Export Import Bank of Bangladesh (DHA:EXIMBANK) 3-Year RORE % : 272.47% (As of Sep. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:EXIMBANK Export Import Bank of Bangladesh PLC DHA:EXIMBANK
61 GF Score
Price BDT9.10
GF Value BDT8.23
! 6 Warning Signs
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What is Export Import Bank of Bangladesh 3-Year RORE %?

Export Import Bank of Bangladesh DHA:EXIMBANK 61 3-Year RORE % is 272.47 as of Sep. 2025. GuruFocus rates DHA:EXIMBANK with a GF Score™ of 61/100 and a GF Value™ of BDT8.23. The stock has 6 warning signs investors should review. Among 1,472 Banks companies, Export Import Bank of Bangladesh ranks better than 98.57% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Export Import Bank of Bangladesh's 3-Year RORE % for the quarter that ended in Sep. 2025 was 272.47%.

The industry rank for Export Import Bank of Bangladesh's 3-Year RORE % or its related term are showing as below:

DHA:EXIMBANK's 3-Year RORE % is ranked better than
98.57% of 1472 companies
in the Banks industry
Industry Median: 9.905 vs DHA:EXIMBANK: 272.47

Export Import Bank of Bangladesh  (DHA:EXIMBANK) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Export Import Bank of Bangladesh 3-Year RORE % Related Terms


Export Import Bank of Bangladesh 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Export Import Bank of Bangladesh's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Export Import Bank of Bangladesh 3-Year RORE % Chart

Export Import Bank of Bangladesh Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.36 -6.43 18.37 23.08 -115.01

Export Import Bank of Bangladesh Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 682.46 -115.01 -113.34 -167.76 272.47

Export Import Bank of Bangladesh 3-Year RORE % Competitor Comparison

For the Banks - Regional subindustry, Export Import Bank of Bangladesh's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Export Import Bank of Bangladesh 3-Year RORE % vs Banks Industry

For the Banks industry and Financial Services sector, Export Import Bank of Bangladesh's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Export Import Bank of Bangladesh's 3-Year RORE % falls into.


DHA:EXIMBANK
61GF Score
Export Import Bank of Bangladesh PLC DHA:EXIMBANK
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Export Import Bank of Bangladesh 3-Year RORE % Calculation

Export Import Bank of Bangladesh's 3-Year RORE % for the quarter that ended in Sep. 2025 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 0.779-2.58 )/( 1.339-2 )
=-1.801/-0.661
=272.47 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Sep. 2025 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 272.47 mean?
Export Import Bank of Bangladesh (DHA:EXIMBANK) has a 3-Year RORE % of 272.47 as of Sep. 2025. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Export Import Bank of Bangladesh and its competitors. According to the industry distribution chart, Export Import Bank of Bangladesh ranks #21 out of 1472 companies in the Banks industry, placing it in the top 1.4%.
Is Export Import Bank of Bangladesh's 3-Year RORE % too high?
Export Import Bank of Bangladesh's current 3-Year RORE % is 272.47. The Banks industry median 3-Year RORE % is 9.91. Export Import Bank of Bangladesh's value of 272.47 is 2650.8% above this industry median. Based on the distribution chart, Export Import Bank of Bangladesh ranks #21 out of 1472 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Export Import Bank of Bangladesh has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Export Import Bank of Bangladesh's 3-Year RORE % compare to competitors?
According to the Banks industry distribution chart, Export Import Bank of Bangladesh ranks #21 out of 1472 companies for 3-Year RORE %. This places Export Import Bank of Bangladesh in the top 1% of its industry — outperforming the majority of peers. The industry median 3-Year RORE % is 9.91. Export Import Bank of Bangladesh's value of 272.47 is 2650.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.91, based on 1,472 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Export Import Bank of Bangladesh's current 3-Year RORE % of 272.47 is 2650.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Export Import Bank of Bangladesh and its competitors. For the Banks industry, the median 3-Year RORE % is 9.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Export Import Bank of Bangladesh's current 3-Year RORE % is 272.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Export Import Bank of Bangladesh stock overvalued right now?
Export Import Bank of Bangladesh (DHA:EXIMBANK) has a current 3-Year RORE % of 272.47. The stock's GF Value™ is BDT8.23, compared to a current price of BDT9.10 — trading 10.6% above its estimated fair value. The current 3-Year RORE % is 272.47 and 2650.8% above the Banks industry median of 9.91. Export Import Bank of Bangladesh's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Export Import Bank of Bangladesh (DHA:EXIMBANK), the current 3-Year RORE % is 272.47 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Export Import Bank of Bangladesh (DHA:EXIMBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Export Import Bank of Bangladesh stock appears to be overvalued. The current stock price of BDT9.10 is trading 10.6% above its estimated GF Value™ of BDT8.23.

Key valuation signals for DHA:EXIMBANK:

  • 3-Year RORE %: 272.47
  • GF Value™: BDT8.23 vs. price of BDT9.10 (10.6% above fair value)
  • GF Score™: 61/100 with 6 warning signs
  • Industry Position: 2650.8% above the Banks median (#21 of 1472)

No single metric tells the full story. See the DHA:EXIMBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Export Import Bank of Bangladesh Business Description

Address Bir Uttam A. K. Khondokar Road, Road No.15, Plot No. 15, Block No. CWS C, Gulshan-1, Dhaka, BGD, 1212
Export Import Bank of Bangladesh PLC provides commercial banking. Its services include mobilizing deposits, providing investment facilities, discounting bills, conducting money transfers, and conducting foreign exchange transactions. It also provides services like safekeeping, issuing guarantees, acceptances, letters of credit, etc.
61GF Score

Get the complete analysis for DHA:EXIMBANK

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT9.10
Price
BDT8.23
GF Value