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Ngern Tid Lor PCL (BKK:TIDLOR) Debt-to-EBITDA : 7.36 (As of Mar. 2024)


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What is Ngern Tid Lor PCL Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Ngern Tid Lor PCL's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was ฿30,897 Mil. Ngern Tid Lor PCL's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was ฿40,563 Mil. Ngern Tid Lor PCL's annualized EBITDA for the quarter that ended in Mar. 2024 was ฿9,706 Mil. Ngern Tid Lor PCL's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2024 was 7.36.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Ngern Tid Lor PCL's Debt-to-EBITDA or its related term are showing as below:

BKK:TIDLOR' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 7.59   Med: 7.82   Max: 10.32
Current: 7.59

During the past 5 years, the highest Debt-to-EBITDA Ratio of Ngern Tid Lor PCL was 10.32. The lowest was 7.59. And the median was 7.82.

BKK:TIDLOR's Debt-to-EBITDA is ranked better than
50.39% of 254 companies
in the Credit Services industry
Industry Median: 7.78 vs BKK:TIDLOR: 7.59

Ngern Tid Lor PCL Debt-to-EBITDA Historical Data

The historical data trend for Ngern Tid Lor PCL's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Ngern Tid Lor PCL Debt-to-EBITDA Chart

Ngern Tid Lor PCL Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Debt-to-EBITDA
10.32 8.59 7.79 7.82 7.62

Ngern Tid Lor PCL Quarterly Data
Sep19 Dec19 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.27 7.45 7.42 6.28 7.36

Competitive Comparison of Ngern Tid Lor PCL's Debt-to-EBITDA

For the Credit Services subindustry, Ngern Tid Lor PCL's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ngern Tid Lor PCL's Debt-to-EBITDA Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Ngern Tid Lor PCL's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Ngern Tid Lor PCL's Debt-to-EBITDA falls into.



Ngern Tid Lor PCL Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Ngern Tid Lor PCL's Debt-to-EBITDA for the fiscal year that ended in Dec. 2023 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(32775.411 + 36204.446) / 9050.996
=7.62

Ngern Tid Lor PCL's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2024 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(30896.749 + 40562.808) / 9705.912
=7.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2024) EBITDA data.


Ngern Tid Lor PCL  (BKK:TIDLOR) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Ngern Tid Lor PCL Debt-to-EBITDA Related Terms

Thank you for viewing the detailed overview of Ngern Tid Lor PCL's Debt-to-EBITDA provided by GuruFocus.com. Please click on the following links to see related term pages.


Ngern Tid Lor PCL (BKK:TIDLOR) Business Description

Traded in Other Exchanges
Address
428 Ari Hills Building, Phaholyothin Road, 9th - 15th Floor, Samsen Nai Subdistrict, Phaya Thai District, Bangkok, THA, 10400
Ngern Tid Lor PCL provides loans and hires purchases for all types of vehicles, non-life insurance brokers, and life insurance brokers. The company's segment includes Non-life insurance broker and Hire-purchase and lending services. It generates maximum revenue from the Hire-purchase and lending services segment.

Ngern Tid Lor PCL (BKK:TIDLOR) Headlines

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