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TIDLOR Holdings PCLBKK:TIDLOR -1.11%7 Debt-to-Equity is 2.15 as of Jun. 2026, which is 1% below its 10-year median of 2.17. GuruFocus rates BKK:TIDLOR with a GF Score™ of 7/100. The stock has 2 warning signs investors should review. Among 459 Credit Services companies, TIDLOR Holdings PCL ranks worse than 63.4% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for TIDLOR Holdings PCL's Debt-to-Equity or its related term are showing as below:
BKK:TIDLOR'
s Debt-to-Equity Range Over the Past 10 Years
Min: -1.26 Med: 2.17 Max: 2.39
Current: 2.17
During the past 10 years, the highest Debt-to-Equity Ratio of TIDLOR Holdings PCL was 2.39. The lowest was -1.26. And the median was 2.17.
BKK:TIDLOR's Debt-to-Equity is ranked worse than 63.4% of 459
companies
in the Credit Services industry
Industry Median: 1.21
vs BKK:TIDLOR: 2.17
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
TIDLOR Holdings PCL Debt-to-Equity Related Terms
TIDLOR Holdings PCL Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for TIDLOR Holdings PCL's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BKK:TIDLOR vs V, MA, AXP: Debt-to-Equity Comparison
For the Credit Services subindustry, TIDLOR Holdings PCL's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TIDLOR Holdings PCL Debt-to-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, TIDLOR Holdings PCL's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where TIDLOR Holdings PCL's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TIDLOR Holdings PCL (BKK:TIDLOR) has a Debt-to-Equity of 2.15 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on TIDLOR Holdings PCL and its competitors. This is near median its historical median of 2.17. According to the industry distribution chart, TIDLOR Holdings PCL ranks #291 out of 459 companies in the Credit Services industry, placing it in the top 63.4%.
Is TIDLOR Holdings PCL's Debt-to-Equity too high?
TIDLOR Holdings PCL's current Debt-to-Equity of 2.15 is near median its 10-year median of 2.17. The Credit Services industry median Debt-to-Equity is 1.21. TIDLOR Holdings PCL's value of 2.15 is 77.7% above this industry median. Based on the distribution chart, TIDLOR Holdings PCL ranks #291 out of 459 companies in the Credit Services industry, which is below the industry midpoint. Overall, TIDLOR Holdings PCL has a GF Score™ of 7/100, reflecting its overall financial health beyond just this single metric.
How does TIDLOR Holdings PCL's Debt-to-Equity compare to V and MA?
According to the Credit Services industry distribution chart, TIDLOR Holdings PCL ranks #291 out of 459 companies for Debt-to-Equity. This places TIDLOR Holdings PCL in the lower half of its industry. The industry median Debt-to-Equity is 1.21. TIDLOR Holdings PCL's value of 2.15 is 77.7% above this benchmark. While the company's 10-year median is 2.17 vs. the industry median of 1.21, TIDLOR Holdings PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Credit Services company?
The median Debt-to-Equity among Credit Services companies is 1.21, based on 459 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TIDLOR Holdings PCL's current Debt-to-Equity of 2.15 is 77.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on TIDLOR Holdings PCL and its competitors. For the Credit Services industry, the median Debt-to-Equity is 1.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TIDLOR Holdings PCL's current Debt-to-Equity is 2.15, which is near median its own 10-year median of 2.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TIDLOR Holdings PCL stock overvalued right now?
TIDLOR Holdings PCL (BKK:TIDLOR) has a current Debt-to-Equity of 2.15. The current Debt-to-Equity is 2.15, which is near median its 10-year median of 2.17 and 77.7% above the Credit Services industry median of 1.21. TIDLOR Holdings PCL's overall GF Score™ is 7/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For TIDLOR Holdings PCL (BKK:TIDLOR), the current Debt-to-Equity is 2.15 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
TIDLOR Holdings PCL operates in the lending and insurance brokerage business. The principal business of the company is to provide loans and hire-purchase for all types of vehicles, as well as non-life insurance brokerage and life insurance brokerage. The operating segments of the company are:: Non-life insurance broker; and Hire-purchase and lending service. It derives maximum revenue from Hire-purchase and lending service segment. The company operates only in Thailand.
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