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Ramchandra Leasing & Finance (BOM:538540) Cyclically Adjusted PB Ratio : 2.24 (As of Jun. 04, 2025)


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What is Ramchandra Leasing & Finance Cyclically Adjusted PB Ratio?

As of today (2025-06-04), Ramchandra Leasing & Finance's current share price is ₹2.98. Ramchandra Leasing & Finance's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was ₹1.33. Ramchandra Leasing & Finance's Cyclically Adjusted PB Ratio for today is 2.24.

The historical rank and industry rank for Ramchandra Leasing & Finance's Cyclically Adjusted PB Ratio or its related term are showing as below:

BOM:538540' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.49   Med: 0.8   Max: 2.89
Current: 2.35

During the past years, Ramchandra Leasing & Finance's highest Cyclically Adjusted PB Ratio was 2.89. The lowest was 0.49. And the median was 0.80.

BOM:538540's Cyclically Adjusted PB Ratio is ranked worse than
77.88% of 321 companies
in the Credit Services industry
Industry Median: 1.02 vs BOM:538540: 2.35

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Ramchandra Leasing & Finance's adjusted book value per share data for the three months ended in Mar. 2025 was ₹1.097. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₹1.33 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Ramchandra Leasing & Finance Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Ramchandra Leasing & Finance's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Ramchandra Leasing & Finance Cyclically Adjusted PB Ratio Chart

Ramchandra Leasing & Finance Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - 0.69 2.77

Ramchandra Leasing & Finance Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.69 - 1.96 - 2.77

Competitive Comparison of Ramchandra Leasing & Finance's Cyclically Adjusted PB Ratio

For the Credit Services subindustry, Ramchandra Leasing & Finance's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ramchandra Leasing & Finance's Cyclically Adjusted PB Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Ramchandra Leasing & Finance's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Ramchandra Leasing & Finance's Cyclically Adjusted PB Ratio falls into.


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Ramchandra Leasing & Finance Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Ramchandra Leasing & Finance's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=2.98/1.33
=2.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ramchandra Leasing & Finance's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Ramchandra Leasing & Finance's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book=Book Value per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=1.097/157.5517*157.5517
=1.097

Current CPI (Mar. 2025) = 157.5517.

Ramchandra Leasing & Finance Quarterly Data

Book Value per Share CPI Adj_Book
201506 0.000 99.841 0.000
201509 1.029 101.753 1.593
201512 0.000 102.901 0.000
201603 1.030 102.518 1.583
201606 0.000 105.961 0.000
201609 1.037 105.961 1.542
201612 0.000 105.196 0.000
201703 1.040 105.196 1.558
201706 0.000 107.109 0.000
201709 1.038 109.021 1.500
201712 0.000 109.404 0.000
201803 1.044 109.786 1.498
201806 0.000 111.317 0.000
201809 1.052 115.142 1.439
201812 0.000 115.142 0.000
201903 1.056 118.202 1.408
201906 0.000 120.880 0.000
201909 1.060 123.175 1.356
201912 0.000 126.235 0.000
202003 1.060 124.705 1.339
202006 0.000 127.000 0.000
202009 1.063 130.118 1.287
202012 0.000 130.889 0.000
202103 1.064 131.771 1.272
202106 0.000 134.084 0.000
202109 1.064 135.847 1.234
202112 0.000 138.161 0.000
202203 1.073 138.822 1.218
202206 0.000 142.347 0.000
202209 1.065 144.661 1.160
202212 0.000 145.763 0.000
202303 1.076 146.865 1.154
202306 0.000 150.280 0.000
202309 1.068 151.492 1.111
202312 0.000 152.924 0.000
202403 1.079 153.035 1.111
202406 0.000 155.789 0.000
202409 1.071 157.882 1.069
202412 0.000 158.323 0.000
202503 1.097 157.552 1.097

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Ramchandra Leasing & Finance  (BOM:538540) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Ramchandra Leasing & Finance Cyclically Adjusted PB Ratio Related Terms

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Ramchandra Leasing & Finance Business Description

Traded in Other Exchanges
N/A
Address
Dandia Bazar Main Road, 201/1, Rudra Plaza Complex, Opposite VMC Gas Office, Vadodara, GJ, IND, 390001
Ramchandra Leasing & Finance Ltd is a non-banking finance company. It is engaged in commercial loan activities. Its services include leasing (short term and long term) and hire purchase. It provides financial assistance in the form of loans (secured and unsecured) to corporate bodies. The company offers working capital term loan for a term period of a year and two.

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