AVBH (Avidbank Holdings) Total Payout Ratio: -0.14 (As of Aug. 13, 2026)

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AVBH Avidbank Holdings Inc AVBH
41 GF Score
Price $32.88
GF Value $8.58
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Avidbank Holdings Total Payout Ratio?

Avidbank Holdings AVBH +0.15% 41 Total Payout Ratio is -0.14 as of Aug. 13, 2026. GuruFocus rates AVBH with a GF Score™ of 41/100 and a GF Value™ of $8.58 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Avidbank Holdings's current Total Payout Ratio is -0.14.


Avidbank Holdings Total Payout Ratio Related Terms


Avidbank Holdings Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Avidbank Holdings's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Avidbank Holdings Total Payout Ratio Chart

Avidbank Holdings Annual Data
Trend Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only -3.18 0.07 0.03 0.03 3.06

Avidbank Holdings Quarterly Data
Jun07 Sep07 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 -0.01 0.02 0.15 0.00

AVBH vs BCML, NWFL, MSBC: Total Payout Ratio Comparison

For the Banks - Regional subindustry, Avidbank Holdings's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Avidbank Holdings Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Avidbank Holdings's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Avidbank Holdings's Total Payout Ratio falls into.


AVBH
41GF Score
Avidbank Holdings Inc AVBH
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Avidbank Holdings Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Avidbank Holdings's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-1.522 + 61.344 + 0) / -19.553
=3.06

Avidbank Holdings's Total Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-0.004 + 0 + 0) / 7.647
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of -0.14 mean?
Avidbank Holdings (AVBH) has a Total Payout Ratio of -0.14 as of Aug. 13, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Avidbank Holdings and its competitors.
Is Avidbank Holdings' Total Payout Ratio too high?
Avidbank Holdings' current Total Payout Ratio is -0.14. Overall, Avidbank Holdings has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Avidbank Holdings' Total Payout Ratio compare to BCML and NWFL?
Avidbank Holdings' Total Payout Ratio of -0.14 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Avidbank Holdings and its competitors. Avidbank Holdings's current Total Payout Ratio is -0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Avidbank Holdings stock overvalued right now?
Based on GuruFocus' analysis, Avidbank Holdings (AVBH) is currently considered Significantly Overvalued. The stock's GF Value™ is $8.58, compared to a current price of $32.88 — trading 283.2% above its estimated fair value. The current Total Payout Ratio is -0.14. Avidbank Holdings' overall GF Score™ is 41/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Avidbank Holdings (AVBH), the current Total Payout Ratio is -0.14 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Avidbank Holdings (AVBH) Overvalued in 2026?

Based on GuruFocus' analysis, Avidbank Holdings stock appears to be overvalued. The current stock price of $32.88 is trading 283.2% above its estimated GF Value™ of $8.58. GuruFocus considers Avidbank Holdings to be Significantly Overvalued.

Key valuation signals for AVBH:

  • Total Payout Ratio: -0.14
  • GF Value™: $8.58 vs. price of $32.88 (283.2% above fair value)
  • GF Score™: 41/100 with 4 warning signs

No single metric tells the full story. See the AVBH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Avidbank Holdings Business Description

Address 1732 North 1st Street, 6th Floor, San Jose, CA, USA, 95112
Avidbank Holdings Inc is a full-service commercial bank. It offers various services such as commercial and industrial lending, venture lending, structured finance, asset-based lending, sponsor finance, real estate construction, and commercial real estate lending.
41GF Score

Get the complete analysis for AVBH

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.88
Price
$8.58
GF Value