AVBH (Avidbank Holdings) PS Ratio: 8.84 (As of Aug. 13, 2026) — 42% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

AVBH Avidbank Holdings Inc AVBH
41 GF Score
Price $32.88
GF Value $8.58
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Avidbank Holdings PS Ratio?

Avidbank Holdings AVBH +0.15% 41 PS Ratio is 8.84 as of Aug. 13, 2026, which is 42% above its 10-year median of 6.23. GuruFocus rates AVBH with a GF Score™ of 41/100 and a GF Value™ of $8.58 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,513 Banks companies, Avidbank Holdings ranks worse than 96.5% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Avidbank Holdings's share price is $32.88. Avidbank Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was $3.72. Hence, Avidbank Holdings's PS Ratio for today is 8.84.

Warning Sign:

Avidbank Holdings Inc stock PS Ratio (=8.64) is close to 3-year high of 8.68.

The historical rank and industry rank for Avidbank Holdings's PS Ratio or its related term are showing as below:

AVBH' s PS Ratio Range Over the Past 10 Years
Min: 1.85   Med: 6.23   Max: 8.93
Current: 8.85

During the past 13 years, Avidbank Holdings's highest PS Ratio was 8.93. The lowest was 1.85. And the median was 6.23.

AVBH's PS Ratio is ranked worse than
96.5% of 1513 companies
in the Banks industry
Industry Median: 3.09 vs AVBH: 8.85

Avidbank Holdings's Revenue per Sharefor the three months ended in Jun. 2026 was $2.76. Its Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was $3.72.

Warning Sign:

Avidbank Holdings Inc revenue per share has been in decline for the last 5 years.

During the past 12 months, the average Revenue per Share Growth Rate of Avidbank Holdings was -64.50% per year. During the past 3 years, the average Revenue per Share Growth Rate was -19.90% per year. During the past 5 years, the average Revenue per Share Growth Rate was -2.10% per year. During the past 10 years, the average Revenue per Share Growth Rate was 3.10% per year.

During the past 13 years, Avidbank Holdings's highest 3-Year average Revenue per Share Growth Rate was 335.10% per year. The lowest was -19.90% per year. And the median was 10.80% per year.

Back to Basics: PS Ratio


Avidbank Holdings  (NAS:AVBH) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Avidbank Holdings PS Ratio Related Terms


Avidbank Holdings PS Ratio Historical Data

* Premium members only.

The historical data trend for Avidbank Holdings's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Avidbank Holdings PS Ratio Chart

Avidbank Holdings Annual Data
Trend Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.87 3.04 3.08 2.04 7.47

Avidbank Holdings Quarterly Data
Jun07 Sep07 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.87 6.25 7.47 7.50 0.00

AVBH vs BCML, NWFL, MSBC: PS Ratio Comparison

For the Banks - Regional subindustry, Avidbank Holdings's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Avidbank Holdings PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Avidbank Holdings's PS Ratio distribution charts can be found below:

* The bar in red indicates where Avidbank Holdings's PS Ratio falls into.


AVBH
41GF Score
Avidbank Holdings Inc AVBH
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Avidbank Holdings PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Avidbank Holdings's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=32.88/3.718
=8.84

Avidbank Holdings's Share Price of today is $32.88.
Avidbank Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.72.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 8.84 mean?
Avidbank Holdings (AVBH) has a PS Ratio of 8.84 as of Aug. 13, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Avidbank Holdings and its competitors. This is 42% above median its historical median of 6.23. Over the past decade, Avidbank Holdings' PS Ratio has ranged from 1.85 to 8.93. According to the industry distribution chart, Avidbank Holdings ranks #1460 out of 1513 companies in the Banks industry, placing it in the top 96.5%.
Is Avidbank Holdings' PS Ratio too high?
Avidbank Holdings' current PS Ratio of 8.84 is 42% above median its 10-year median of 6.23. Over the past 10 years, this metric has ranged from a low of 1.85 to a high of 8.93. The Banks industry median PS Ratio is 3.09. Avidbank Holdings' value of 8.84 is 186.1% above this industry median. Based on the distribution chart, Avidbank Holdings ranks #1460 out of 1513 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Avidbank Holdings has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Avidbank Holdings' PS Ratio compare to BCML and NWFL?
According to the Banks industry distribution chart, Avidbank Holdings ranks #1460 out of 1513 companies for PS Ratio. This places Avidbank Holdings in the lower half of its industry. The industry median PS Ratio is 3.09. Avidbank Holdings' value of 8.84 is 186.1% above this benchmark. Historically, Avidbank Holdings' own PS Ratio has ranged from 1.85 to 8.93 over the past decade. While the company's 10-year median is 6.23 vs. the industry median of 3.09, Avidbank Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.09, based on 1,513 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Avidbank Holdings's current PS Ratio of 8.84 is 186.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Avidbank Holdings and its competitors. For the Banks industry, the median PS Ratio is 3.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Avidbank Holdings's current PS Ratio is 8.84, which is 42% above median its own 10-year median of 6.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Avidbank Holdings stock overvalued right now?
Based on GuruFocus' analysis, Avidbank Holdings (AVBH) is currently considered Significantly Overvalued. The stock's GF Value™ is $8.58, compared to a current price of $32.88 — trading 283.2% above its estimated fair value. The current PS Ratio is 8.84, which is 42% above median its 10-year median of 6.23 and 186.1% above the Banks industry median of 3.09. Avidbank Holdings' overall GF Score™ is 41/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Avidbank Holdings (AVBH), the current PS Ratio is 8.84 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Avidbank Holdings (AVBH) Overvalued in 2026?

Based on GuruFocus' analysis, Avidbank Holdings stock appears to be overvalued. The current stock price of $32.88 is trading 283.2% above its estimated GF Value™ of $8.58. GuruFocus considers Avidbank Holdings to be Significantly Overvalued.

Key valuation signals for AVBH:

  • PS Ratio: 8.84 (42% above median its 10-year median of 6.23)
  • GF Value™: $8.58 vs. price of $32.88 (283.2% above fair value)
  • GF Score™: 41/100 with 4 warning signs
  • Industry Position: 186.1% above the Banks median (#1460 of 1513)

No single metric tells the full story. See the AVBH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Avidbank Holdings Business Description

Address 1732 North 1st Street, 6th Floor, San Jose, CA, USA, 95112
Avidbank Holdings Inc is a full-service commercial bank. It offers various services such as commercial and industrial lending, venture lending, structured finance, asset-based lending, sponsor finance, real estate construction, and commercial real estate lending.
41GF Score

Get the complete analysis for AVBH

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.88
Price
$8.58
GF Value