Dhanlaxmi Bank (NSE:DHANBANK) Net Interest Income: ₹6,223 Mil (TTM As of Mar. 2026)


NSE:DHANBANK Dhanlaxmi Bank Ltd NSE:DHANBANK
57 GF Score
Price ₹34.55
GF Value ₹25.54
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Dhanlaxmi Bank Net Interest Income?

Dhanlaxmi Bank NSE:DHANBANK -0.40% 57 Net Interest Income is ₹6,223 Mil as of Mar. 2026. GuruFocus rates NSE:DHANBANK with a GF Score™ of 57/100 and a GF Value™ of ₹25.54 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors. Dhanlaxmi Bank's net interest income for the three months ended in Mar. 2026 was ₹1,871 Mil. Its net interest income for the trailing twelve months (TTM) ended in Mar. 2026 was ₹6,223 Mil.

Dhanlaxmi Bank Net Interest Income Related Terms

Dhanlaxmi Bank Net Interest Income Historical Data

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The historical data trend for Dhanlaxmi Bank's Net Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dhanlaxmi Bank Net Interest Income Chart

Dhanlaxmi Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Net Interest Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3,623.13 4,757.53 4,584.52 4,832.90 6,223.30

Dhanlaxmi Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,342.30 1,391.00 1,419.60 1,542.20 1,870.50
NSE:DHANBANK
57GF Score
Dhanlaxmi Bank Ltd NSE:DHANBANK
Net Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Dhanlaxmi Bank Net Interest Income Calculation

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors.

Net Interest Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹6,223 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Interest Income →
What does a Net Interest Income of ₹6,223 Mil mean?
Dhanlaxmi Bank (NSE:DHANBANK) has a Net Interest Income of ₹6,223 Mil as of Mar. 2026.
Is Dhanlaxmi Bank's Net Interest Income too high?
Dhanlaxmi Bank's current Net Interest Income is ₹6,223 Mil. Overall, Dhanlaxmi Bank has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dhanlaxmi Bank's Net Interest Income compare to PNC?
Dhanlaxmi Bank's Net Interest Income of ₹6,223 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Income for a Banks company?
A good Net Interest Income depends on the Banks industry context. However, Net Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Income mean?
A high Net Interest Income can signal that a stock is expensive relative to its fundamentals. Dhanlaxmi Bank's current Net Interest Income is ₹6,223 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dhanlaxmi Bank stock overvalued right now?
Based on GuruFocus' analysis, Dhanlaxmi Bank (NSE:DHANBANK) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹25.54, compared to a current price of ₹34.55 — trading 35.3% above its estimated fair value. The current Net Interest Income is ₹6,223 Mil. Dhanlaxmi Bank's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Income calculated?
Net Interest Income is calculated from a company's financial statements. For Dhanlaxmi Bank (NSE:DHANBANK), the current Net Interest Income is ₹6,223 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dhanlaxmi Bank (NSE:DHANBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Dhanlaxmi Bank stock appears to be overvalued. The current stock price of ₹34.55 is trading 35.3% above its estimated GF Value™ of ₹25.54. GuruFocus considers Dhanlaxmi Bank to be Significantly Overvalued.

Key valuation signals for NSE:DHANBANK:

  • Net Interest Income: ₹6,223 Mil
  • GF Value™: ₹25.54 vs. price of ₹34.55 (35.3% above fair value)
  • GF Score™: 57/100 with 7 warning signs

No single metric tells the full story. See the NSE:DHANBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Dhanlaxmi Bank Business Description

Other Exchanges 532180:India
Address Punkunnam, Thrissur, Thrissur, KL, IND, 680 002
Dhanlaxmi Bank Ltd provides various banking and financial services in India. The bank operates through four segments. Its Treasury operations segment consists of interest earnings on the investment portfolio of the bank, gains or losses on investment operations, and earnings from foreign exchange business. The Corporate and wholesale banking segment offers loans and other banking services to the corporate segment. Its Retail Banking segment renders loans and other banking services to non-corporate customers. The Other banking operations segment includes income from para-banking activities such as debit cards, third-party product distribution, and associated costs. All the operations of the bank are located in India. The retail banking segment generates the highest revenue.
57GF Score

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Net Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹34.55
Price
₹25.54
GF Value