Export Import Bank of Bangladesh (DHA:EXIMBANK) Return-on-Tangible-Equity: -44.39% (As of Sep. 2025)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:EXIMBANK Export Import Bank of Bangladesh PLC DHA:EXIMBANK
61 GF Score
Price BDT9.10
GF Value BDT8.23
! 6 Warning Signs
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What is Export Import Bank of Bangladesh Return-on-Tangible-Equity?

Export Import Bank of Bangladesh DHA:EXIMBANK 61 Return-on-Tangible-Equity is -44.39% as of Sep. 2025. GuruFocus rates DHA:EXIMBANK with a GF Score™ of 61/100 and a GF Value™ of BDT8.23. The stock has 6 warning signs investors should review. Among 1,526 Banks companies, Export Import Bank of Bangladesh ranks worse than 87.55% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Export Import Bank of Bangladesh's annualized net income for the quarter that ended in Sep. 2025 was BDT-13,294 Mil. Export Import Bank of Bangladesh's average shareholder tangible equity for the quarter that ended in Sep. 2025 was BDT29,947 Mil. Therefore, Export Import Bank of Bangladesh's annualized Return-on-Tangible-Equity for the quarter that ended in Sep. 2025 was -44.39%.

The historical rank and industry rank for Export Import Bank of Bangladesh's Return-on-Tangible-Equity or its related term are showing as below:

DHA:EXIMBANK' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 0.8   Med: 9.05   Max: 12.19
Current: 3.73

During the past 13 years, Export Import Bank of Bangladesh's highest Return-on-Tangible-Equity was 12.19%. The lowest was 0.80%. And the median was 9.05%.

DHA:EXIMBANK's Return-on-Tangible-Equity is ranked worse than
87.55% of 1526 companies
in the Banks industry
Industry Median: 11.205 vs DHA:EXIMBANK: 3.73

Export Import Bank of Bangladesh  (DHA:EXIMBANK) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Export Import Bank of Bangladesh Return-on-Tangible-Equity Related Terms


Export Import Bank of Bangladesh Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Export Import Bank of Bangladesh's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Export Import Bank of Bangladesh Return-on-Tangible-Equity Chart

Export Import Bank of Bangladesh Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.42 6.95 11.76 10.37 0.80

Export Import Bank of Bangladesh Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -72.11 57.46 3.75 -1.44 -44.39

Export Import Bank of Bangladesh Return-on-Tangible-Equity Competitor Comparison

For the Banks - Regional subindustry, Export Import Bank of Bangladesh's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Export Import Bank of Bangladesh Return-on-Tangible-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Export Import Bank of Bangladesh's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Export Import Bank of Bangladesh's Return-on-Tangible-Equity falls into.


DHA:EXIMBANK
61GF Score
Export Import Bank of Bangladesh PLC DHA:EXIMBANK
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Export Import Bank of Bangladesh Return-on-Tangible-Equity Calculation

Export Import Bank of Bangladesh's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2024 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=258.896/( (33291.247+31579.458 )/ 2 )
=258.896/32435.3525
=0.80 %

Export Import Bank of Bangladesh's annualized Return-on-Tangible-Equity for the quarter that ended in Sep. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Sep. 2025 )  (Q: Jun. 2025 )(Q: Sep. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Sep. 2025 )  (Q: Jun. 2025 )(Q: Sep. 2025 )
=-13294.416/( (31609.289+28284.945)/ 2 )
=-13294.416/29947.117
=-44.39 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Sep. 2025) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of -44.39% mean?
Export Import Bank of Bangladesh (DHA:EXIMBANK) has a Return-on-Tangible-Equity of -44.39% as of Sep. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Export Import Bank of Bangladesh and its competitors. Over the past decade, Export Import Bank of Bangladesh's Return-on-Tangible-Equity has ranged from 0.80 to 12.19. According to the industry distribution chart, Export Import Bank of Bangladesh ranks #1336 out of 1526 companies in the Banks industry, placing it in the top 87.5%.
Is Export Import Bank of Bangladesh's Return-on-Tangible-Equity too high?
Export Import Bank of Bangladesh's current Return-on-Tangible-Equity is -44.39%. Over the past 10 years, this metric has ranged from a low of 0.80 to a high of 12.19. Based on the distribution chart, Export Import Bank of Bangladesh ranks #1336 out of 1526 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Export Import Bank of Bangladesh has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Export Import Bank of Bangladesh's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, Export Import Bank of Bangladesh ranks #1336 out of 1526 companies for Return-on-Tangible-Equity. This places Export Import Bank of Bangladesh in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.21. Historically, Export Import Bank of Bangladesh's own Return-on-Tangible-Equity has ranged from 0.80 to 12.19 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.21, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Export Import Bank of Bangladesh and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Export Import Bank of Bangladesh's current Return-on-Tangible-Equity is -44.39%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Export Import Bank of Bangladesh stock overvalued right now?
Export Import Bank of Bangladesh (DHA:EXIMBANK) has a current Return-on-Tangible-Equity of -44.39%. The stock's GF Value™ is BDT8.23, compared to a current price of BDT9.10 — trading 10.6% above its estimated fair value. The current Return-on-Tangible-Equity is -44.39%. Export Import Bank of Bangladesh's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Export Import Bank of Bangladesh (DHA:EXIMBANK), the current Return-on-Tangible-Equity is -44.39% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Export Import Bank of Bangladesh (DHA:EXIMBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Export Import Bank of Bangladesh stock appears to be overvalued. The current stock price of BDT9.10 is trading 10.6% above its estimated GF Value™ of BDT8.23.

Key valuation signals for DHA:EXIMBANK:

  • Return-on-Tangible-Equity: -44.39%
  • GF Value™: BDT8.23 vs. price of BDT9.10 (10.6% above fair value)
  • GF Score™: 61/100 with 6 warning signs

No single metric tells the full story. See the DHA:EXIMBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Export Import Bank of Bangladesh Business Description

Address Bir Uttam A. K. Khondokar Road, Road No.15, Plot No. 15, Block No. CWS C, Gulshan-1, Dhaka, BGD, 1212
Export Import Bank of Bangladesh PLC provides commercial banking. Its services include mobilizing deposits, providing investment facilities, discounting bills, conducting money transfers, and conducting foreign exchange transactions. It also provides services like safekeeping, issuing guarantees, acceptances, letters of credit, etc.
61GF Score

Get the complete analysis for DHA:EXIMBANK

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT9.10
Price
BDT8.23
GF Value