Export Import Bank of Bangladesh (DHA:EXIMBANK) Net Interest Margin (Bank Only) %: 0.00% (As of Sep. 2025)


DHA:EXIMBANK Export Import Bank of Bangladesh PLC DHA:EXIMBANK
61 GF Score
Price BDT9.10
GF Value BDT8.23
! 6 Warning Signs
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What is Export Import Bank of Bangladesh Net Interest Margin (Bank Only) %?

Export Import Bank of Bangladesh DHA:EXIMBANK 61 Net Interest Margin (Bank Only) % is 0.00% as of Sep. 2025. GuruFocus rates DHA:EXIMBANK with a GF Score™ of 61/100 and a GF Value™ of BDT8.23. The stock has 6 warning signs investors should review.

Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. Export Import Bank of Bangladesh's annualized Net Interest Income (for Banks) for the quarter that ended in Sep. 2025 was BDT0 Mil. Export Import Bank of Bangladesh's average earning assets for the quarter that ended in Sep. 2025 was BDT305,417 Mil. Therefore, Export Import Bank of Bangladesh's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Sep. 2025 was 0.00%.


Export Import Bank of Bangladesh  (DHA:EXIMBANK) Net Interest Margin (Bank Only) % Explanation

The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.


Export Import Bank of Bangladesh Net Interest Margin (Bank Only) % Related Terms


Export Import Bank of Bangladesh Net Interest Margin (Bank Only) % Historical Data

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The historical data trend for Export Import Bank of Bangladesh's Net Interest Margin (Bank Only) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Export Import Bank of Bangladesh Net Interest Margin (Bank Only) % Chart

Export Import Bank of Bangladesh Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Net Interest Margin (Bank Only) %
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Export Import Bank of Bangladesh Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
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Export Import Bank of Bangladesh Net Interest Margin (Bank Only) % Competitor Comparison

For the Banks - Regional subindustry, Export Import Bank of Bangladesh's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Export Import Bank of Bangladesh Net Interest Margin (Bank Only) % vs Banks Industry

For the Banks industry and Financial Services sector, Export Import Bank of Bangladesh's Net Interest Margin (Bank Only) % distribution charts can be found below:

* The bar in red indicates where Export Import Bank of Bangladesh's Net Interest Margin (Bank Only) % falls into.


DHA:EXIMBANK
61GF Score
Export Import Bank of Bangladesh PLC DHA:EXIMBANK
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Export Import Bank of Bangladesh Net Interest Margin (Bank Only) % Calculation

Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

Export Import Bank of Bangladesh's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Dec. 2024 is calculated as

Net Interest Margin (Bank Only) %(A: Dec. 2024 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (A: Dec. 2023 ) + Earning Assets (A: Dec. 2024 ))/ count )
=0/( (462163.661 + 514348.717)/ 2 )
=0/488256.189
=0.00 %

where

Earning Assets(A: Dec. 2023 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 462163.661 + 0
=462163.661

Earning Assets(A: Dec. 2024 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 514348.717 + 0
=514348.717

Export Import Bank of Bangladesh's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Sep. 2025 is calculated as

Net Interest Margin (Bank Only) %(Q: Sep. 2025 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (Q: Jun. 2025 ) + Earning Assets (Q: Sep. 2025 ))/ count )
=0/( (306366.792 + 304467.369)/ 2 )
=0/305417.0805
=0.00 %

where

Earning Assets(Q: Jun. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 306366.792 + 0
=306366.792

Earning Assets(Q: Sep. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 304467.369 + 0
=304467.369

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Interest Expense is the negative value.

In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data, the Net Interest Income (for Banks) data used here is four times the quarterly (Sep. 2025) net interest income data. Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.

What does a Net Interest Margin (Bank Only) % of 0.00% mean?
Export Import Bank of Bangladesh (DHA:EXIMBANK) has a Net Interest Margin (Bank Only) % of 0.00% as of Sep. 2025. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Export Import Bank of Bangladesh and its competitors.
Is Export Import Bank of Bangladesh's Net Interest Margin (Bank Only) % too high?
Export Import Bank of Bangladesh's current Net Interest Margin (Bank Only) % is 0.00%. Overall, Export Import Bank of Bangladesh has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Export Import Bank of Bangladesh's Net Interest Margin (Bank Only) % compare to competitors?
Export Import Bank of Bangladesh's Net Interest Margin (Bank Only) % of 0.00% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Margin (Bank Only) % for a Banks company?
A good Net Interest Margin (Bank Only) % depends on the Banks industry context. However, Net Interest Margin (Bank Only) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Margin (Bank Only) % mean?
A high Net Interest Margin (Bank Only) % can signal that a stock is expensive relative to its fundamentals. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Export Import Bank of Bangladesh and its competitors. Export Import Bank of Bangladesh's current Net Interest Margin (Bank Only) % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Export Import Bank of Bangladesh stock overvalued right now?
Export Import Bank of Bangladesh (DHA:EXIMBANK) has a current Net Interest Margin (Bank Only) % of 0.00%. The stock's GF Value™ is BDT8.23, compared to a current price of BDT9.10 — trading 10.6% above its estimated fair value. The current Net Interest Margin (Bank Only) % is 0.00%. Export Import Bank of Bangladesh's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Margin (Bank Only) % calculated?
Net Interest Margin (Bank Only) % is calculated from a company's financial statements. For Export Import Bank of Bangladesh (DHA:EXIMBANK), the current Net Interest Margin (Bank Only) % is 0.00% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Export Import Bank of Bangladesh (DHA:EXIMBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Export Import Bank of Bangladesh stock appears to be overvalued. The current stock price of BDT9.10 is trading 10.6% above its estimated GF Value™ of BDT8.23.

Key valuation signals for DHA:EXIMBANK:

  • Net Interest Margin (Bank Only) %: 0.00%
  • GF Value™: BDT8.23 vs. price of BDT9.10 (10.6% above fair value)
  • GF Score™: 61/100 with 6 warning signs

No single metric tells the full story. See the DHA:EXIMBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Export Import Bank of Bangladesh Business Description

Address Bir Uttam A. K. Khondokar Road, Road No.15, Plot No. 15, Block No. CWS C, Gulshan-1, Dhaka, BGD, 1212
Export Import Bank of Bangladesh PLC provides commercial banking. Its services include mobilizing deposits, providing investment facilities, discounting bills, conducting money transfers, and conducting foreign exchange transactions. It also provides services like safekeeping, issuing guarantees, acceptances, letters of credit, etc.
61GF Score

Get the complete analysis for DHA:EXIMBANK

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT9.10
Price
BDT8.23
GF Value