TIDLOR Holdings PCLBKK:TIDLOR -0.52%11 Net Margin % is 26.81% as of Mar. 2026, which is 34% above its 10-year median of 20.06. GuruFocus rates BKK:TIDLOR with a GF Score™ of 11/100. The stock has 2 warning signs investors should review. Among 533 Credit Services companies, TIDLOR Holdings PCL ranks better than 63.98% on this metric.
The historical rank and industry rank for TIDLOR Holdings PCL's Net Margin % or its related term are showing as below:
BKK:TIDLOR'
s Net Margin % Range Over the Past 10 Years
Min: 19.01 Med: 20.06 Max: 22.51
Current: 22.51
BKK:TIDLOR's Net Margin % is ranked better than 63.98% of 533
companies
in the Credit Services industry
Industry Median: 14.54
vs BKK:TIDLOR: 22.51
TIDLOR Holdings PCL (BKK:TIDLOR) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
TIDLOR Holdings PCL Net Margin % Related Terms
TIDLOR Holdings PCL Net Margin % Historical Data
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The historical data trend for TIDLOR Holdings PCL's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, TIDLOR Holdings PCL's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TIDLOR Holdings PCL Net Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, TIDLOR Holdings PCL's Net Margin % distribution charts can be found below:
* The bar in red indicates where TIDLOR Holdings PCL's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TIDLOR Holdings PCL (BKK:TIDLOR) has a Net Margin % of 26.81% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on TIDLOR Holdings PCL and its competitors. This is 34% above median its historical median of 20.06. Over the past decade, TIDLOR Holdings PCL's Net Margin % has ranged from 19.01 to 22.51. According to the industry distribution chart, TIDLOR Holdings PCL ranks #192 out of 533 companies in the Credit Services industry, placing it in the top 36%.
Is TIDLOR Holdings PCL's Net Margin % too high?
TIDLOR Holdings PCL's current Net Margin % of 26.81% is 34% above median its 10-year median of 20.06. Over the past 10 years, this metric has ranged from a low of 19.01 to a high of 22.51. The Credit Services industry median Net Margin % is 14.54. TIDLOR Holdings PCL's value of 26.81% is 84.4% above this industry median. Based on the distribution chart, TIDLOR Holdings PCL ranks #192 out of 533 companies in the Credit Services industry, which is above the industry midpoint. Overall, TIDLOR Holdings PCL has a GF Score™ of 11/100, reflecting its overall financial health beyond just this single metric.
How does TIDLOR Holdings PCL's Net Margin % compare to V and MA?
According to the Credit Services industry distribution chart, TIDLOR Holdings PCL ranks #192 out of 533 companies for Net Margin %. This puts TIDLOR Holdings PCL in the upper half of its industry. The industry median Net Margin % is 14.54. TIDLOR Holdings PCL's value of 26.81% is 84.4% above this benchmark. Historically, TIDLOR Holdings PCL's own Net Margin % has ranged from 19.01 to 22.51 over the past decade. While the company's 10-year median is 20.06 vs. the industry median of 14.54, TIDLOR Holdings PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Credit Services company?
The median Net Margin % among Credit Services companies is 14.54, based on 533 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TIDLOR Holdings PCL's current Net Margin % of 26.81% is 84.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on TIDLOR Holdings PCL and its competitors. For the Credit Services industry, the median Net Margin % is 14.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TIDLOR Holdings PCL's current Net Margin % is 26.81%, which is 34% above median its own 10-year median of 20.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TIDLOR Holdings PCL stock overvalued right now?
TIDLOR Holdings PCL (BKK:TIDLOR) has a current Net Margin % of 26.81%. The current Net Margin % is 26.81%, which is 34% above median its 10-year median of 20.06 and 84.4% above the Credit Services industry median of 14.54. TIDLOR Holdings PCL's overall GF Score™ is 11/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For TIDLOR Holdings PCL (BKK:TIDLOR), the current Net Margin % is 26.81% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
TIDLOR Holdings PCL operates in the lending and insurance brokerage business. The principal business of the company is to provide loans and hire-purchase for all types of vehicles, as well as non-life insurance brokerage and life insurance brokerage. The operating segments of the company are:: Non-life insurance broker; and Hire-purchase and lending service. It derives maximum revenue from Hire-purchase and lending service segment. The company operates only in Thailand.
11GF Score
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