AVBH (Avidbank Holdings) Net Income: $-14.12 Mil (TTM As of Jun. 2026)

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AVBH Avidbank Holdings Inc AVBH
41 GF Score
Price $32.90
GF Value $8.58
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Avidbank Holdings Net Income?

Avidbank Holdings AVBH +0.15% 41 Net Income is $-14.12 Mil as of Jun. 2026. GuruFocus rates AVBH with a GF Score™ of 41/100 and a GF Value™ of $8.58 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax. Avidbank Holdings's Net Income for the three months ended in Jun. 2026 was $7.65 Mil. Its Net Income for the trailing twelve months (TTM) ended in Jun. 2026 was $-14.12 Mil.

Net Income is linked to the most popular Earnings per Share (Diluted) number. Avidbank Holdings's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was $0.71.


Avidbank Holdings  (NAS:AVBH) Net Income Explanation

Net Income is the most widely cited number in reporting a company's profitability. It is linked to the most popular earnings-per-share (EPS) number through:

Avidbank Holdings's Earnings per Share (Diluted) (EPS) for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

EPS is most useful for companies that have:

A predictable business
Consistent accounting methods
And few restructurings

The dividend paid to preferred stocks needs to be subtracted from the total net income in the calculation of EPS because common stock holders are not entitled to that part of the net income.


Be Aware

Warren Buffett looks for consistency and upward long term trend. Because of share repurchase it is possible for net earnings trend to differ from EPS trend. He preferred Net Income over EPS. The companies with durable competitive advantage companies report higher % net earnings to total revenues.

Important: If a company is showing net earnings history greater than 20% on total revenues, it is probably benefiting from a long term competitive advantage.

If net earnings is less than 10%, likely to be in a highly competitive business.


Avidbank Holdings Net Income Related Terms


Avidbank Holdings Net Income Historical Data

* Premium members only.

The historical data trend for Avidbank Holdings's Net Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Avidbank Holdings Net Income Chart

Avidbank Holdings Annual Data
Trend Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec24 Dec25
Net Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.65 11.12 12.86 21.02 -19.55

Avidbank Holdings Quarterly Data
Jun07 Sep07 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.80 -37.74 6.95 9.02 7.65
AVBH
41GF Score
Avidbank Holdings Inc AVBH
Net Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Avidbank Holdings Net Income Calculation

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax.

Net Income
= Revenue - Cost of Goods Sold - Selling, General, & Admin. Expense - Research & Development - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= EBITDA - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Operating Income - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Pre-Tax Income - Tax Expense + Others

Avidbank Holdings's Net Income for the fiscal year that ended in Dec. 2025 is calculated as

Net Income(A: Dec. 2025 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=-26.97+7.417+0+-3.5527136788005E-15
=-19.55

Avidbank Holdings's Net Income for the quarter that ended in Jun. 2026 is calculated as

Net Income(Q: Jun. 2026 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=10.469+-2.822+0+8.8817841970013E-16
=7.65

Net Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-14.12 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Income →
What does a Net Income of $-14.12 Mil mean?
Avidbank Holdings (AVBH) has a Net Income of $-14.12 Mil as of Jun. 2026. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on Avidbank Holdings and its competitors.
Is Avidbank Holdings' Net Income too high?
Avidbank Holdings' current Net Income is $-14.12 Mil. Overall, Avidbank Holdings has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Avidbank Holdings' Net Income compare to BCML and NWFL?
Avidbank Holdings' Net Income of $-14.12 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Income for a Banks company?
A good Net Income depends on the Banks industry context. However, Net Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Income mean?
A high Net Income can signal that a stock is expensive relative to its fundamentals. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on Avidbank Holdings and its competitors. Avidbank Holdings's current Net Income is $-14.12 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Avidbank Holdings stock overvalued right now?
Based on GuruFocus' analysis, Avidbank Holdings (AVBH) is currently considered Significantly Overvalued. The stock's GF Value™ is $8.58, compared to a current price of $32.90 — trading 283.4% above its estimated fair value. The current Net Income is $-14.12 Mil. Avidbank Holdings' overall GF Score™ is 41/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Income calculated?
Net Income is calculated from a company's financial statements. For Avidbank Holdings (AVBH), the current Net Income is $-14.12 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Avidbank Holdings (AVBH) Overvalued in 2026?

Based on GuruFocus' analysis, Avidbank Holdings stock appears to be overvalued. The current stock price of $32.90 is trading 283.4% above its estimated GF Value™ of $8.58. GuruFocus considers Avidbank Holdings to be Significantly Overvalued.

Key valuation signals for AVBH:

  • Net Income: $-14.12 Mil
  • GF Value™: $8.58 vs. price of $32.90 (283.4% above fair value)
  • GF Score™: 41/100 with 4 warning signs

No single metric tells the full story. See the AVBH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Avidbank Holdings Business Description

Address 1732 North 1st Street, 6th Floor, San Jose, CA, USA, 95112
Avidbank Holdings Inc is a full-service commercial bank. It offers various services such as commercial and industrial lending, venture lending, structured finance, asset-based lending, sponsor finance, real estate construction, and commercial real estate lending.
41GF Score

Get the complete analysis for AVBH

Net Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.90
Price
$8.58
GF Value