Bac Holding International (BOG:BHI) Retained Earnings: COP7,710,862 Mil (As of Mar. 2026)

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BOG:BHI Bac Holding International Corp BOG:BHI
36 GF Score
Price COP369.00
GF Value COP323.20
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Bac Holding International Retained Earnings?

Bac Holding International BOG:BHI 36 Retained Earnings is COP7,710,862 Mil as of Mar. 2026. GuruFocus rates BOG:BHI with a GF Score™ of 36/100 and a GF Value™ of COP323.20 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Bac Holding International's retained earnings for the quarter that ended in Mar. 2026 was COP7,710,862 Mil.

Bac Holding International's quarterly retained earnings increased from Sep. 2025 (COP8,249,210 Mil) to Dec. 2025 (COP8,598,337 Mil) but then declined from Dec. 2025 (COP8,598,337 Mil) to Mar. 2026 (COP7,710,862 Mil).

Bac Holding International's annual retained earnings increased from Dec. 2023 (COP5,725,848 Mil) to Dec. 2024 (COP8,177,068 Mil) and increased from Dec. 2024 (COP8,177,068 Mil) to Dec. 2025 (COP8,598,337 Mil).


Bac Holding International  (BOG:BHI) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Bac Holding International Retained Earnings Historical Data

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The historical data trend for Bac Holding International's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bac Holding International Retained Earnings Chart

Bac Holding International Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial 3,127,736.67 5,860,327.01 5,725,847.96 8,177,067.88 8,598,337.44

Bac Holding International Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7,059,855.47 7,730,929.02 8,249,210.03 8,598,337.44 7,710,862.28
BOG:BHI
36GF Score
Bac Holding International Corp BOG:BHI
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Bac Holding International Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of COP7,710,862 Mil mean?
Bac Holding International (BOG:BHI) has a Retained Earnings of COP7,710,862 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Bac Holding International and its competitors.
Is Bac Holding International's Retained Earnings too high?
Bac Holding International's current Retained Earnings is COP7,710,862 Mil. Overall, Bac Holding International has a GF Score™ of 36/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bac Holding International's Retained Earnings compare to PNC and USB?
Bac Holding International's Retained Earnings of COP7,710,862 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Bac Holding International and its competitors. Bac Holding International's current Retained Earnings is COP7,710,862 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bac Holding International stock overvalued right now?
Based on GuruFocus' analysis, Bac Holding International (BOG:BHI) is currently considered Modestly Overvalued. The stock's GF Value™ is COP323.20, compared to a current price of COP369.00 — trading 14.2% above its estimated fair value. The current Retained Earnings is COP7,710,862 Mil. Bac Holding International's overall GF Score™ is 36/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Bac Holding International (BOG:BHI), the current Retained Earnings is COP7,710,862 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bac Holding International (BOG:BHI) Overvalued in 2026?

Based on GuruFocus' analysis, Bac Holding International stock appears to be overvalued. The current stock price of COP369.00 is trading 14.2% above its estimated GF Value™ of COP323.20. GuruFocus considers Bac Holding International to be Modestly Overvalued.

Key valuation signals for BOG:BHI:

  • Retained Earnings: COP7,710,862 Mil
  • GF Value™: COP323.20 vs. price of COP369.00 (14.2% above fair value)
  • GF Score™: 36/100 with 2 warning signs

No single metric tells the full story. See the BOG:BHI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bac Holding International Business Description

Address 42nd and 43rd Streets, Balboa Avenue, BAC Tower Building, ground floor, rooms C and D, Bella Vista District, Panama, PAN
Bac Holding International Corp is engaged in providing banking and financial related services through its subsidiary.
36GF Score

Get the complete analysis for BOG:BHI

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP369.00
Price
COP323.20
GF Value