Proya Cosmetics Co (SHSE:603605) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SHSE:603605 Proya Cosmetics Co Ltd SHSE:603605
89 GF Score
Price ¥56.73
GF Value ¥97.10
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Proya Cosmetics Co Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

SHSE:603605
89GF Score
Proya Cosmetics Co Ltd SHSE:603605
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Proya Cosmetics Co (SHSE:603605) Overvalued in 2026?

Based on GuruFocus' analysis, Proya Cosmetics Co stock appears to be undervalued. The current stock price of ¥56.73 is trading 41.6% below its estimated GF Value™ of ¥97.10. GuruFocus considers Proya Cosmetics Co to be Significantly Undervalued.

Key valuation signals for SHSE:603605:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: ¥97.10 vs. price of ¥56.73 (41.6% below fair value)
  • GF Score™: 89/100 with 2 warning signs

No single metric tells the full story. See the SHSE:603605 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Proya Cosmetics Co Business Description

Address Jiaogong Road No. 18, Area A, Building A, EAC, 16th Floor, Legend City of World Trade Center, Hangzhou, CHN, 310012
Proya Cosmetics Co Ltd is engaged in the research and development, manufacture and sale of skin care and cosmetics products. Its Sells products under Proya, Uzero, Anya, Yoya, and Cats Roses brands in China. It focuses on the application of advanced marine technology, pure clean skin beautifying energy and nursing ingredients.
89GF Score

Get the complete analysis for SHSE:603605

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥56.73
Price
¥97.10
GF Value