AVBH (Avidbank Holdings) Retained Earnings: $127.82 Mil (As of Jun. 2026)

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AVBH Avidbank Holdings Inc AVBH
41 GF Score
Price $32.90
GF Value $8.58
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Avidbank Holdings Retained Earnings?

Avidbank Holdings AVBH +0.15% 41 Retained Earnings is $127.82 Mil as of Jun. 2026. GuruFocus rates AVBH with a GF Score™ of 41/100 and a GF Value™ of $8.58 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Avidbank Holdings's retained earnings for the quarter that ended in Jun. 2026 was $127.82 Mil.

Avidbank Holdings's quarterly retained earnings increased from Dec. 2025 ($111.15 Mil) to Mar. 2026 ($120.17 Mil) and increased from Mar. 2026 ($120.17 Mil) to Jun. 2026 ($127.82 Mil).

Avidbank Holdings's annual retained earnings increased from Dec. 2019 ($46.91 Mil) to Dec. 2024 ($130.70 Mil) but then declined from Dec. 2024 ($130.70 Mil) to Dec. 2025 ($111.15 Mil).


Avidbank Holdings  (NAS:AVBH) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Avidbank Holdings Retained Earnings Historical Data

* Premium members only.

The historical data trend for Avidbank Holdings's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Avidbank Holdings Retained Earnings Chart

Avidbank Holdings Annual Data
Trend Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.81 34.05 46.91 130.70 111.15

Avidbank Holdings Quarterly Data
Jun07 Sep07 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 141.94 104.20 111.15 120.17 127.82
AVBH
41GF Score
Avidbank Holdings Inc AVBH
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Avidbank Holdings Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $127.82 Mil mean?
Avidbank Holdings (AVBH) has a Retained Earnings of $127.82 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Avidbank Holdings and its competitors.
Is Avidbank Holdings' Retained Earnings too high?
Avidbank Holdings' current Retained Earnings is $127.82 Mil. Overall, Avidbank Holdings has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Avidbank Holdings' Retained Earnings compare to BCML and NWFL?
Avidbank Holdings' Retained Earnings of $127.82 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Avidbank Holdings and its competitors. Avidbank Holdings's current Retained Earnings is $127.82 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Avidbank Holdings stock overvalued right now?
Based on GuruFocus' analysis, Avidbank Holdings (AVBH) is currently considered Significantly Overvalued. The stock's GF Value™ is $8.58, compared to a current price of $32.90 — trading 283.4% above its estimated fair value. The current Retained Earnings is $127.82 Mil. Avidbank Holdings' overall GF Score™ is 41/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Avidbank Holdings (AVBH), the current Retained Earnings is $127.82 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Avidbank Holdings (AVBH) Overvalued in 2026?

Based on GuruFocus' analysis, Avidbank Holdings stock appears to be overvalued. The current stock price of $32.90 is trading 283.4% above its estimated GF Value™ of $8.58. GuruFocus considers Avidbank Holdings to be Significantly Overvalued.

Key valuation signals for AVBH:

  • Retained Earnings: $127.82 Mil
  • GF Value™: $8.58 vs. price of $32.90 (283.4% above fair value)
  • GF Score™: 41/100 with 4 warning signs

No single metric tells the full story. See the AVBH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Avidbank Holdings Business Description

Address 1732 North 1st Street, 6th Floor, San Jose, CA, USA, 95112
Avidbank Holdings Inc is a full-service commercial bank. It offers various services such as commercial and industrial lending, venture lending, structured finance, asset-based lending, sponsor finance, real estate construction, and commercial real estate lending.
41GF Score

Get the complete analysis for AVBH

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.90
Price
$8.58
GF Value