Liva Insurance Co (SAU:8280) Asset Turnover: 0.15 (As of Mar. 2026)

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SAU:8280 Liva Insurance Co SAU:8280
81 GF Score
Price ﷼14.88
GF Value ﷼24.39
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Liva Insurance Co Asset Turnover?

Liva Insurance Co SAU:8280 -3.63% 81 Asset Turnover is 0.15 as of Mar. 2026. GuruFocus rates SAU:8280 with a GF Score™ of 81/100 and a GF Value™ of ﷼24.39 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Liva Insurance Co's Revenue for the three months ended in Mar. 2026 was ﷼158.9 Mil. Liva Insurance Co's Total Assets for the quarter that ended in Mar. 2026 was ﷼1,097.4 Mil. Therefore, Liva Insurance Co's Asset Turnover for the quarter that ended in Mar. 2026 was 0.15.

Asset Turnover is linked to ROE % through Du Pont Formula. Liva Insurance Co's annualized ROE % for the quarter that ended in Mar. 2026 was 6.00%. It is also linked to ROA % through Du Pont Formula. Liva Insurance Co's annualized ROA % for the quarter that ended in Mar. 2026 was 2.64%.


Liva Insurance Co  (SAU:8280) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Liva Insurance Co's annulized ROE % for the quarter that ended in Mar. 2026 is

ROE %**(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=28.924/482.2935
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(28.924 / 635.7)*(635.7 / 1097.4315)*(1097.4315/ 482.2935)
=Net Margin %*Asset Turnover*Equity Multiplier
=4.55 %*0.5793*2.2754
=ROA %*Equity Multiplier
=2.64 %*2.2754
=6.00 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Liva Insurance Co's annulized ROA % for the quarter that ended in Mar. 2026 is

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=28.924/1097.4315
=(Net Income / Revenue)*(Revenue / Total Assets)
=(28.924 / 635.7)*(635.7 / 1097.4315)
=Net Margin %*Asset Turnover
=4.55 %*0.5793
=2.64 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


Liva Insurance Co Asset Turnover Related Terms


Liva Insurance Co Asset Turnover Historical Data

* Premium members only.

The historical data trend for Liva Insurance Co's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Liva Insurance Co Asset Turnover Chart

Liva Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.15 0.31 0.54 0.41 0.46

Liva Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.11 0.12 0.12 0.14 0.15

SAU:8280 vs BRK.A, AIG, HIG: Asset Turnover Comparison

For the Insurance - Diversified subindustry, Liva Insurance Co's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Liva Insurance Co Asset Turnover vs Insurance Industry

For the Insurance industry and Financial Services sector, Liva Insurance Co's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Liva Insurance Co's Asset Turnover falls into.


SAU:8280
81GF Score
Liva Insurance Co SAU:8280
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Liva Insurance Co Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Liva Insurance Co's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=475.071/( (1019.046+1056.991)/ 2 )
=475.071/1038.0185
=0.46

Liva Insurance Co's Asset Turnover for the quarter that ended in Mar. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=158.925/( (1056.991+1137.872)/ 2 )
=158.925/1097.4315
=0.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.15 mean?
Liva Insurance Co (SAU:8280) has a Asset Turnover of 0.15 as of Mar. 2026. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Liva Insurance Co and its competitors.
Is Liva Insurance Co's Asset Turnover too high?
Liva Insurance Co's current Asset Turnover is 0.15. Overall, Liva Insurance Co has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Liva Insurance Co's Asset Turnover compare to BRK.A and AIG?
Liva Insurance Co's Asset Turnover of 0.15 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for an Insurance company?
A good Asset Turnover depends on the Insurance industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Liva Insurance Co and its competitors. Liva Insurance Co's current Asset Turnover is 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liva Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Liva Insurance Co (SAU:8280) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼24.39, compared to a current price of ﷼14.88 — trading 39% below its estimated fair value. The current Asset Turnover is 0.15. Liva Insurance Co's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Liva Insurance Co (SAU:8280), the current Asset Turnover is 0.15 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Liva Insurance Co (SAU:8280) Overvalued in 2026?

Based on GuruFocus' analysis, Liva Insurance Co stock appears to be undervalued. The current stock price of ﷼14.88 is trading 39% below its estimated GF Value™ of ﷼24.39. GuruFocus considers Liva Insurance Co to be Significantly Undervalued.

Key valuation signals for SAU:8280:

  • Asset Turnover: 0.15
  • GF Value™: ﷼24.39 vs. price of ﷼14.88 (39% below fair value)
  • GF Score™: 81/100 with 2 warning signs

No single metric tells the full story. See the SAU:8280 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Liva Insurance Co Business Description

Address 8428 King Fahad Road, P.O. Box 6393, Grand Tower, Floor 20, Al Muhammadiyah District, Riyadh, SAU, 11442
Liva Insurance Co operates in the insurance industry. The activities of the company are to transact cooperative insurance and reinsurance operations. The company offers products in the segments of Property insurance; Motor insurance; Engineering; Marine insurance; Group life insurance and others, of which key revenue is derived from the Motor insurance segment which provides coverage against losses and liability related to motor vehicles, excluding transport insurance. The company's objectives are also focused on practicing cooperative insurance business and all related businesses such as reinsurance, agencies, representation and correspondence.
81GF Score

Get the complete analysis for SAU:8280

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼14.88
Price
﷼24.39
GF Value