
Liva Insurance Co's ROE % Adjusted to Book Value of 7.23% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Liva Insurance Co and its competitors. Liva Insurance Co's current ROE % Adjusted to Book Value is 7.23%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liva Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Liva Insurance Co (SAU:8280) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼24.39, compared to a current price of ﷼14.88 — trading 39% below its estimated fair value. The current ROE % Adjusted to Book Value is 7.23%. Liva Insurance Co's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Liva Insurance Co (SAU:8280), the current ROE % Adjusted to Book Value is 7.23% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Liva Insurance Co (SAU:8280) Overvalued in 2026?

Based on GuruFocus' analysis, Liva Insurance Co stock appears to be undervalued. The current stock price of ﷼14.88 is trading 39% below its estimated GF Value™ of ﷼24.39. GuruFocus considers Liva Insurance Co to be Significantly Undervalued.

Key valuation signals for SAU:8280:

  • ROE % Adjusted to Book Value: 7.23%
  • GF Value™: ﷼24.39 vs. price of ﷼14.88 (39% below fair value)
  • GF Score™: 81/100 with 2 warning signs

No single metric tells the full story. See the SAU:8280 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Liva Insurance Co Business Description

Address 8428 King Fahad Road, P.O. Box 6393, Grand Tower, Floor 20, Al Muhammadiyah District, Riyadh, SAU, 11442
Liva Insurance Co operates in the insurance industry. The activities of the company are to transact cooperative insurance and reinsurance operations. The company offers products in the segments of Property insurance; Motor insurance; Engineering; Marine insurance; Group life insurance and others, of which key revenue is derived from the Motor insurance segment which provides coverage against losses and liability related to motor vehicles, excluding transport insurance. The company's objectives are also focused on practicing cooperative insurance business and all related businesses such as reinsurance, agencies, representation and correspondence.
81GF Score

Get the complete analysis for SAU:8280

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼14.88
Price
﷼24.39
GF Value