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Bac Holding International (BOG:BHI) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Bac Holding International Net Margin % Related Terms
Bac Holding International Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bac Holding International's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bac Holding International Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bac Holding International's Net Margin % distribution charts can be found below:
* The bar in red indicates where Bac Holding International's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bac Holding International (BOG:BHI) has a Net Margin % of 17.54% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Bac Holding International and its competitors. This is 20% below median its historical median of 22.06. Over the past decade, Bac Holding International's Net Margin % has ranged from 15.03 to 23.48. According to the industry distribution chart, Bac Holding International ranks #978 out of 1526 companies in the Banks industry, placing it in the top 64.1%.
Is Bac Holding International's Net Margin % too high?
Bac Holding International's current Net Margin % of 17.54% is 20% below median its 10-year median of 22.06. Over the past 10 years, this metric has ranged from a low of 15.03 to a high of 23.48. The Banks industry median Net Margin % is 27.10. Bac Holding International's value of 17.54% is 35.3% below this industry median. Based on the distribution chart, Bac Holding International ranks #978 out of 1526 companies in the Banks industry, which is below the industry midpoint. Overall, Bac Holding International has a GF Score™ of 46/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bac Holding International's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Bac Holding International ranks #978 out of 1526 companies for Net Margin %. This places Bac Holding International in the lower half of its industry. The industry median Net Margin % is 27.10. Bac Holding International's value of 17.54% is 35.3% below this benchmark. Historically, Bac Holding International's own Net Margin % has ranged from 15.03 to 23.48 over the past decade. While the company's 10-year median is 22.06 vs. the industry median of 27.10, Bac Holding International has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.10, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bac Holding International's current Net Margin % of 17.54% is 35.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Bac Holding International and its competitors. For the Banks industry, the median Net Margin % is 27.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bac Holding International's current Net Margin % is 17.54%, which is 20% below median its own 10-year median of 22.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bac Holding International stock overvalued right now?
Based on GuruFocus' analysis, Bac Holding International (BOG:BHI) is currently considered Modestly Overvalued. The stock's GF Value™ is COP322.99, compared to a current price of COP374.00 — trading 15.8% above its estimated fair value. The current Net Margin % is 17.54%, which is 20% below median its 10-year median of 22.06 and 35.3% below the Banks industry median of 27.10. Bac Holding International's overall GF Score™ is 46/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Bac Holding International (BOG:BHI), the current Net Margin % is 17.54% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bac Holding International (BOG:BHI) Overvalued in 2026?
Based on GuruFocus' analysis, Bac Holding International stock appears to be overvalued.
The current stock price of COP374.00 is trading 15.8% above its estimated GF Value™ of COP322.99.
GuruFocus considers Bac Holding International to be Modestly Overvalued.
Key valuation signals for BOG:BHI:
Net Margin %: 17.54% (20% below median its 10-year median of 22.06)
GF Value™: COP322.99 vs. price of COP374.00 (15.8% above fair value)
Industry Position: 35.3% below the Banks median (#978 of 1526)
No single metric tells the full story. See the BOG:BHI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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