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Liva Insurance CoSAU:8280 -3.63%81 OCF Margin % is 35.60% as of Mar. 2026, which is 169% above its 10-year median of 13.24. GuruFocus rates SAU:8280 with a GF Score™ of 81/100 and a GF Value™ of ﷼24.39 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 501 Insurance companies, Liva Insurance Co ranks better than 81.64% on this metric.
The historical rank and industry rank for Liva Insurance Co's OCF Margin % or its related term are showing as below:
SAU:8280'
s OCF Margin % Range Over the Past 10 Years
Min: -39.12 Med: 13.24 Max: 37.12
Current: 26.56
During the past 13 years, the highest OCF Margin % of Liva Insurance Co was 37.12%. The lowest was -39.12%. And the median was 13.24%.
SAU:8280's OCF Margin % is ranked better than 81.64% of 501
companies
in the Insurance industry
Industry Median: 10.86
vs SAU:8280: 26.56
Liva Insurance Co OCF Margin % Related Terms
Liva Insurance Co OCF Margin % Historical Data
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The historical data trend for Liva Insurance Co's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SAU:8280 vs BRK.A, AIG, HIG: OCF Margin % Comparison
For the Insurance - Diversified subindustry, Liva Insurance Co's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Liva Insurance Co OCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Liva Insurance Co's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Liva Insurance Co's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Liva Insurance Co (SAU:8280) has a OCF Margin % of 35.60% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Liva Insurance Co and its competitors. This is 169% above median its historical median of 13.24. According to the industry distribution chart, Liva Insurance Co ranks #92 out of 501 companies in the Insurance industry, placing it in the top 18.4%.
Is Liva Insurance Co's OCF Margin % too high?
Liva Insurance Co's current OCF Margin % of 35.60% is 169% above median its 10-year median of 13.24. The Insurance industry median OCF Margin % is 10.86. Liva Insurance Co's value of 35.60% is 227.8% above this industry median. Based on the distribution chart, Liva Insurance Co ranks #92 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Liva Insurance Co has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Liva Insurance Co's OCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Liva Insurance Co ranks #92 out of 501 companies for OCF Margin %. This places Liva Insurance Co in the top 18% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 10.86. Liva Insurance Co's value of 35.60% is 227.8% above this benchmark. While the company's 10-year median is 13.24 vs. the industry median of 10.86, Liva Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.86, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Liva Insurance Co's current OCF Margin % of 35.60% is 227.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Liva Insurance Co and its competitors. For the Insurance industry, the median OCF Margin % is 10.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Liva Insurance Co's current OCF Margin % is 35.60%, which is 169% above median its own 10-year median of 13.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liva Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Liva Insurance Co (SAU:8280) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼24.39, compared to a current price of ﷼14.88 — trading 39% below its estimated fair value. The current OCF Margin % is 35.60%, which is 169% above median its 10-year median of 13.24 and 227.8% above the Insurance industry median of 10.86. Liva Insurance Co's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Liva Insurance Co (SAU:8280), the current OCF Margin % is 35.60% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Liva Insurance Co (SAU:8280) Overvalued in 2026?
Based on GuruFocus' analysis, Liva Insurance Co stock appears to be undervalued.
The current stock price of ﷼14.88 is trading 39% below its estimated GF Value™ of ﷼24.39.
GuruFocus considers Liva Insurance Co to be Significantly Undervalued.
Key valuation signals for SAU:8280:
OCF Margin %: 35.60% (169% above median its 10-year median of 13.24)
GF Value™: ﷼24.39 vs. price of ﷼14.88 (39% below fair value)
Industry Position: 227.8% above the Insurance median (#92 of 501)
No single metric tells the full story. See the SAU:8280 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Liva Insurance Co operates in the insurance industry. The activities of the company are to transact cooperative insurance and reinsurance operations. The company offers products in the segments of Property insurance; Motor insurance; Engineering; Marine insurance; Group life insurance and others, of which key revenue is derived from the Motor insurance segment which provides coverage against losses and liability related to motor vehicles, excluding transport insurance. The company's objectives are also focused on practicing cooperative insurance business and all related businesses such as reinsurance, agencies, representation and correspondence.
81GF Score
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