Raama Finance (BOM:538540) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:538540 Raama Finance Ltd BOM:538540
74 GF Score
Price ₹16.49
GF Value ₹32.33
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Raama Finance Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

BOM:538540
74GF Score
Raama Finance Ltd BOM:538540
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Raama Finance (BOM:538540) Overvalued in 2026?

Based on GuruFocus' analysis, Raama Finance stock appears to be undervalued. The current stock price of ₹16.49 is trading 49% below its estimated GF Value™ of ₹32.33. GuruFocus considers Raama Finance to be Significantly Undervalued.

Key valuation signals for BOM:538540:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: ₹32.33 vs. price of ₹16.49 (49% below fair value)
  • GF Score™: 74/100 with 1 warning sign

No single metric tells the full story. See the BOM:538540 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Raama Finance Business Description

Address F 40, ground Floor, Sector 6, Gautam Buddha Nagar, Noida, UP, IND, 201301
Raama Finance Ltd, formerly known as Ramchandra Leasing & Finance Ltd, is a non-banking finance company. It is engaged in commercial loan activities. Its services include leasing (short term and long term) and hire purchase. It provides financial assistance in the form of loans (secured and unsecured) to corporate bodies. The company offers working capital term loan for a term period of a year and two.
74GF Score

Get the complete analysis for BOM:538540

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹16.49
Price
₹32.33
GF Value