The Western Union Co (XTER:W3U) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XTER:W3U The Western Union Co XTER:W3U
64 GF Score
Price €10.31
GF Value €13.57
! 7 Warning Signs
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What is The Western Union Co Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

XTER:W3U
64GF Score
The Western Union Co XTER:W3U
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is The Western Union Co (XTER:W3U) Overvalued in 2026?

Based on GuruFocus' analysis, The Western Union Co stock appears to be undervalued. The current stock price of €10.31 is trading 24.1% below its estimated GF Value™ of €13.57.

Key valuation signals for XTER:W3U:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €13.57 vs. price of €10.31 (24.1% below fair value)
  • GF Score™: 64/100 with 7 warning signs

No single metric tells the full story. See the XTER:W3U stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Western Union Co Business Description

Address 7001 East Belleview Avenue, Denver, CO, USA, 80237
Western Union provides domestic and international money transfers through its global network of over 500,000 outside agents. The company handled almost 290 million transactions in 2025 and is the largest money transfer company in the world.
64GF Score

Get the complete analysis for XTER:W3U

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€10.31
Price
€13.57
GF Value