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TIDLOR Holdings PCLBKK:TIDLOR 11 PB Ratio is 1.54 as of Jul. 31, 2026, which is 1% above its 10-year median of 1.53. GuruFocus rates BKK:TIDLOR with a GF Score™ of 11/100. The stock has 2 warning signs investors should review. Among 525 Credit Services companies, TIDLOR Holdings PCL ranks worse than 64.19% on this metric.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
TIDLOR Holdings PCL PB Ratio Related Terms
TIDLOR Holdings PCL PB Ratio Historical Data
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The historical data trend for TIDLOR Holdings PCL's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, TIDLOR Holdings PCL's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TIDLOR Holdings PCL PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, TIDLOR Holdings PCL's PB Ratio distribution charts can be found below:
* The bar in red indicates where TIDLOR Holdings PCL's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
TIDLOR Holdings PCL (BKK:TIDLOR) has a PB Ratio of 1.54 as of Jul. 31, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on TIDLOR Holdings PCL and its competitors. This is near median its historical median of 1.53. Over the past decade, TIDLOR Holdings PCL's PB Ratio has ranged from 1.20 to 1.86. According to the industry distribution chart, TIDLOR Holdings PCL ranks #337 out of 525 companies in the Credit Services industry, placing it in the top 64.2%.
Is TIDLOR Holdings PCL's PB Ratio too high?
TIDLOR Holdings PCL's current PB Ratio of 1.54 is near median its 10-year median of 1.53. Over the past 10 years, this metric has ranged from a low of 1.20 to a high of 1.86. The Credit Services industry median PB Ratio is 1.06. TIDLOR Holdings PCL's value of 1.54 is 45.3% above this industry median. Based on the distribution chart, TIDLOR Holdings PCL ranks #337 out of 525 companies in the Credit Services industry, which is below the industry midpoint. Overall, TIDLOR Holdings PCL has a GF Score™ of 11/100, reflecting its overall financial health beyond just this single metric.
How does TIDLOR Holdings PCL's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, TIDLOR Holdings PCL ranks #337 out of 525 companies for PB Ratio. This places TIDLOR Holdings PCL in the lower half of its industry. The industry median PB Ratio is 1.06. TIDLOR Holdings PCL's value of 1.54 is 45.3% above this benchmark. Historically, TIDLOR Holdings PCL's own PB Ratio has ranged from 1.20 to 1.86 over the past decade. While the company's 10-year median is 1.53 vs. the industry median of 1.06, TIDLOR Holdings PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.06, based on 525 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TIDLOR Holdings PCL's current PB Ratio of 1.54 is 45.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on TIDLOR Holdings PCL and its competitors. For the Credit Services industry, the median PB Ratio is 1.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TIDLOR Holdings PCL's current PB Ratio is 1.54, which is near median its own 10-year median of 1.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TIDLOR Holdings PCL stock overvalued right now?
TIDLOR Holdings PCL (BKK:TIDLOR) has a current PB Ratio of 1.54. The current PB Ratio is 1.54, which is near median its 10-year median of 1.53 and 45.3% above the Credit Services industry median of 1.06. TIDLOR Holdings PCL's overall GF Score™ is 11/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For TIDLOR Holdings PCL (BKK:TIDLOR), the current PB Ratio is 1.54 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
TIDLOR Holdings PCL operates in the lending and insurance brokerage business. The principal business of the company is to provide loans and hire-purchase for all types of vehicles, as well as non-life insurance brokerage and life insurance brokerage. The operating segments of the company are:: Non-life insurance broker; and Hire-purchase and lending service. It derives maximum revenue from Hire-purchase and lending service segment. The company operates only in Thailand.
11GF Score
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