AXAAXAHY -0.62%63 Net Margin % is 10.57% as of Dec. 2025, which is 91% above its 10-year median of 5.53. GuruFocus rates AXAHY with a GF Score™ of 63/100 and a GF Value™ of $48.64 (Fairly Valued). The stock has 5 warning signs investors should review. Among 503 Insurance companies, AXA ranks worse than 50.5% on this metric.
Net margin is calculated as Net Income divided by its Revenue. AXA's Net Income for the
six
months ended in Dec. 2025 was $6,879 Mil. AXA's Revenue for the
six
months ended in Dec. 2025 was $65,070 Mil. Therefore, AXA's net margin for the quarter that ended in Dec. 2025 was 10.57%.
The historical rank and industry rank for AXA's Net Margin % or its related term are showing as below:
AXAHY'
s Net Margin % Range Over the Past 10 Years
Min: 2.12 Med: 5.53 Max: 9.25
Current: 9.25
AXAHY's Net Margin % is ranked worse than 50.5% of 503
companies
in the Insurance industry
Industry Median: 9.29
vs AXAHY: 9.25
AXA (OTCPK:AXAHY) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
AXA Net Margin % Related Terms
AXA Net Margin % Historical Data
* Premium members only.
The historical data trend for AXA's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, AXA's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AXA Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, AXA's Net Margin % distribution charts can be found below:
* The bar in red indicates where AXA's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AXA (AXAHY) has a Net Margin % of 10.57% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on AXA and its competitors. This is 91% above median its historical median of 5.53. Over the past decade, AXA's Net Margin % has ranged from 2.12 to 9.25. According to the industry distribution chart, AXA ranks #254 out of 503 companies in the Insurance industry, placing it in the top 50.5%.
Is AXA's Net Margin % too high?
AXA's current Net Margin % of 10.57% is 91% above median its 10-year median of 5.53. Over the past 10 years, this metric has ranged from a low of 2.12 to a high of 9.25. The Insurance industry median Net Margin % is 9.29. AXA's value of 10.57% is 13.8% above this industry median. Based on the distribution chart, AXA ranks #254 out of 503 companies in the Insurance industry, which is below the industry midpoint. Overall, AXA has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does AXA's Net Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, AXA ranks #254 out of 503 companies for Net Margin %. This places AXA in the lower half of its industry. The industry median Net Margin % is 9.29. AXA's value of 10.57% is 13.8% above this benchmark. Historically, AXA's own Net Margin % has ranged from 2.12 to 9.25 over the past decade. While the company's 10-year median is 5.53 vs. the industry median of 9.29, AXA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AXA's current Net Margin % of 10.57% is 13.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on AXA and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AXA's current Net Margin % is 10.57%, which is 91% above median its own 10-year median of 5.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AXA stock overvalued right now?
Based on GuruFocus' analysis, AXA (AXAHY) is currently considered Fairly Valued. The stock's GF Value™ is $48.64, compared to a current price of $48.45 — trading 0.4% below its estimated fair value. The current Net Margin % is 10.57%, which is 91% above median its 10-year median of 5.53 and 13.8% above the Insurance industry median of 9.29. AXA's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For AXA (AXAHY), the current Net Margin % is 10.57% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AXA (AXAHY) Overvalued in 2026?
Based on GuruFocus' analysis, AXA stock appears to be undervalued.
The current stock price of $48.45 is trading 0.4% below its estimated GF Value™ of $48.64.
GuruFocus considers AXA to be Fairly Valued.
Key valuation signals for AXAHY:
Net Margin %: 10.57% (91% above median its 10-year median of 5.53)
GF Value™: $48.64 vs. price of $48.45 (0.4% below fair value)
Industry Position: 13.8% above the Insurance median (#254 of 503)
No single metric tells the full story. See the AXAHY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AXA's origins date back to Ancienne Mutuelle, one of the few insurers that remained after the creation of the French social security system. With the threat of nationalization, a merger took place between Drouot and AXA, which was then still known as Mutuelles Unies in 1982, and later Présence. Ten years later, AXA acquired North American life insurer Equitable Holdings. This was a time of expansion as AXA also bought the French insurer UAP. As markets crashed at the turn of the millennium, AXA decided to refocus its business and exited its stake in US investment bank Donaldson, Lufkin & Jenrette. A few years later, the business expanded again with the acquisition of Swiss insurer Winterthur. AXA has reshaped its portfolio to technical risks.
63GF Score
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